The top-rated supplemental insurance agent in Temple, Texas is Maxwell Financial Group: Allstate Insurance, rated 4.9 stars across 331 reviews. Other highly rated options include Freeway Insurance, Acceptance Insurance, AllAbout Insurance. This directory lists 18 supplemental insurance agents serving Temple.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maxwell Financial Group: Allstate Insurance | 201 Clinite Grove Blvd Ste 110 | (254) 332-1263 |
| 2 | Freeway Insurance | 1220 S 1st St | (254) 859-4018 |
| 3 | Acceptance Insurance | 1400 W Adams Ave B | (254) 985-6108 |
| 4 | AllAbout Insurance | 4102 S 31st St #300 | (254) 773-3833 |
| 5 | Texell Insurance | 7083 Members Pkwy #109 | (254) 774-5181 |
| 6 | ALPA Insurance | 1420 S 31st St | (254) 295-9400 |
| 7 | Winkler Insurance Agency | 1102 W Adams Ave # B | (254) 771-5600 |
| 8 | Acrisure Temple, TX (The David Nix Agency) | 2526 Blue Meadow Dr | (254) 770-3355 |
| 9 | Coufal Insurance Services | 12270 Moffat Rd | (254) 986-2448 |
| 10 | Direct Auto Insurance | 1314 W Adams Ave | (254) 295-1612 |
Maxwell Financial Group: Allstate Insurance in Temple, Texas offers supplemental insurance options that help bridge coverage gaps left by primary health plans. Clients can choose between one-time policies for a fixed term or recurring plans that renew and adjust over time. These insurance agents assist residents in selecting policies that cover accidents, critical illnesses, or hospital stays to avoid unexpected medical costs. Service typically operates on an as-needed basis, welcoming walk-ins and appointments for personalized consultations without a strict schedule.
Freeway Insurance in Temple, Texas connects clients with supplemental insurance plans that cover gaps left by primary health policies, such as accident, hospital indemnity, and critical illness options. It also assists local residents in navigating the routine process of comparing Medicare supplement and dental plans to match personal needs. The agency specifically helps individuals evaluate their coverage before open enrollment periods, ensuring they can adjust for upcoming medical expenses or changes in health circumstances.
As seasonal weather shifts in Temple, Texas, residents often face new gaps in their health coverage. Acceptance Insurance provides supplemental insurance plans that help manage out-of-pocket costs for medical needs not fully covered by primary policies. Clients receive straightforward guidance on options like accident or critical illness plans through a local agent familiar with area healthcare patterns. The process begins with a no-obligation consultation to review current coverage, identify potential gaps, and schedule an initial assessment of individual insurance requirements.
AllAbout Insurance serves the Temple, Texas metro area, providing supplemental insurance agency services. This type of work helps residents address financial gaps that major medical policies often leave uncovered. An agent in this field assists clients with understanding and enrolling in plans that can cover expenses like deductibles and co-pays. These additional policies may also help with income replacement during a temporary disability. Common offerings in this area include hospital indemnity plans and accident insurance policies.
Texell Insurance, located in Temple, TX, offers a full range of supplemental insurance agent services designed to fill gaps left by primary health, accident, and disability coverage. The company provides enrollment support, plan reviews for existing policyholders, and assistance with claims and benefit utilization. These service plans ensure clients maintain appropriate coverage through periodic adjustments to their supplemental policies. Texell’s approach accommodates changing financial situations and health needs over time. The agency’s clientele primarily includes owners of single-family homes, apartment complexes, retail spaces, and restaurants requiring tailored supplemental protection.
Based in Temple, Texas, ALPA Insurance assists local residents with general coverage needs. The company specializes in supplemental insurance plans that help fill gaps left by primary health policies. These add-on policies provide benefits for specific events, such as accidents or critical illnesses. A supplemental agent can guide clients through the process of selecting individual coverage to protect against unexpected medical costs. In addition to helping individuals, ALPA Insurance works with local businesses, including offices, warehouses, and food service operations.
Winkler Insurance Agency in Temple, TX provides supplemental insurance solutions for local homeowners, families, and small business owners. These policies help cover gaps left by primary health or property plans, including critical illness, accident, and hospital indemnity coverage. The agency guides clients through selecting appropriate plans to protect against unexpected medical or income-related expenses. Its service area also extends to Belton, offering the same personalized support for supplemental insurance needs in that neighboring community.
Unlike a one-time policy that ends after a single term, supplemental insurance works on recurring service options that renew to maintain continuous coverage. As an agent in Temple, Texas, Acrisure Temple, TX (The David Nix Agency) helps clients enroll in policies that provide additional financial protection for medical gaps. These plans help cover out-of-pocket costs that primary insurance does not, offering more predictable expense management. Client needs are typically met on a scheduled basis, with periodic reviews and adjustments available when personal circumstances change.
Direct Auto Insurance serves residential clients in Temple, Texas with supplemental insurance policies that help cover gaps in primary health plans. Commercial coverage is also available for local businesses seeking additional financial protection for their employees or operations. Service extends throughout the Temple area, allowing customers to access support for claims or policy questions close to home. The agency encourages follow-up contact between regular visits to adjust coverage as personal or business circumstances change.
What Does a a Supplemental Insurance Agent in Temple Cost?
Supplemental insurance costs in Texas vary by plan type and provider. Medigap Plan G premiums for a 65-year-old in Temple typically range from $120 to $200 per month. Medicare Advantage plans often have low or zero monthly premiums but include copays. Costs depend on your age health and location. This is general information not insurance advice.
About supplemental insurance agents in Temple
Supplemental insurance agents in Temple Texas help residents fill gaps in Medicare coverage. Texas law requires agents to be licensed by the Texas Department of Insurance. These agents can explain Medigap plans and Medicare Advantage options available in Bell County.
Frequently Asked Questions
What is a supplemental insurance agent in Temple?
A supplemental insurance agent helps you buy policies that cover costs not paid by Original Medicare. They are licensed by the Texas Department of Insurance and must follow state regulations.
When can I enroll in a Medigap plan in Texas?
You have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Do Texas agents have to follow special rules?
Yes. Texas agents must comply with the Texas Insurance Code. They cannot misrepresent policy benefits and must provide a written outline of coverage before you buy.
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