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Find Supplemental Insurance Agents Near You in Baldwinsville, NY
Looking for a supplemental insurance agent in Baldwinsville? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Baldwinsville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 supplemental insurance agents in Baldwinsville, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Horan Companies - The Insurance Place
63 E Genesee St Suite B, Baldwinsville, NY 13027
(315) 635-2095
horaninsured.com
Scott Northrup - State Farm Insurance Agent
52 Oswego St #1, Baldwinsville, NY 13027
(315) 303-4426
scottnorthrupinsurance.com
Heritage Insurance Agency, Inc.
8 Tappan St, Baldwinsville, NY 13027
(315) 925-5300
heritageagencies.com
White Harbor Group Insurance
26 E Genesee St #305, Baldwinsville, NY 13027
(315) 352-0035
whginsurance.com
State Farm Insurance
60 1/2 Salina St, Baldwinsville, NY 13027
(315) 638-0247
statefarm.com
Higgins Insurance Agency
2273 Downer St, Baldwinsville, NY 13027
(315) 635-0050
higginsins.com
Financial Alternatives, Inc.
7527 Woodcrest Dr, Baldwinsville, NY 13027
(315) 622-7000
financialalternativesinc.com
Huntington Insurance Agency
6 Southgate Rd, Baldwinsville, NY 13027
(315) 635-9795
thehuntingtonagency.com
Supplemental insurance agents in Baldwinsville, New York help residents fill gaps in their primary health coverage. New York state law requires Medigap policies to be guaranteed issue during certain open enrollment periods. Local agents can explain options like hospital indemnity or critical illness plans that work alongside your existing insurance.
What Does a Supplemental Insurance Agent in Baldwinsville Cost?
Supplemental insurance costs in Baldwinsville vary by plan type and your age. Medigap Plan G premiums typically range from 150 to 300 dollars per month for a 65 year old. Cancer or accident plans may cost 30 to 100 dollars per month. New York does not set rate caps for most supplemental policies. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a supplemental insurance agent in Baldwinsville?
A supplemental insurance agent helps you buy policies that cover costs not paid by your main health plan. In New York, these agents must be licensed by the Department of Financial Services. They can explain plans like accident, cancer, or hospital confinement insurance.
When can I enroll in a Medigap plan in New York?
New York has a guaranteed issue period for Medigap plans during the first six months after you turn 65 and enroll in Medicare Part B. Outside this window, you may still buy a plan but insurers can use medical underwriting. Some exceptions apply for special enrollment periods.
Do supplemental insurance plans cover pre-existing conditions in New York?
New York law requires all health insurance plans, including some supplemental policies, to cover pre-existing conditions. However, waiting periods may apply for certain types of supplemental insurance like cancer or accident plans. Always check the policy terms before buying.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.