The top-rated supplemental insurance agent in Harlingen, Texas is Eagle Insurance, rated 5.0 stars across 549 reviews. Other highly rated options include Insurance Advisors Agency (IAA), ESPINO INSURANCE GROUP, Victory Insurance Harlingen. This directory lists 20 supplemental insurance agents serving Harlingen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eagle Insurance | 408 W Tyler Ave | (956) 620-2028 |
| 2 | Insurance Advisors Agency (IAA) | 2211 S 77 Sunshine Strip | (956) 425-3535 |
| 3 | ESPINO INSURANCE GROUP | 1212 E Harrison Ave #250 | (956) 455-1313 |
| 4 | Victory Insurance Harlingen | 2801 US-83 BUS | (956) 622-3200 |
| 5 | Phoenix Insurance Group at Harlingen | 8122 W Expy 83 C | (956) 622-3084 |
| 6 | TWFG Garcia Insurance | 2404 F St Suite A | (956) 305-2820 |
| 7 | PTT Financial | 410 E Harrison Ave | (956) 440-8408 |
| 8 | Friendly Insurance Agency | 1205 S 77 Sunshine Strip | (956) 428-2133 |
| 9 | Voorhes Insurance | 518 N 1st St | (956) 428-7475 |
| 10 | Green Insurance Group | 1601 S 77 Sunshine Strip Suite A | (956) 412-1600 |
Eagle Insurance serves the greater Harlingen, Texas area as a local supplemental insurance agent. The company provides gap-filling coverage to help residents manage out-of-pocket costs not covered by primary health plans. It specializes in offering plans that address specific needs which standard insurance may overlook. This type of agency works directly with individuals to explain policy options and assist with enrollment. Among the services it handles are Medicare Supplement and hospital indemnity plans designed for local clients.
Insurance Advisors Agency works with individuals and families in Harlingen, Texas, to secure supplemental insurance policies that extend beyond basic health or life coverage. These optional add-ons help address common gaps in primary plans, providing additional financial protection for unexpected medical or recovery costs. The agency serves a range of commercial sectors, including local offices, warehouses, and food service operations, ensuring businesses can offer relevant benefits to their employees.
Espino Insurance Group provides supplemental insurance services to residential clients in Harlingen, Texas, helping individuals cover gaps in primary health plans. Commercial coverage is also available for local businesses seeking additional policy options. The agency serves customers throughout the Harlingen area and nearby communities. Between regular scheduled visits, agents follow up to ensure policy adjustments or new needs are addressed promptly, maintaining consistent support for each client’s evolving coverage requirements.
Victory Insurance Harlingen serves homeowners and property owners in Harlingen, Texas, seeking assistance with supplemental insurance coverage for gaps left by standard policies. The agency guides clients through options such as accident or critical illness plans, helping them understand how these added protections can support financial stability during unexpected health events. Their professionals explain policy details clearly to ensure informed decisions. This supplemental insurance agent also provides services for residents in nearby communities like San Benito, offering the same straightforward guidance to property owners across the region.
Phoenix Insurance Group at Harlingen offers supplemental insurance solutions designed to fill coverage gaps left by primary health plans. Its services include assisting clients with policy selection, enrollment guidance, and claims support for plans such as accident, critical illness, and hospital indemnity. The company maintains these policies through regular policy reviews and personalized updates as client needs change. It services single-family homes, apartments, retail locations, and restaurants throughout the Harlingen area.
As the Rio Grande Valley faces another season of seasonal storms and flooding, TWFG Garcia Insurance in Harlingen, TX meets residents' need for dependable supplemental coverage. This agency specializes in filling gaps left by standard health and property policies. They work directly with clients to identify potential coverage shortfalls for medical or home repair expenses. The process typically begins by reviewing existing policies during a free initial consultation where the agent conducts a personal needs assessment.
PTT Financial specializes in offering supplemental insurance policies that fill gaps left by primary health coverage for residents of Harlingen, Texas. It works with individuals and families to explain and enroll in plans designed to cover out-of-pocket costs and unexpected medical expenses. The agency helps clients navigate different policy options and manage claims. During the winter months, it assists policyholders in reviewing their coverage for seasonal illnesses and potential hospital stays.
A potential client in Harlingen, TX must choose between a single-service appointment for immediate coverage needs and a recurring service relationship that adjusts as protection requirements evolve. Supplemental insurance fills critical gaps left by major medical plans by offering benefits directly to the policyholder for accident, cancer, or hospital confinement expenses. Friendly Insurance Agency operates in this field. Service runs on a one-time, scheduled, or as-needed basis determined by the policyholder’s current situation and future plans.
Voorhes Insurance works with individuals and businesses in Harlingen, Texas to secure core health coverage through supplemental insurance agents. Their specialists focus on adding policies that fill gaps in primary plans, such as accident, critical illness, and hospital indemnity benefits. These supplemental options help manage out-of-pocket expenses not handled by standard medical insurance. The agency serves both office environments and larger commercial operations, including warehouses and food service establishments, tailoring supplemental plans to fit the specific risks and needs of each worksite.
Serving Harlingen, Texas, and the surrounding communities of the Rio Grande Valley, Green Insurance Group handles supplemental insurance products that cover gaps left by major medical plans. It assists clients with policies for accident, cancer, critical illness, and hospital indemnity. These plans are designed to provide direct cash payments for specific medical events or diagnosis. To handle a typical job, the agency first reviews an individual's current major medical coverage, then identifies specific gaps in financial exposure and recommends only policies directly addressing those risks.
What Does a a Supplemental Insurance Agent in Harlingen Cost?
Supplemental insurance costs in Texas vary by plan type age and health status. A Medigap Plan G for a 65 year old in Harlingen typically costs between 120 and 200 dollars per month. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. This is general information not insurance advice.
About supplemental insurance agents in Harlingen
Supplemental insurance agents in Harlingen Texas help residents find plans that cover gaps in Medicare or employer health coverage. Texas law requires agents to be licensed by the Texas Department of Insurance. Many local agents offer free consultations to explain options like Medigap and Medicare Advantage plans.
Frequently Asked Questions
What is a supplemental insurance agent in Harlingen?
A supplemental insurance agent helps you buy policies that cover costs not paid by original Medicare or group health plans. They are licensed in Texas and can explain Medigap Medicare Advantage and hospital indemnity plans.
When can I enroll in a Medicare supplement plan in Texas?
You have a six month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. In Texas you also have guaranteed issue rights in certain situations like losing employer coverage. Outside these windows you may face medical underwriting.
Do Texas agents charge fees for supplemental insurance help?
Most supplemental insurance agents in Texas are paid by the insurance company not by you. They receive a commission from the carrier when you enroll. Always ask if there are any fees before you sign an application.
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