The top-rated supplemental insurance agent in Oshkosh, Wisconsin is Brett A. Beaulieu LLC: Allstate Insurance, rated 4.9 stars across 303 reviews. Other highly rated options include Algoma Insurance Group LLC, Jirschele Insurance, Richards Insurance Oshkosh. This directory lists 20 supplemental insurance agents serving Oshkosh.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brett A. Beaulieu LLC: Allstate Insurance | 136 Jackson St # 4 | (920) 233-8460 |
| 2 | Algoma Insurance Group LLC | 2401 Omro Rd | (920) 233-4375 |
| 3 | Jirschele Insurance | 923 S Main St Suite D | (920) 966-9500 |
| 4 | Richards Insurance Oshkosh | 48 N Oakwood Rd | (920) 235-1980 |
| 5 | Bock Insurance Agency, Inc. | 2337 Jackson St | (920) 235-5737 |
| 6 | Wisconsin Medicare Specialists | 120 Jackson St STE 120 | (920) 379-6715 |
| 7 | Mitchell Insurance Agency | 1924 S Washburn St | (920) 233-0272 |
| 8 | Alliance Insurance Centers, LLC | 226 N Main St | (920) 426-5292 |
| 9 | All Star Insurance Services | 694 N Main St | (920) 426-2779 |
| 10 | Farmers Insurance Oshkosh | 303 Pearl Ave Ste E | (920) 651-3031 |
Brett A. Beaulieu LLC: Allstate Insurance serves the Oshkosh, Wisconsin area as a supplemental insurance agent. This agency helps individuals and families obtain coverage that fills gaps left by standard health, life, or Medicare plans. Supplemental insurance products are designed to provide additional financial protection for unexpected medical costs or lost income. The company works with clients to evaluate their existing policies and recommend suitable solutions. Its offerings typically include specified disease and hospital indemnity plans.
Algoma Insurance Group LLC offers a range of supplemental insurance agent services in Oshkosh, WI, including Medicare supplements, accident and critical illness policies, and final expense coverage. Their service plans include policy reviews and annual enrollment consultations to help clients adjust their coverage as their needs change over time. The company works with clients whose properties include single-family homes and apartments, as well as those associated with retail businesses and restaurants.
Jirschele Insurance serves local homeowners, businesses, and property managers in and around Oshkosh by offering supplemental insurance policies that help cover gaps left by primary health or property plans. These policies provide financial support for unexpected expenses such as deductibles, co-pays, or lost income during recovery. Clients work with an agent who explains plan options and assists with claims. The agency also extends its supplemental insurance services to clients in the neighboring community of Neenah.
Located in Oshkosh, Wisconsin, and serving that city along with its surrounding communities, Richards Insurance Oshkosh always handles supplemental insurance policies designed to fill coverage gaps left by primary health plans. These plans offer financial assistance for costs such as deductibles, hospital stays, and accident-related expenses. The agency approaches each client’s situation by first assessing their individual health and budgetary needs, then efficiently selecting a plan that complements their existing medical coverage.
Bock Insurance Agency, Inc. in Oshkosh, WI, distinguishes between one-time enrollment for a fixed benefit period and recurring annual coverage options for supplemental insurance. Their policies help fill gaps left by major medical plans, typically paying cash benefits directly to the policyholder for specified events like hospitalization or critical illness. These benefits can be used for deductibles, copays, or everyday expenses. Service for enrolled clients is conducted on an as-needed basis, primarily during annual enrollment periods or when a specific claim or policy question arises.
Wisconsin Medicare Specialists in Oshkosh assists clients in navigating supplemental insurance options to cover costs traditional Medicare does not, such as deductibles and copayments. It can also arrange customized gap policies for unforeseen medical events. The agency helps individuals fill coverage gaps for hospital stays, skilled nursing, and preventative care. Its services are available to commercial enterprises, including local offices, warehouses, and food service operations.
Mitchell Insurance Agency specializes in supplemental insurance policies that help cover costs not paid by primary health plans, including accident, critical illness, and hospital indemnity coverage. The agency serves individual clients throughout the Oshkosh area, assisting them in selecting plans that address specific financial gaps in their existing medical coverage. With typical deductibles and copayments rising each year, the agency often helps clients prepare for the out-of-pocket expenses associated with an unexpected winter injury or a seasonal flu hospitalization.
As the seasons change in Oshkosh, the demand for supplemental insurance options often increases alongside shifting health needs. Alliance Insurance Centers, LLC provides this category of coverage for local residents, helping to fill gaps that may exist in primary plans. Their focus remains on explaining policies clearly, ensuring clients understand what their supplemental benefits actually cover. Before any new plan is finalized, the process begins with a thorough review of an individual's existing coverage to identify specific areas of need.
All Star Insurance Services in Oshkosh, Wisconsin, primarily assists residents with supplemental insurance to help cover costs not addressed by main health plans. The agency also provides commercial supplemental coverage for local small businesses in the area. Their work focuses on explaining policy options and helping clients select appropriate plans for their needs. Following an initial enrollment, they offer ongoing support and can adjust coverage as situations change, providing reliable follow-up service between regular scheduled visits.
Farmers Insurance Oshkosh in Oshkosh, WI, is known for providing supplemental insurance coverage that helps fill gaps left by primary health plans. The agency serves local residents needing additional financial protection against unexpected medical costs or income loss. Its agents guide clients through policy options for accidents, critical illness, or hospital stays. A specialty service it can add on is cancer insurance, offering specific benefits for treatment and recovery.
What Does a a Supplemental Insurance Agent in Oshkosh Cost?
The cost of supplemental insurance in Wisconsin varies by plan type, age, and health status. For example, a Medigap Plan G in Oshkosh may cost between $120 and $250 per month for a 65-year-old. Cancer or accident plans often range from $30 to $80 per month. These are estimates only. This is general information and not insurance advice. Always review policy details and consult a licensed agent for your specific situation.
About supplemental insurance agents in Oshkosh
Supplemental insurance agents in Oshkosh, Wisconsin help residents fill gaps in their primary health insurance. These agents offer plans like Medicare Supplement (Medigap), accident, and critical illness policies. Wisconsin law requires Medigap carriers to offer guaranteed issue rights during open enrollment, giving you more options without medical underwriting.
Frequently Asked Questions
What is a supplemental insurance agent in Oshkosh?
A supplemental insurance agent in Oshkosh is a licensed professional who helps you buy extra coverage beyond your main health plan. They can explain plans like hospital indemnity, cancer, or accident insurance. Wisconsin agents must follow state regulations on policy disclosures and sales practices.
When can I enroll in a Medigap plan in Wisconsin?
You have a six-month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time in Wisconsin, insurers cannot deny you a Medigap policy or charge higher premiums due to health conditions. After this window, you may face medical underwriting.
Do supplemental insurance agents in Wisconsin charge fees?
Most supplemental insurance agents in Wisconsin are paid by commissions from the insurance companies, not by you directly. You do not typically pay an extra fee for their services. Always ask the agent how they are compensated before you buy a policy.
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