The top-rated supplemental insurance agent in Saginaw, Texas is Steven Barber - State Farm Insurance Agent, rated 4.9 stars across 353 reviews. Other highly rated options include Farmers Insurance - Lori Hernandez, Jenny Stewart – State Farm Insurance Agent, Kirk Bonds Insurance. This directory lists 11 supplemental insurance agents serving Saginaw.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steven Barber - State Farm Insurance Agent | 209 Belmont St | (817) 238-2265 |
| 2 | Farmers Insurance - Lori Hernandez | 1029 N Saginaw Blvd E5 | (682) 324-9400 |
| 3 | Jenny Stewart – State Farm Insurance Agent | 1708 Western Center Blvd | (817) 847-1467 |
| 4 | Kirk Bonds Insurance | 128 N Saginaw Blvd #500 | (817) 232-1511 |
| 5 | Nathan C. Employee Benefits Specialist. | 1209 N Saginaw Blvd G | (682) 551-7794 |
| 6 | Korey Klugman: Allstate Insurance | 113 W Green St Ste 200 | (817) 769-3760 |
| 7 | Farmers Insurance - Michael Palmer | 424 Belmont St | (817) 546-0282 |
| 8 | State Farm Insurance | 1708 Western Center Blvd | (817) 847-1467 |
| 9 | American National Insurance | 816 Towne Ct | (817) 306-7768 |
| 10 | Farmers Insurance - Cecelia Fierro | 124 W McLeroy Blvd suite c | (682) 841-4408 |
Steven Barber - State Farm Insurance Agent serves the Saginaw, Texas area as a local supplemental insurance agent. The company assists clients by offering coverage options that complement primary health plans. These supplemental policies help address out-of-pocket costs that can arise from unexpected medical events or accidents. The agency works to explain how additional insurance products can provide financial protection for families and individuals. Common supplemental services handled here include accident insurance and critical illness coverage.
Farmers Insurance - Lori Hernandez in Saginaw, TX, provides supplemental insurance agent services including accident, critical illness, and hospital indemnity policies. The agency offers ongoing service and routine policy maintenance to help clients manage their coverage as needs change. It works with individuals to address gaps left by primary health plans. Clients can receive assistance with claims and policy adjustments. The agency serves single-family homes, apartments, retail businesses, and restaurants in the local area.
Homeowners, renters, and small business owners in Saginaw, Texas, turn to Jenny Stewart – State Farm Insurance Agent for supplemental insurance coverage that helps fill gaps left by primary health or property plans. As a supplemental insurance agent, the agency focuses on policies such as accident, critical illness, and hospital indemnity to provide additional financial protection when unexpected events occur. This service also extends to residents and businesses in the broader Fort Worth metro area, including nearby communities like Eagle Mountain Lake.
Kirk Bonds Insurance serves clients in and around Saginaw, Texas, including surrounding communities throughout Tarrant County. As a supplemental insurance agent, it handles Medicare supplements, accident, and critical illness policies that fill gaps left by major medical coverage. The agent focuses on explaining policy options and benefit structures to each customer. It commonly reviews existing plans and budgets before recommending coverage tailored to individual circumstances. A typical job begins with a consultation, then comparing carriers to find suitable plan choices.
For clients who need a single policy review or immediate gap coverage, this Saginaw agent offers one-time consultations, while those seeking continuous financial security can enroll in scheduled re-evaluation plans. Both options present supplemental insurance that bridges coverage lacks left by primary health plans, including accident, critical illness, and hospital indemnity policies. Service operates on a one-time, scheduled, or as-needed basis to accommodate varying needs and budgets.
Korey Klugman: Allstate Insurance in Saginaw, TX, specializes in supplemental insurance policies, which help cover costs that major medical plans often leave out. Alongside this, the agency provides general insurance services, addressing clients’ needs for additional financial protection with standard industry products. A common seasonal concern it helps with occurs during open enrollment, when individuals evaluate and fill gaps in their existing health coverage.
As spring storms and summer heat approach in Saginaw, residents often begin reviewing their coverage for unexpected medical costs not covered by major medical plans. Farmers Insurance - Michael Palmer acts as a supplemental insurance agent offering policies that can help fill such gaps. These plans may provide cash benefits for hospital stays, accidents, or critical illness diagnoses. Michael Palmer assists clients by reviewing their current healthcare situation and identifying potential coverage holes. An initial no-cost consultation and personal policy assessment is typically scheduled to begin the process.
State Farm Insurance in Saginaw, TX, works with individuals and small businesses to build a foundation of basic coverage and then adds specialized supplemental insurance policies to fill gaps not addressed by standard plans. These supplemental options address specific financial risks and unexpected expenses that primary insurance may exclude. The agency can serve commercial sectors such as local offices, warehouses, and food service operations that require tailored protection for their unique operational liabilities and asset exposure.
Serving residential clients throughout Saginaw, Texas, American National Insurance also provides commercial supplemental coverage to local businesses. As a supplemental insurance agent, this company helps families and professionals fill gaps left by primary health plans, offering focused support for unexpected medical expenses. Service extends across the broader Saginaw area, ensuring accessibility for policyholders. The agency structures its operations to maintain direct contact with clients, scheduling follow-up appointments and repeat service between regular plan reviews to address evolving coverage needs.
Farmers Insurance - Cecelia Fierro in Saginaw, TX, is known for helping clients fill gaps in their primary health coverage through supplemental insurance plans. It offers a range of policies designed to cover out-of-pocket costs for accidents, critical illnesses, and hospital stays. These plans can provide cash benefits directly to policyholders for expenses like deductibles and lost wages. A specialty service it can add on is dental and vision coverage to complement a standard supplemental package.
What Does a a Supplemental Insurance Agent in Saginaw Cost?
Costs for supplemental insurance in Texas vary by plan type age and health status. Medicare Supplement plans typically range from 50 to 300 dollars per month. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Dental and vision plans may cost 20 to 60 dollars per month. This is general information and not insurance advice.
About supplemental insurance agents in Saginaw
Supplemental insurance agents in Saginaw Texas help residents choose policies that cover gaps in Medicare or employer health plans. Texas law requires agents to be licensed by the Texas Department of Insurance and follow strict marketing rules. Working with a local agent can provide personalized advice for your specific health needs and budget.
Frequently Asked Questions
What does a supplemental insurance agent in Saginaw do?
A supplemental insurance agent helps you compare and enroll in plans like Medicare Supplement Medigap Medicare Advantage or dental and vision coverage. They explain policy details and costs so you can make an informed choice. Agents in Texas must disclose their license number and any commissions they receive.
How do I choose a supplemental insurance agent in Saginaw Texas?
Look for an agent who is licensed in Texas and has experience with the type of coverage you need. You can verify a license on the Texas Department of Insurance website. Ask about the insurance companies they represent and whether they offer multiple plan options.
Are there time limits to enroll in supplemental insurance in Texas?
Yes. For Medicare Supplement plans you have a six-month open enrollment period that starts when you are 65 and enrolled in Medicare Part B. Missing this window may mean higher premiums or denial based on health. Texas also has a guaranteed issue period for certain situations like losing employer coverage.
Supplemental Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton