The top-rated supplemental insurance agent in Waco, Texas is Baker and Carey Insurance Agency, rated 4.9 stars across 181 reviews. Other highly rated options include HighView Insurance Group, Joel Fuessel - Secured First Financial of Texas - Independent Agent, Central Texas Benefits. This directory lists 19 supplemental insurance agents serving Waco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Baker and Carey Insurance Agency | 2601 Franklin Ave | (254) 755-7727 |
| 2 | HighView Insurance Group | 510 N Valley Mills Dr Ste 503 | (254) 339-6606 |
| 3 | Joel Fuessel - Secured First Financial of Texas - Independent Agent | 7215 Bosque Blvd #104 | (254) 265-6655 |
| 4 | Central Texas Benefits | 4547 Lake Shore Dr | (254) 722-2569 |
| 5 | Mission Medicare Insurance | 6801 Sanger Ave # 130C | (254) 722-4459 |
| 6 | Herman Bell Insurance Agency | 2118 La Salle Ave | (254) 756-0691 |
| 7 | Browder General Insurance Agency Inc | 4800 Lakewood Dr #3 | (254) 776-1582 |
| 8 | Shivers & Associate Insurance | 8283 Bosque Blvd | (254) 751-1446 |
| 9 | Greater Waco Insurance Solutions | 7530 Bosque Blvd Suite #D | (254) 751-1254 |
| 10 | Cen-Tex Insurers | 510 Austin Ave suite 25121 | (254) 340-0994 |
Baker and Carey Insurance Agency serves the Waco, Texas area as a supplemental insurance agent. The company helps clients manage out-of-pocket expenses that traditional health plans may not fully cover by offering policies that provide additional financial protection. These supplemental plans are designed to address gaps in primary coverage for unexpected medical needs. Common services include assisting with enrollment in accident insurance and hospital indemnity plans for local residents.
HighView Insurance Group provides supplemental insurance services in Waco, Texas, helping clients fill gaps left by primary health or life policies. Its service plans include routine policy reviews and claims assistance to ensure coverage remains aligned with changing needs. Maintenance offerings involve annual benefit checkups and personalized guidance on policy adjustments. The company services single-family homes, apartments, retail storefronts, and local restaurants.
Homeowners, families, and self-employed individuals in Waco, Texas, turn to Joel Fuessel - Secured First Financial of Texas - Independent Agent for supplemental insurance coverage. The agency offers policies that fill gaps in major medical plans, helping clients manage out-of-pocket costs for accidents, critical illnesses, and hospital stays. As an independent agent, Joel Fuessel can compare options from multiple carriers to find suitable protection for each customer’s budget and needs. This independent agency also serves residents in the Woodway and Hewitt areas.
Central Texas Benefits serves the Waco area and surrounding communities as a supplemental insurance agent. The company handles a wide range of supplemental policies, including plans for accident, critical illness, hospital indemnity, and Medicare gaps. These products are designed to cover out-of-pocket costs that primary health insurance does not fully pay. The agency typically works directly with individuals and families to compare coverage options based on their specific medical needs and budgets. This process involves a straightforward consultation, followed by a clear explanation of policy benefits and limitations before any enrollment.
At Mission Medicare Insurance in Waco, TX, a client can meet with an agent for a one-time consultation about their current supplemental plan or schedule recurring annual reviews to adjust coverage as needs change. The agency assists individuals in understanding how Medicare supplements fill gaps left by original Medicare, such as coinsurance and deductibles. Service runs on either a one-time basis for initial enrollment help or as needed for policy changes throughout the year.
Herman Bell Insurance Agency in Waco, Texas, specializes in providing supplemental insurance plans designed to cover gaps left by primary health policies. It offers various agents to assist clients in finding suitable coverage for medical deductibles, copays, and other out-of-pocket expenses. The agency conducts personalized consultations to explain plan options and help residents secure financial protection against unexpected healthcare costs. During open enrollment periods or following a change in employment, it guides individuals through selecting appropriate supplemental benefits that align with their current medical needs.
As summer heat drives Waco residents to seek ways to manage unexpected medical costs, Browder General Insurance Agency Inc provides supplemental insurance agent services to help fill coverage gaps. The company works with individuals to explore options that may assist with out-of-pocket expenses such as deductibles or copays not covered by primary health plans. Before any policy discussion, a local agent conducts a straightforward inspection or preliminary assessment of the client’s existing coverage and personal needs.
Shivers & Associate Insurance serves individuals and businesses in Waco, Texas by offering general supplemental coverage for gaps in primary health plans. Their specialty add-ons help policyholders manage out-of-pocket expenses such as deductibles and copays. Policies can also provide income protection during illness or accident recovery. As supplemental insurance specialists, they work to align coverage with specific needs in many commercial sectors, including offices, warehouses, and food service.
Greater Waco Insurance Solutions provides supplemental insurance to residents and businesses in Waco, Texas. For homeowners, policies help cover expenses that primary health insurance may not fully address, such as deductibles or co-pays from a hospital stay. Commercial supplemental plans are also available for local businesses seeking additional financial protection for their employees. The company serves the entire Waco community and surrounding areas. Clients regularly return between their primary insurance visits to review coverage changes and adjust policies as needed.
Cen-Tex Insurers in Waco, Texas is known for providing supplemental insurance to help bridge coverage gaps from primary health plans. It serves local residents seeking financial protection against out-of-pocket medical costs and unexpected expenses. The company focuses on offering a range of policies that complement standard health insurance. A common supplemental option available through this agent includes plans specifically designed to cover critical illness or accident-related costs, providing an extra layer of security.
What Does a a Supplemental Insurance Agent in Waco Cost?
Supplemental insurance costs in Texas vary by plan type age and location. A standard Medigap Plan G for a 65-year-old in Waco typically ranges from 120 to 200 dollars per month. Plan N costs may be 90 to 150 dollars per month. Costs can change each year due to inflation and insurer rate adjustments. This is general information not insurance advice.
About supplemental insurance agents in Waco
Supplemental insurance agents in Waco Texas help residents find Medigap and Medicare Advantage plans. Texas law allows a 30-day free look period for Medigap policies. Local agents can explain how Texas birth rule and guaranteed issue rights apply to your situation.
Frequently Asked Questions
What is a supplemental insurance agent in Waco?
A supplemental insurance agent helps you buy Medicare Supplement plans also called Medigap. These plans cover costs like deductibles and coinsurance that Original Medicare does not pay. Agents in Waco know Texas specific rules for enrollment and plan availability.
When can I enroll in a Medigap plan in Texas?
The best time to enroll is during your Medigap Open Enrollment Period. This period starts when you are 65 and enrolled in Medicare Part B. In Texas this period lasts six months and you cannot be denied coverage due to health conditions.
Are there Texas laws that protect me when buying supplemental insurance?
Yes Texas has a 30-day free look period for Medigap policies. You can cancel a policy within 30 days for a full refund. Texas also guarantees issue rights in certain situations like losing employer coverage.
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