The top-rated supplemental insurance agent in Salem, Oregon is Alex Ferry - State Farm Insurance Agent, rated 5.0 stars across 639 reviews. Other highly rated options include LeDoux Insurance, Beaver State Insurance Agency, Bredimus Insurance Agency. This directory lists 20 supplemental insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Ferry - State Farm Insurance Agent | 2005 State St | (503) 370-7716 |
| 2 | LeDoux Insurance | 1202 Hawthorne Ave NE | (541) 683-5112 |
| 3 | Beaver State Insurance Agency | 890 Promontory Pl SE | (503) 365-1900 |
| 4 | Bredimus Insurance Agency | 780 Commercial St SE Ste 102 | (503) 765-7514 |
| 5 | Crump Insurance Agency | 4985 Battle Creek Rd SE Suite 106 | (503) 910-9679 |
| 6 | The Summit Group of Oregon, LLC | 6446 Fairway Ave SE UNIT 140 | (503) 581-2825 |
| 7 | Qualls Insurance Agency | 1193 Royvonne Ave SE # 14 | (503) 689-8930 |
| 8 | Valley Insurance Professionals | 437 Union St NE | (503) 480-0499 |
| 9 | Ed Clark Insurance | 2295 Liberty St NE | (503) 581-3360 |
| 10 | Huggins Insurance Services Inc | 235 Front St SE #100 | (800) 285-8543 |
Alex Ferry - State Farm Insurance Agent serves the Salem, Oregon area as a supplemental insurance agent. This local agency helps individuals and families fill gaps in their primary health coverage, providing financial protection for unexpected medical costs. Common policies include accident insurance, which pays a lump sum for injuries, and critical illness coverage, which offers a cash benefit upon diagnosis of a serious condition. They also offer hospital indemnity plans that help with out-of-pocket expenses during a stay.
As the seasons change in Salem, Oregon, many residents review their coverage and find gaps in core health plans. LeDoux Insurance provides supplemental insurance to help cover these specific out-of-pocket costs. The agency offers policies that coordinate with existing medical coverage, addressing local needs for dental, vision, and hospital indemnity benefits. Understanding that each client’s situation varies, the agent typically begins with a thorough initial assessment of current coverage and personal health goals before recommending any policy.
Beaver State Insurance Agency in Salem, Oregon provides supplemental insurance agent services, assisting clients with additional health and financial coverage beyond primary policies. Its service plans include policy reviews, claims assistance, and enrollment guidance for Medicare supplements, hospital indemnity, or accident plans. The agency helps individuals and small business owners understand liability gaps and select appropriate supplemental protection. It services personal residences, apartment complexes, retail establishments, and local restaurants.
Bredimus Insurance Agency in Salem, Oregon helps homeowners and local small business owners evaluate their supplemental insurance needs to fill gaps in standard coverage. The agency focuses on policies that address additional expenses after a claim, such as accident, critical illness, and hospital indemnity plans. Its services aim to protect clients from unexpected out-of-pocket costs not covered by primary insurance. The agency also serves clients throughout the Keizer area and neighboring parts of the mid-Willamette Valley.
Crump Insurance Agency, based in Salem, Oregon, offers supplemental insurance options that fill gaps left by primary health coverage, often providing cash benefits for specific events like accidents or hospital stays. These plans typically serve as optional add-ons rather than a replacement for major medical insurance. Services can involve a single policy purchase for immediate protection or recurring coverage that renews over set terms. Routine annual plan reviews are scheduled as needed to adjust for changing health needs and benefit levels.
The Summit Group of Oregon, LLC serves the Salem area and surrounding mid-Willamette Valley communities. It handles supplemental insurance policies, which help cover costs not paid by major medical plans, such as deductibles and copays. Agents in this field typically review a client’s existing coverage to identify gaps. To handle a typical job, the agency begins with a personal consultation to explain how different supplemental plans address specific financial risks.
Offering specialized supplemental insurance solutions, Qualls Insurance Agency in Salem, Oregon, helps clients address coverage gaps in their primary health plans. The agency provides general services by assessing individual needs and policy options for local residents. From hospital indemnity to critical illness and accident plans, it focuses on reducing out-of-pocket expenses during medical events. It also assists with understanding open enrollment periods and policy changes. As winter approaches, it can help evaluate how existing coverage applies to seasonal flu or unexpected injuries.
Valley Insurance Professionals serves residential clients in Salem by helping them select supplemental insurance policies that address gaps in primary health coverage. For commercial ventures, the agency offers assistance in finding similar benefit extensions for business owners and their employees. Their service area encompasses Salem and the surrounding Marion County region. Between regular appointments, the company maintains contact with policyholders, following up on claims questions or providing additional product information as needs arise during the policy term.
Ed Clark Insurance provides supplemental insurance policies in Salem, Oregon, bridging gaps left by standard health and life coverage. Its core focus is offering specialty add-ons such as accident, critical illness, and hospital indemnity plans to individuals and families. These supplementary products help clients manage out-of-pocket expenses and income loss from unexpected medical events. The agency serves various commercial sectors, including offices, warehouses, and food service operations, tailoring coverage to the unique needs of each workplace environment.
As Salem residents prepare for seasonal shifts that can affect health and daily routines, Huggins Insurance Services Inc offers focused guidance as a supplemental insurance agent. The company helps individuals evaluating options to bridge gaps in primary coverage for unexpected medical events or recovery periods. Their process begins with an in-person assessment to review current policies and identify areas where supplemental protection might provide added stability. A thorough initial inspection of each client’s specific situation ensures recommendations align with personal needs before any plan details are presented.
What Does a a Supplemental Insurance Agent in Salem Cost?
Supplemental insurance agent services in Oregon are typically free to consumers because agents earn commissions from insurance companies. Medigap Plan G premiums in Salem can range from 120 to 250 dollars per month for a 65-year-old depending on the carrier and your health status. Medicare Advantage plans often have low or zero monthly premiums but may have copays and network limits. Costs vary by plan type age and location. This is general information and not insurance advice.
About supplemental insurance agents in Salem
Supplemental insurance agents in Salem Oregon help residents fill coverage gaps in Medicare employer plans and other health policies. Oregon law requires agents to be licensed through the Oregon Division of Financial Regulation and follow strict disclosure rules. Local agents can explain how Oregon-specific programs like the Medicare Savings Program interact with supplemental plans.
Frequently Asked Questions
What does a supplemental insurance agent in Salem do?
A supplemental insurance agent helps you compare and enroll in plans like Medigap Medicare Advantage or dental and vision policies. They explain how these plans cover costs not paid by original Medicare or your employer plan. Agents in Salem must follow Oregon rules on plan marketing and consumer protections.
Do I need a license to sell supplemental insurance in Oregon?
Yes all supplemental insurance agents in Oregon must hold a valid insurance producer license from the Oregon Division of Financial Regulation. They must also complete continuing education courses each renewal period. You can verify an agents license on the Oregon DFR website.
Are there time limits to buy Medigap in Oregon?
Yes Oregon follows federal rules for Medigap open enrollment. You have a six-month window starting the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window insurers may ask health questions and deny coverage.
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