The top-rated supplemental insurance agent in Galveston, Texas is Helix Insurance Group, rated 4.9 stars across 652 reviews. Other highly rated options include Freeway Insurance, The O'Donohoe Agency, Farmers Insurance - Luke Bohlman. This directory lists 19 supplemental insurance agents serving Galveston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Helix Insurance Group | 101 Tiki Dr #202 | (409) 797-4040 |
| 2 | Freeway Insurance | 3402 Broadway Avenue J | (409) 209-1546 |
| 3 | The O'Donohoe Agency | 5928 Stewart Rd | (409) 402-5197 |
| 4 | Farmers Insurance - Luke Bohlman | 2228 Mechanic St #100 | (409) 621-5225 |
| 5 | Rochkind Insurance | 514 23rd St | (409) 770-9503 |
| 6 | TIA-Texas Insurance Agency | 3825 Broadway Avenue J | (713) 973-1881 |
| 7 | GIA Insurance | 6025 Heards Ln | (409) 740-1251 |
| 8 | American National | One Moody Plaza, 1 Moody Ave #14 | (409) 763-4661 |
| 9 | American Proud Insurance | 2001 45th St | (409) 763-4000 |
| 10 | NavSav Insurance | 6202 Stewart Rd | (409) 744-7111 |
Helix Insurance Group serves the Galveston, Texas area as a supplemental insurance agent. This agency helps local residents secure coverage for expenses not fully addressed by primary health plans. Such policies often provide financial support during medical events or hospital stays. By offering tailored plans, the agent assists clients in managing out-of-pocket costs associated with accidents. The company handles critical illness and hospital indemnity insurance for the Galveston community.
Freeway Insurance in Galveston, Texas, is known for connecting local residents with supplemental insurance policies that help cover gaps in standard health coverage. The agency’s service range includes guiding clients through options for dental, vision, hospital indemnity, and critical illness plans. These supplemental products are designed to alleviate out-of-pocket expenses not paid by primary insurance. An additional specialty this office can provide is offering accident insurance, which delivers cash benefits for unexpected injuries during daily life.
The O'Donohoe Agency offers supplemental insurance plans that help cover gaps left by primary health coverage in Galveston, Texas. These plans assist with out-of-pocket costs such as deductibles and copays for policyholders who experience unexpected medical events. Service includes annual policy reviews to adjust coverage as client needs change over time. It services single-family homes, apartments, retail, and restaurants.
Farmers Insurance - Luke Bohlman serves the Galveston, Texas area and surrounding coastal communities, handling supplemental insurance for individuals and families. These policies help cover gaps in primary health, accident, or disability coverage. The agency focuses on explaining policy options clearly to clients. For a typical job, it assesses a client's existing coverage and needs, then presents suitable supplemental plans in a straightforward, accessible manner.
Rochkind Insurance, located in Galveston, Texas, offers supplemental insurance coverage designed to help with costs not paid by a primary health plan, such as deductibles or copays. These plans may be accessed through a one-time purchase to address a specific need or through recurring service options that provide ongoing protection. Coverage typically includes policies like accident, cancer, or critical illness insurance. Service appointments, consultations, and policy adjustments are available on an as-needed basis to accommodate individual client schedules throughout the year.
As summer heat builds along the Gulf Coast, Galveston residents often evaluate their health coverage gaps. TIA-Texas Insurance Agency responds by offering supplemental insurance plans that help cover deductibles and out-of-pocket costs not paid by primary medical policies. These plans can provide financial protection for specific events such as hospital stays or critical illness diagnoses. An experienced agent will assess your current coverage and personal situation during a no-obligation initial consultation to identify potential gaps in your protection.
GIA Insurance specializes in connecting residents of Galveston, Texas, with supplemental insurance policies that address coverage gaps in primary health plans. As a local supplemental insurance agent, it works to help individuals navigate options for dental, vision, and accident-related expenses that major medical plans may not fully cover. This guidance supports clients in maintaining financial stability when unexpected medical needs arise. Before the peak of hurricane season, many local policyholders seek its assistance in reviewing their existing coverage for potential gaps.
Homeowners, businesses, and property managers in Galveston, TX turn to American National for supplemental insurance coverage. This agency specializes in filling gaps left by standard policies, helping clients address potential financial shortfalls from property damage or liability claims. Their services include arranging policies that cover deductibles or unexpected costs major medical plans may not fully address. By working closely with local residents and commercial operators, the agency ensures clear understanding of available protections. American National also extends its support to clients throughout the surrounding Texas City metro area.
American Proud Insurance serves Galveston, Texas, as a supplemental insurance agent. It offers policies designed to cover expenses that primary health insurance does not fully address, such as deductibles, copayments, and out-of-pocket maximums. These plans help provide financial protection against unexpected medical costs. The agency also assists clients with policies for accident recovery and critical illness care. In this area, it specifically handles Medicare Supplement and hospital indemnity plans.
NavSav Insurance provides access to a range of supplemental insurance products designed to fill coverage gaps left by primary health plans. Based in Galveston, TX, the firm works with individuals and groups to add specialty policies such as accident, critical illness, and hospital indemnity plans. These offerings help clients manage out-of-pocket costs and loss of income during medical events. The agent can serve commercial sectors including offices, warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in Galveston Cost?
Supplemental insurance agent services in Texas are usually free to you because agents earn commissions from insurance carriers. Medigap Plan G premiums in Galveston range from about 120 to 250 dollars per month for a 65-year-old. Costs vary by age, gender, tobacco use, and the insurance company. This is general information and not insurance advice.
About supplemental insurance agents in Galveston
Supplemental insurance agents in Galveston Texas help residents choose Medigap or Medicare Advantage plans. Texas law provides a six-month open enrollment period for Medigap when you first turn 65. Local agents can explain how Galveston County health costs affect plan options.
Frequently Asked Questions
What is a supplemental insurance agent in Galveston?
A supplemental insurance agent helps you buy Medigap or Medicare Supplement plans. They compare policies from different carriers and explain Texas-specific rules like guaranteed issue rights.
When can I enroll in a Medigap plan in Texas?
Texas gives you a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time insurers cannot deny coverage or charge more for health conditions.
Are there Texas laws that protect Medigap buyers?
Yes, Texas Insurance Code Chapter 1652 requires insurers to offer guaranteed issue in certain situations. You also have a 30-day free look period to cancel a Medigap policy for a full refund.
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