The top-rated supplemental insurance agent in Midland, Texas is Freeway Insurance, rated 4.9 stars across 425 reviews. Other highly rated options include Acceptance Insurance, Pirkle Weir Insurance Agency, A&S Elite Insurance Agency LLC. This directory lists 20 supplemental insurance agents serving Midland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1102 N Big Spring St | (432) 218-2036 |
| 2 | Acceptance Insurance | 426 Andrews Hwy | (432) 218-2035 |
| 3 | Pirkle Weir Insurance Agency | 3328 N Midkiff Rd #1 | (432) 848-3055 |
| 4 | A&S Elite Insurance Agency LLC | 2505 W Michigan Ave | (432) 218-7505 |
| 5 | Kristel Tate - State Farm Insurance Agent | 3211 W Wadley Ave STE 12 | (432) 689-6800 |
| 6 | Brianna Ruiz Agency (Prominent Advisors LLC) | 3001 W Illinois Ave Suite 3B1 | (432) 215-9822 |
| 7 | Yorkman & Associates | 1710 N Lamesa Rd | (432) 683-9301 |
| 8 | Killebrew Insurance LLC - Midland | 1111 W Illinois Ave | — |
| 9 | Ledford Insurance Agency | 1910 N Big Spring St | (432) 940-4010 |
| 10 | Area Insurance Services Inc | 1302 N Big Spring St | (432) 570-4373 |
Freeway Insurance in Midland, Texas offers supplemental insurance products that fill gaps in standard health coverage. Its general work involves reviewing individual needs and explaining how plans may cover out-of-pocket medical costs. The agency helps local residents manage financial risks from unexpected health events. It regularly assists with planning for seasonal concerns such as changes in insurance eligibility during open enrollment periods in the fall.
In West Texas, spring storms often catch Midland residents unprepared, a time when supplemental insurance becomes essential for filling gaps left by standard health policies. Acceptance Insurance addresses this seasonal concern by helping clients explore coverage options tailored to their specific needs. The agency serves the local community as a Supplemental Insurance Agent, simplifying the process of understanding policy terms and benefits. An initial assessment of a client’s existing coverage is arranged to determine the most suitable supplemental plan.
Pirkle Weir Insurance Agency serves the Midland, Texas metro area as a supplemental insurance agent. It offers coverage options designed to help individuals manage expenses not covered by primary health plans. Supplemental insurance policies can address gaps in medical bills, deductibles, and copayments. The agency works with local clients to identify specific financial risks during healthcare events. It handles offerings such as accident and hospital indemnity insurance.
A&S Elite Insurance Agency LLC in Midland, TX offers a range of supplemental insurance policies designed to fill gaps left by primary health coverage. It provides routine policy reviews and claim support to help clients manage out-of-pocket expenses. The agency also coordinates plan updates and renewals for ease of ongoing coverage. It serves homeowners, renters, and businesses in the area. Clients include single-family homes and apartment residents, as well as retail shops and locally owned restaurants.
Homeowners, renters, and small business owners in the Midland, Texas area come to Kristel Tate - State Farm Insurance Agent for supplemental coverage options. The agency assists clients in identifying policies that help fill gaps left by primary health or property insurance, offering products like accident and critical illness plans. They work to explain how such supplemental insurance can provide additional financial protection during unexpected events. The team also supports residents just south in the neighboring community of Stanton.
As the Midland winter chill gives way to unpredictable spring weather, many residents begin reviewing their financial protection. Brianna Ruiz Agency of Prominent Advisors LLC addresses this need as a supplemental insurance agent serving the local area. The agency helps fill gaps found in standard health coverage by offering policies for specific out-of-pocket costs or lost income. Clients seeking to strengthen their personal risk management benefit from a straightforward process. An initial assessment reviews current insurance holdings and potential coverage needs during a free consultation.
Based in Midland, Texas, Yorkman & Associates serves the Permian Basin and surrounding West Texas communities. The agency specializes in supplemental insurance, handling policies designed to cover out-of-pocket costs that primary health plans do not pay for. These often include accident, critical illness, and hospital indemnity coverage. To address the volatile oil and gas economy in the region, the company recommends flexible policies with income replacement features. It uses a consultative approach to educate clients on how to close gaps in their existing coverage.
Ledford Insurance Agency in Midland, TX offers specialized supplemental insurance policies designed to fill coverage gaps left by primary health plans. The agency works with local residents to find tailored plans for accident, critical illness, and hospital indemnity needs. As supplemental insurance agents, they explain how these policies provide direct cash benefits for deductibles and out-of-pocket costs. The agency frequently assists clients evaluating coverage before annual open enrollment periods, specifically helping them prepare for winter-related injuries or flu-related hospital stays that standard insurance often does not fully cover.
Area Insurance Services Inc in Midland, Texas provides core insurance coverage for local individuals and businesses. A specialized focus area is supplemental insurance, which helps fill gaps left by primary health plans. This includes policies offering additional financial protection during unexpected medical events or recovery periods. The company can serve various commercial sectors such as small offices, industrial warehouses, and food service operations needing extra coverage options for their workforce.
What Does a a Supplemental Insurance Agent in Midland Cost?
In Texas Medigap premiums vary by plan type age gender and location. For a 65-year-old in Midland monthly premiums typically range from 100 to 300 dollars for popular plans like Plan G. Costs can be higher for older applicants or those with health conditions outside open enrollment. This is general information not insurance advice.
About supplemental insurance agents in Midland
Supplemental insurance agents in Midland Texas help residents choose Medigap plans to cover costs not paid by Original Medicare. Under Texas law, insurers must offer a six-month open enrollment period when you first enroll in Medicare Part B. Local agents can explain how this period affects your options and premiums in the Permian Basin area.
Frequently Asked Questions
What is the best time to buy a Medigap plan in Midland?
The best time is during your six-month Medigap Open Enrollment Period which starts when you are 65 or older and enrolled in Medicare Part B. During this time you cannot be denied coverage or charged more for pre-existing conditions.
Can a supplemental insurance agent help with Texas-specific rules?
Yes. Texas has specific laws like the Texas Medicare Supplement Guaranteed Issue law which gives you additional rights to buy a plan outside of open enrollment in certain situations. An agent can explain these rules.
What types of supplemental plans are available in Texas?
Standardized Medigap plans are labeled A through N. In Texas you can also buy Plan High-Deductible F and Plan High-Deductible G. Each plan covers different out-of-pocket costs like copayments and deductibles.
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