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Showing 3 supplemental insurance agents in Islip Terrace, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shirley Cruickshank Agency
871 Connetquot Ave Suite 9, Islip Terrace, NY 11752
(631) 761-8585
scataxes.com
Malpigli & Associates Insurance Agency, Inc.
3311 Sunrise Hwy, Islip Terrace, NY 11752
(631) 581-5555
malpigliins.com
Capacity Insurance Co NY
859 Connetquot Ave # 11, Islip Terrace, NY 11752
(315) 239-1593
What Does a Supplemental Insurance Agent in Islip Terrace Cost?
The cost of supplemental insurance in New York varies by plan type and carrier. Medigap Plan G premiums for a 65-year-old in Islip Terrace typically range from 120 to 250 dollars per month. Cancer and hospital indemnity plans may cost between 30 and 100 dollars per month. Actual costs depend on your age, health, and the specific policy. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a supplemental insurance agent in Islip Terrace do?
A supplemental insurance agent helps you find policies that cover expenses not paid by your primary insurance. This includes plans like Medicare Supplement, cancer insurance, and hospital indemnity. The agent compares options from different carriers licensed in New York.
When can I enroll in a Medigap plan in New York?
In New York, you have a six-month Medigap open enrollment period that starts when you are both 65 or older and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to health conditions. Outside this window, you may face medical underwriting.
Are supplemental insurance costs regulated in New York?
Yes, New York requires Medigap policies to be community rated, meaning premiums cannot vary based on age or health status. However, costs for other supplemental plans like cancer or accident insurance are not subject to the same rules. Premiums typically range from 50 to 300 dollars per month depending on the plan and carrier.