The top-rated supplemental insurance agent in Odessa, Texas is Nationwide Insurance: Melisa Copeland Strickland LLC, rated 4.8 stars across 444 reviews. Other highly rated options include Amtex Insurance, Killebrew Insurance LLC, McKenzie Insurance Inc. This directory lists 19 supplemental insurance agents serving Odessa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nationwide Insurance: Melisa Copeland Strickland LLC | 2240 E 52nd St | (432) 366-8888 |
| 2 | Amtex Insurance | 1806 N County Rd W | (432) 225-6625 |
| 3 | Killebrew Insurance LLC | 2531 Roper St | (432) 332-6322 |
| 4 | McKenzie Insurance Inc | 1315 N County Rd W | (432) 333-3532 |
| 5 | Torres Insurance | 1104 E 8th St | (432) 272-0497 |
| 6 | Five Star Insurance | 1127 W University Blvd | (432) 653-4812 |
| 7 | Martinez and Associates Insurance | 601 Dotsy Ave | (432) 580-8750 |
| 8 | Maria Valeriano Insurance Agen | 1501 W 2nd St | (432) 332-5776 |
| 9 | Mindy Villalobos Insurance Agency | 5030 E University Blvd Suite A 103 | (432) 366-0000 |
| 10 | Permian Agency Insurance | 1800 Andrews Hwy | (432) 333-1483 |
Nationwide Insurance: Melisa Copeland Strickland LLC serves the Odessa, Texas area as a supplemental insurance agent. This agency helps residents review and choose policies that cover gaps left by major medical plans, such as accident or critical illness events. Supplemental insurance can provide essential financial support for deductibles and copays not covered by primary health coverage. The company handles the application process for cancer insurance and hospital indemnity plans in the Odessa region.
Amtex Insurance serves Odessa, Texas, and the surrounding West Texas communities. It provides supplemental insurance products designed to cover gaps left by primary health plans, offering financial support for unexpected medical costs. In handling a typical client inquiry, the agency first reviews individual coverage needs and existing policies. It then recommends specific supplement plans, explaining benefits and limitations in plain language. The general approach used involves a straightforward consultation aimed at helping clients understand their options before making an informed decision.
Killebrew Insurance LLC provides supplemental insurance products to individuals and small businesses in the Odessa, Texas area. These policies help fill gaps left by primary health or life coverage, offering financial support for unexpected out-of-pocket expenses. The agency guides clients through available plan options and assists with claims submissions to ensure smooth service. It services single-family homes, apartments, retail establishments, and restaurants.
McKenzie Insurance Inc serves homeowners and small business owners in Odessa, Texas, by offering supplemental insurance policies that help cover gaps left by major medical or standard property plans. These supplementary plans provide financial support for common out-of-pocket expenses such as deductibles and co-pays associated with accidents or critical illnesses. The agency guides clients through their coverage options to identify suitable policy levels without high-pressure sales tactics. Its service area also extends to the neighboring community of Midland.
Torres Insurance in Odessa, Texas, offers clients a choice between one-time policy reviews to address immediate gaps in coverage and recurring scheduled consultations for ongoing protection updates. Supplemental insurance fills critical financial gaps left by major medical plans, covering deductibles, copays, and unexpected out-of-pocket costs common in this region. Services address both Medicare supplement needs and accident or hospital indemnity plans. Assistance runs on a scheduled basis, helping clients adjust their benefits during annual enrollment periods or after significant life changes.
At Five Star Insurance, clients benefit from both single-policy and ongoing supplemental coverage options, allowing them to address specific medical expenses not fully covered by major medical plans. Serving Odessa, individuals can enroll in accident, cancer, or critical illness policies designed to fill gaps. Agents evaluate each situation to recommend term or whole-life supplemental products. Service is available on a one-time or as-needed consultation basis, with ongoing annual reviews for those who prefer scheduled enrollment adjustments.
With the arrival of the West Texas wind and dust season in Odessa, many local households review their coverage for unexpected medical expenses. Martinez and Associates Insurance provides supplemental insurance policies that help bridge gaps left by primary health plans. These policies can assist with copays, deductibles, and other out-of-pocket costs from routine care or sudden illness. Prospective clients are encouraged to schedule a straightforward policy review where an agent discusses individual circumstances and explains coverage options before any commitment is made.
Maria Valeriano Insurance Agency serves Odessa, Texas and the surrounding communities, handling supplemental insurance policies that help cover gaps left by primary health plans. These policies typically assist with out-of-pocket costs such as deductibles and copays. Clients often need guidance selecting the right level of coverage for their individual budget and medical needs. To handle a typical job, the agency first reviews the client’s existing coverage and then presents plan options that align with both their health risks and financial situation.
Mindy Villalobos Insurance Agency provides supplemental insurance policies, serving as a helpful addition to a client’s primary health coverage. The agency focuses specifically on supplemental insurance agent services for individuals in the Odessa, Texas area, offering plans that can help cover out-of-pocket medical expenses or income loss during recovery. These policies support financial stability when unexpected medical events occur. The agency works with a range of commercial sectors, including offices, warehouses, and food service establishments, addressing their employees' gap coverage needs.
Permian Agency Insurance specializes in supplemental insurance agent services for residents of Odessa, Texas. Its work includes helping clients secure additional coverage beyond primary health plans, addressing gaps such as accident, critical illness, and hospital indemnity policies. The agency guides policyholders through enrollment and claims assistance with a focus on local needs. During open enrollment periods and after unexpected medical events, it assists clients in evaluating supplemental options that protect against out-of-pocket expenses.
What Does a a Supplemental Insurance Agent in Odessa Cost?
Supplemental insurance costs in Texas vary by plan type age and location. For a 65-year-old in Odessa a Medigap Plan G typically costs between 120 and 200 dollars per month. Plan N is usually 10 to 20 percent less. Rates can increase each year due to inflation and claims experience. This is general information and not insurance advice.
About supplemental insurance agents in Odessa
Supplemental insurance agents in Odessa Texas help residents find Medicare Supplement and Medigap plans to cover costs not paid by Original Medicare. Texas law requires agents to be licensed by the Texas Department of Insurance and follow strict rules about plan comparisons. Local agents understand the specific health needs of the Permian Basin community.
Frequently Asked Questions
What is a supplemental insurance agent in Odessa?
A supplemental insurance agent in Odessa helps you buy Medicare Supplement plans also called Medigap. These agents are licensed in Texas and can explain how plans cover deductibles and coinsurance. They do not sell Medicare Advantage plans unless they have separate certification.
When can I enroll in a Medigap plan in Texas?
You have a 6-month Medigap Open Enrollment Period that starts the month you turn 65 and enroll in Medicare Part B. During this time in Texas you can buy any Medigap plan without medical underwriting. Outside this window you may be denied or charged more based on health.
Are supplemental insurance agents regulated in Texas?
Yes all supplemental insurance agents in Texas must hold a valid license from the Texas Department of Insurance. They must follow the Texas Insurance Code which includes rules about fair marketing and disclosure. You can verify an agents license on the TDI website.
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