The top-rated supplemental insurance agent in Copperas Cove, Texas is Shawn Camp Insurance Agency, rated 4.2 stars across 45 reviews. Other highly rated options include Russell Janak - State Farm Insurance Agent, Premier Insurance, Richard Vincent - State Farm Insurance Agent. This directory lists 13 supplemental insurance agents serving Copperas Cove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shawn Camp Insurance Agency | 2707 E Business 190 | (254) 547-2381 |
| 2 | Russell Janak - State Farm Insurance Agent | 1003 W Hwy 190 | (254) 547-1013 |
| 3 | Premier Insurance | 122 Cove Ave | (254) 577-6554 |
| 4 | Richard Vincent - State Farm Insurance Agent | 1003 W BUS 190 | (254) 547-2137 |
| 5 | Ira Brand: Allstate Insurance | 2312 E Business 190 | (254) 547-6300 |
| 6 | Sheila Williams The Insurance Lady | 122 Cove Terrace Shopping Center | (254) 577-6554 |
| 7 | Farmers Insurance - David Millican | 2604 E Business Hwy 190 | (254) 547-8542 |
| 8 | Ai United Insurance | 1502 E Business 190 | (254) 227-5444 |
| 9 | Texas Farm Bureau Insurance Company | 913 S Main St | (254) 518-0326 |
| 10 | FastTrack Coverage Insurance TX | 216 Meggs St | (254) 545-2031 |
Shawn Camp Insurance Agency serves the Copperas Cove, Texas area as a local supplemental insurance agent. This agency helps residents fill gaps left by major medical plans, covering unforeseen costs that standard policies often exclude. Clients can explore options for policies that provide cash benefits for accidents, critical illnesses, or hospital stays. The agency simplifies the process of understanding plan details and ensures policies coordinate effectively with existing health coverage. It handles accident and hospital indemnity insurance in this community.
Russell Janak - State Farm Insurance Agent in Copperas Cove, TX, offers a range of supplemental insurance services that help cover gaps left by major medical policies. It provides accident, hospital indemnity, and critical illness plans, along with ongoing policy maintenance and claims assistance to ensure clients remain protected. The agency regularly reviews coverage to adapt to changing health needs and life circumstances. Its supplemental insurance options service single-family homes, apartments, retail establishments, and restaurants across the local area.
Premier Insurance in Copperas Cove, TX offers both one-time policy consultations and recurring service plans for those needing ongoing coverage adjustments. As a supplemental insurance agent, the firm helps clients bridge gaps in primary health or life insurance by providing policies for specific medical events or income loss. Each plan is chosen to match individual needs, explaining how deductibles or copays may be supplemented. Service runs on a scheduled or as-needed basis, with annual reviews to update coverage as personal circumstances change.
Serving the Copperas Cove, TX area and surrounding communities, this agency handles supplemental insurance plans that help cover costs not included by primary health policies. The agency assists clients in understanding options for accident, critical illness, and hospital indemnity coverage. Richard Vincent - State Farm Insurance Agent works directly with individuals to explain policy details and find a suitable plan. For each client, it begins with a personal consultation to assess specific needs, then presents tailored coverage options and guides them through the application process.
Ira Brand: Allstate Insurance in Copperas Cove, TX serves homeowners, renters, and small business owners who need supplemental coverage for gaps left by primary policies. This agency helps clients add policies that cover deductibles, co-pays, or specific perils like flood or liability beyond standard plans. The office focuses on explaining these options and simplifying enrollment for local residents. Its service area also extends into neighboring Gatesville and the surrounding Coryell County communities.
Sheila Williams The Insurance Lady offers supplemental insurance agent services in Copperas Cove, Texas. It focuses on policies that cover gaps left by primary health plans, such as accident, critical illness, or hospital indemnity benefits. The agency generally assists clients in understanding their coverage options and finding a plan that fits their individual needs. With the changing healthcare landscape, it commonly helps residents address unexpected out-of-pocket costs that arise during flu season or other routine medical events.
As the Central Texas summer heat drives up local health and accident risks, Farmers Insurance - David Millican in Copperas Cove assists residents in addressing these seasonal exposures with supplemental coverage. These policies work alongside primary health plans to help manage out-of-pocket costs and unforeseen gaps. The company focuses on individual needs rather than generic solutions. An initial assessment first reviews each person’s existing benefits and specific local exposures before recommending any new plan. This inspection step ensures all recommendations match the client’s actual daily risk in the Copperas Cove area.
Ai United Insurance offers supplemental insurance plans designed to cover gaps left by primary health policies, making it easier for residents of Copperas Cove, Texas, to manage out-of-pocket medical expenses. The agency provides detailed service assistance to help clients understand policy terms and file claims efficiently. Regular policy reviews ensure coverage keeps pace with changing healthcare needs. Its maintenance plans focus on annual checkups to adjust benefits as necessary. The company services single-family homes, apartments, retail spaces, and local restaurants seeking added financial protection.
Texas Farm Bureau Insurance Company serves homeowners, renters, and small business owners in Copperas Cove, Texas, by offering supplemental insurance policies that fill gaps in standard coverage. As a supplemental insurance agent, the company helps clients secure additional protection for unexpected medical expenses, property damage, or income loss. Representatives guide customers through plan options to match their individual financial needs. The agency also provides services to residents in the neighboring community of Killeen and surrounding areas of Coryell County.
FastTrack Coverage Insurance TX serves as a supplemental insurance agent in Copperas Cove, Texas, helping clients fill gaps in their primary health coverage. Its specialty add-ons include policies for accidents, critical illness, and hospital indemnity, which provide direct cash benefits for specific medical events. These plans assist individuals who want to manage out-of-pocket costs that major medical insurance may not fully address. The company can serve a variety of commercial sectors, including offices, warehouses, and food service establishments, offering coverage solutions tailored to their business environments.
What Does a a Supplemental Insurance Agent in Copperas Cove Cost?
Supplemental insurance costs in Texas vary by plan type age and location. Monthly premiums for Medigap plans in Copperas Cove typically range from 100 to 300 dollars for a 65-year-old. Rates can increase over time due to inflation and insurer pricing. This is general information not insurance advice.
About supplemental insurance agents in Copperas Cove
Supplemental insurance agents in Copperas Cove Texas help residents find Medigap and Medicare Supplement plans. Texas law allows a six-month open enrollment period for Medicare Supplement plans starting when you turn 65. Local agents can guide you through plan options that cover gaps in Original Medicare.
Frequently Asked Questions
What is a supplemental insurance agent in Copperas Cove?
A supplemental insurance agent in Copperas Cove helps you compare and enroll in Medicare Supplement plans. These plans pay for costs not covered by Original Medicare like deductibles and coinsurance. Agents are licensed by the Texas Department of Insurance.
When can I enroll in a Medicare Supplement plan in Texas?
In Texas you have a six-month open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time you cannot be denied coverage or charged more due to health conditions. After this period insurers may use medical underwriting.
Are there Texas-specific rules for Medigap plans?
Yes Texas requires that Medigap policies be guaranteed renewable. This means the insurer cannot cancel your policy as long as you pay premiums. Texas also has a 30-day free look period allowing you to cancel a new Medigap policy for a full refund.
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