The top-rated title insurance company in Des Moines, Iowa is LoanMax Title Loans, rated 4.7 stars across 58 reviews. Other highly rated options include American Abstract & Title Co, Bill Blue & Associates, Peoples Abstract Company and Statewide Abstract & Title. This directory lists 10 title insurance companys serving Des Moines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | LoanMax Title Loans | 3516 Merle Hay Rd | (515) 272-5200 |
| 2 | American Abstract & Title Co | 5548 NW 2nd St Suite 103 | (515) 283-2266 |
| 3 | Bill Blue & Associates | 300 Walnut St Apt 125 | (515) 244-3355 |
| 4 | Peoples Abstract Company and Statewide Abstract & Title | 3600 Army Post Rd Suite 300 | (515) 244-6119 |
| 5 | Title Services Corporation | 317 6th Ave Suite 740 | (515) 457-9002 |
| 6 | O'Brien Settlement Services, LLC | 4905 Hubbell Ave Suite 6 | (515) 957-9577 |
| 7 | National Escrow Services LLC | 414 61st St Suite 2 | (515) 989-8820 |
| 8 | Iowa Title Guaranty | 1963 Bell Ave #200 | (515) 452-0484 |
| 9 | Forsythe Appraisals LLC | 1922 Ingersoll Ave | (855) 305-0041 |
| 10 | LoanMax Title Loans | 5802 Hickman Rd | (515) 207-7720 |
Homeowners, businesses, and property managers rely on LoanMax Title Loans in Des Moines, Iowa, for title insurance services that protect real estate investments. The company handles the necessary title searches and examinations to identify any potential liens or ownership disputes before closing. It also issues lender and owner policies to safeguard against future claims on a property’s title. Beyond the downtown area, LoanMax extends its coverage to neighboring West Des Moines and the broader Polk County metro region.
American Abstract & Title Co serves the Des Moines, Iowa metro area, operating as a title insurance provider for real estate transactions. The company facilitates property transfers by performing thorough title searches, examining public records to verify ownership and identify any liens or encumbrances. It also issues title insurance policies that protect lenders and homeowners against future legal claims on a property’s title. Among its local services, American Abstract & Title Co handles settlement procedures and escrow services for residential and commercial closings.
Bill Blue & Associates provides title insurance services for property transactions and refinancing in the Des Moines area, including thorough title searches and clearing any outstanding liens or encumbrances. The company also facilitates smooth closings by coordinating with lenders and real estate agents to prepare all necessary documentation. Title policies safeguard against unforeseen ownership claims after a purchase. This local agency handles title work for single-family homes, apartments, retail spaces, and restaurants.
Peoples Abstract Company and Statewide Abstract & Title serves homeowners, businesses, and property managers in the Des Moines area. They provide title insurance and support real estate transactions by performing thorough title searches and facilitating clear closings. These services help protect property ownership rights and address potential title issues. Their work supports both residential purchases and commercial property transfers throughout the local market. The company also extends its coverage to the neighboring community of West Des Moines.
Serving Des Moines and all surrounding communities in central Iowa, Title Services Corporation handles real estate transaction closings, title searches, and the issuance of title insurance policies for both residential and commercial properties. The company carefully examines public land records to verify ownership history and identify any existing liens or encumbrances. It then coordinates with lenders and realtors to prepare essential settlement documents. To complete a typical job, it relies on methodical document review and clear communication with all parties to ensure a smooth transfer of ownership.
O'Brien Settlement Services, LLC in Des Moines, IA offers title insurance on either a one-time basis for a single real estate transaction or through a recurring policy for ongoing property ownership protection. Coverage typically includes researching public records to verify clear ownership and defending against any undiscovered claims or liens on the title. Services are provided on a one-time, transaction-by-transaction basis according to client needs.
National Escrow Services LLC specializes in title insurance and settlement services for residential and commercial real estate transactions in Des Moines, Iowa. It conducts thorough title searches to identify liens, easements, or encumbrances, then issues policies that protect lenders and property owners against future claims. The company coordinates closings, manages escrow funds, and ensures all legal documents are properly recorded with the county. During Iowa's spring and summer home-buying season, it helps clients navigate the heightened volume of inspections, appraisals, and closing deadlines to keep purchases on schedule.
As the spring home-buying season picks up in Des Moines, Iowa Title Guaranty assists with the title searches required for smooth real estate closings. This firm operates as a title insurance company, examining property records to identify any liens or ownership issues. Their work helps ensure clear title transfer for buyers and lenders involved in transactions throughout the area. The process typically begins with the ordering of a title search to inspect for any recorded encumbrances on the property.
Forsythe Appraisals LLC provides property valuation and documentation services that support real estate transactions in the Des Moines area. The company also offers specialized title insurance services, helping to protect buyers and lenders against potential ownership disputes and liens that could affect a property’s title. Its work facilitates smooth closings for commercial clients, serving sectors that include office buildings, warehouses, and food service establishments.
Homeowners, businesses, and property managers rely on LoanMax Title Loans in Des Moines, Iowa, for title insurance services that protect real estate investments. The company handles the necessary title searches and examinations to identify any potential liens or ownership disputes before closing. It also issues lender and owner policies to safeguard against future claims on a property’s title. Beyond the downtown area, LoanMax extends its coverage to neighboring West Des Moines and the broader Polk County metro region.
What Does a a Title Insurance Company in Des Moines Cost?
In Iowa the cost for an owners title insurance policy is typically based on the purchase price and averages 0.5 to 1.0 percent of the homes value. For a 250000 dollar home the owners policy might cost 1000 to 1500 dollars. Lender policies are usually separate and cost less. Closing fees and attorney costs for the title opinion add 500 to 1000 dollars. This is general information and not insurance advice.
About title insurance companys in Des Moines
Title insurance companies in Des Moines Iowa help protect home buyers and lenders from hidden property defects. They perform title searches to uncover liens easements or ownership disputes before closing. Iowa law requires a title opinion from a licensed attorney for most real estate transactions which these companies coordinate.
Frequently Asked Questions
What does a title insurance company do in Des Moines Iowa?
A title insurance company examines public records to verify property ownership and identify any claims against the title. They then issue a policy that protects the buyer or lender from future losses due to undiscovered defects. In Iowa the company works with a local attorney to provide the required legal title opinion.
Is title insurance required in Iowa?
Lenders almost always require a lender title policy to protect their investment. A owners policy is optional but strongly recommended for buyers. Iowa does not have a state law mandating title insurance but standard lending practices make it a common requirement.
How long does a title search take in Des Moines?
A typical title search in Des Moines takes 3 to 7 business days. The process can be faster for simple properties or slower if complex issues arise such as old liens or missing records. Iowa uses a grantor grantee index system which can add time for older properties.
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