The top-rated title insurance company in Shelby Township, Michigan is SWITCH Insurance Group, rated 4.8 stars across 308 reviews. Other highly rated options include TITLE Boxing Club Shelby Township, Custom Ins Agency, Hilb Group. This directory lists 13 title insurance companys serving Shelby Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SWITCH Insurance Group | 7857 25 Mile Rd Suite 103 | (248) 636-4200 |
| 2 | TITLE Boxing Club Shelby Township | 55221 Shelby Rd | (248) 608-4944 |
| 3 | Custom Ins Agency | 50551 Van Dyke Ave | (586) 935-6110 |
| 4 | Hilb Group | 45600 Village Blvd | (586) 799-6000 |
| 5 | First Premier Title Agency | 45665 Hayes Rd | (586) 580-2138 |
| 6 | Secured Title of Michigan | 45859 Hayes Rd | (586) 588-9350 |
| 7 | Allegiance Title Agency | 49100 Van Dyke Ave | (586) 991-6219 |
| 8 | Greco Title Agency, LLC | 45707 Village Blvd | (586) 412-5400 |
| 9 | Bell Title Agency of Macomb-Shelby | 55203 Shelby Rd | (248) 601-6810 |
| 10 | Service One Title Agency | 49433 Hayes Rd suite b | (586) 737-7630 |
SWITCH Insurance Group serves the Shelby Township area of Macomb County, Michigan, as a title insurance company that handles the essential services of title searches and examinations for residential and commercial real estate transactions. It also facilitates the issuance of lender’s title policies to protect mortgage lenders and owner’s title policies that safeguard property buyers from future ownership claims. In this region, SWITCH Insurance Group regularly manages escrow and closing coordination for local property transfers.
TITLE Boxing Club Shelby Township provides core title insurance services for real estate transactions, including title searches and examination, as well as the issuance of lender and owner policies. Its service approach focuses on accurate documentation review and timely processing to facilitate smooth closings. The company offers ongoing support for policy maintenance and title-related inquiries. It handles a variety of property types, including single-family homes, apartments, retail spaces, and restaurants across the Shelby Township area.
Custom Ins Agency serves homeowners, businesses, and property managers in Shelby Township, Michigan, by providing title insurance services that help protect real estate investments. The company handles title searches and examines property records to identify any liens or ownership issues before closing. It works with lenders, real estate agents, and attorneys to ensure clear property transfers and smooth transactions. Custom Ins Agency also offers coverage for both residential and commercial properties, assisting clients throughout the Macomb County area and often extending its services to nearby communities such as Sterling Heights.
Unlike homeowners insurance that renews annually, title insurance covers risks from past ownership like undisclosed liens or title defects for as long as a property is held. This one‑time premium, paid at closing, protects the buyer and the lender. Located in Shelby Township, MI, Hilb Group provides such title insurance, serving local residential and commercial transactions. Their services are available strictly on a one‑time, as‑needed basis per individual real estate closing.
Serving Shelby Township, Michigan, and the surrounding communities of Macomb County, First Premier Title Agency handles real estate transactions for buyers, sellers, and lenders. It manages title searches to verify property ownership and reviews public records for any liens or encumbrances. The company coordinates closings and escrow services, preparing the necessary documents for a smooth transfer of title. To complete a typical job, it works closely with all parties to clear title issues and ensure a legally sound property transfer on the scheduled closing date.
Secured Title of Michigan in Shelby Township specializes in title searches, examinations, and title insurance policies to protect real estate transactions from ownership disputes. The company also serves local buyers, sellers, and lenders by coordinating closings and issuing settlement statements to facilitate smooth property transfers. Its experience with Michigan property records helps ensure clear titles for residential and commercial deals. In the colder months, it frequently assists clients with verifying title status before winterization procedures or mortgage refinancing tied to seasonal property protections.
Allegiance Title Agency handles the essential stages of real estate transactions, providing title searches, examinations, and insurance policies to protect property ownership in Shelby Township and the surrounding region. This firm also offers services such as escrow coordination and settlement procedures to help clients close deals smoothly and securely. Its title insurance work serves commercial sectors, including office buildings, warehouse facilities, and food service operations throughout the area.
As the spring home-buying season accelerates in Shelby Township, Greco Title Agency, LLC provides the essential title insurance services that protect both buyers and lenders from potential property claims or ownership disputes. This local agency manages the detailed title examination necessary to trace property history and confirm clear ownership before a transaction closes. Such work is foundational for mortgage lending in Macomb County. Every residential purchase begins with a comprehensive title search and a clear explanation of the settlement process.
Bell Title Agency of Macomb-Shelby provides residential title insurance services in Shelby Township, Michigan, ensuring clear ownership for home buyers. The company also handles commercial property transactions and serves the broader Macomb County area. Each transaction begins with a thorough title search to identify potential liens or encumbrances. After closing, the team coordinates follow-up tasks such as document recording and policy issuance, encouraging clients to return for future real estate needs between regular visits.
What Does a a Title Insurance Company in Shelby Township Cost?
In Michigan, the cost of title insurance varies by property value and policy type. For a typical home purchase, an owner policy may cost between 0.5 percent and 1 percent of the purchase price. For example on a 300000 dollar home the owner policy might range from 1500 to 3000 dollars. Lender policies are often priced separately and may be lower. Costs also include title search fees and closing services. This is general information and not insurance advice.
About title insurance companys in Shelby Township
Title insurance protects property buyers and lenders from hidden defects in a property title. In Shelby Township Michigan, a title search is typically required before closing to identify liens or ownership issues. Michigan law does not mandate title insurance but lenders usually require a lender policy for a mortgage loan.
Frequently Asked Questions
What does a title insurance company do in Shelby Township Michigan?
A title insurance company examines public records to verify property ownership and identify any liens or encumbrances. They then issue a policy that protects the buyer or lender against future claims on the title. This process is a standard part of most real estate closings in Macomb County.
Is title insurance required for a home purchase in Michigan?
Michigan law does not require title insurance for home purchases. However most lenders will require a lender title policy to protect their investment. An owner policy is optional but recommended to protect the buyer from title defects discovered after closing.
How long does a title search take in Shelby Township?
A typical title search in Shelby Township takes 3 to 5 business days. The time may vary based on property complexity and the volume of records at the Macomb County Register of Deeds. Delays can occur if there are old liens or unresolved estate issues.
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