The top-rated supplemental insurance agent in Alamogordo, New Mexico is Amy Tillotson - State Farm Insurance Agent, rated 4.9 stars across 152 reviews. Other highly rated options include Farmers Insurance - Trisha Roberts, Cesar Nava - State Farm Insurance Agent, USA Insurance. This directory lists 20 supplemental insurance agents serving Alamogordo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amy Tillotson - State Farm Insurance Agent | 1018 Vermont Ave | (575) 437-3811 |
| 2 | Farmers Insurance - Trisha Roberts | 1909 Indian Wells Rd | (575) 434-8114 |
| 3 | Cesar Nava - State Farm Insurance Agent | 1222 N White Sands Blvd | (575) 446-4246 |
| 4 | USA Insurance | 3310 N White Sands Blvd | (575) 439-9999 |
| 5 | George Gandy Insurance | 912 Adams Ave | (575) 437-2892 |
| 6 | David Quinlan - State Farm Insurance Agent | 351 Panorama Blvd | (575) 446-4022 |
| 7 | Javier Lerma: Allstate Insurance | 820 E 10th St | (575) 812-8030 |
| 8 | Edd Gauldin - State Farm Insurance Agent | 2904 N White Sands Blvd | (575) 437-9948 |
| 9 | Fred Loya Insurance | 200 E 1st St Ste D | (575) 434-0355 |
| 10 | Farmers Insurance - John Glass | 200 N White Sands Blvd | (575) 437-3807 |
Amy Tillotson - State Farm Insurance Agent serves Alamogordo, New Mexico, offering supplemental insurance policies designed to fill gaps in standard health coverage. This office helps local residents manage out-of-pocket medical costs with products that cover deductibles and copayments. These plans often assist with expenses not paid by major medical insurance, providing financial support during unexpected illness or injury. The agency commonly handles Medicare supplement and accident insurance plans in the Alamogordo area.
Serving the Alamogordo region, Farmers Insurance - Trisha Roberts offers a range of supplemental insurance policies designed to cover gaps in primary health or property coverage. These plans assist with deductibles, coinsurance, and unexpected out-of-pocket costs for individuals and families. As a local agency, it provides guidance on selecting appropriate supplemental options and assists with filing claims when needed. In addition, the agency offers ongoing support to help clients review and adjust their coverage as their circumstances change. It services single-family homes, apartments, retail stores, and restaurants in the area.
Cesar Nava - State Farm Insurance Agent serves local homeowners and families in Alamogordo, New Mexico, with supplemental insurance coverage. These plans help fill gaps in traditional policies, providing financial support for unexpected medical events or property losses. The agency assists clients in reviewing their existing coverage to identify where extra protection may be beneficial. Residents can meet with the agent to discuss policies designed for their specific needs. Cesar Nava also extends his supplemental insurance services to clients in the nearby community of Tularosa.
USA Insurance serves Alamogordo, New Mexico, and the surrounding communities in Otero County, providing supplemental insurance coverage that helps individuals bridge gaps left by primary health plans. The agency handles policies for benefits such as accident, critical illness, and hospital indemnity, offering simpler access to funds for out-of-pocket expenses. It generally starts with a no-obligation review of a client's existing coverage and then presents policy options tailored to each situation.
George Gandy Insurance serves homeowners, businesses, and property managers in Alamogordo, New Mexico, by offering supplemental insurance policies that help cover costs not included in primary health or property plans. This agency provides local guidance on selecting gap coverage for medical expenses and asset protection. Policyholders receive direct assistance with claims and plan adjustments. The company also serves residents and commercial clients in the neighboring community of Tularosa, ensuring access to supplemental insurance support across the region.
David Quinlan operates as a supplemental insurance agent in Alamogordo, NM. The primary difference between one-time and recurring service options lies in policy structure: one-time plans cover a single event or condition, while recurring options offer continuous coverage for ongoing needs. This agent helps clients select supplementary policies that fill gaps left by primary health insurance, providing financial protection against unexpected costs. Services are available on both a one-time basis for specific policy purchases and as needed for consultations or claims support.
Javier Lerma: Allstate Insurance in Alamogordo, New Mexico specializes in supplemental insurance plans that cover gaps left by primary health policies, offering local support for selecting and managing these additional coverages. The agency helps individuals understand their options for hospital indemnity, accident, or critical illness insurance that can pay out directly when medical needs arise. During the open enrollment season in New Mexico, many clients consult here to ensure their supplemental coverage keeps pace with changes in their primary health plan.
Edd Gauldin - State Farm Insurance Agent in Alamogordo, NM, provides supplemental insurance that covers gaps left by primary health plans. This agent’s specialty add-ons address expenses such as deductibles, copays, and unexpected out-of-pocket costs. Policies are designed for individuals seeking financial protection against medical or accident-related losses. The agency serves a variety of commercial sectors, including local offices, warehouses, and food service businesses.
With the seasonal shifts in Alamogordo bringing new health and financial considerations, a supplemental insurance agent helps bridge coverage gaps left by major medical plans. Fred Loya Insurance offers tailored policies that address common local needs for additional protection. Their focus remains on assisting community members in understanding options for dental, vision, or accident plans. Before issuing a policy, a straightforward initial assessment is conducted to review individual circumstances and determine suitable coverage levels.
Farmers Insurance - John Glass provides supplemental insurance coverage for residential clients in Alamogordo, New Mexico, assisting with policies that complement existing health plans. Commercial supplemental insurance options are also available for local businesses in the service area, helping to cover gaps in standard coverage. The agency maintains regular contact with policyholders to address any changes in their needs or circumstances. New detailed follow-up occurs periodically between scheduled visits to ensure all supplemental plans remain aligned with customers’ evolving requirements.
What Does a a Supplemental Insurance Agent in Alamogordo Cost?
Supplemental insurance costs in New Mexico vary by plan type, age, and location. Medicare Supplement Plan G for a 65-year-old in Alamogordo typically ranges from $110 to $180 per month. Dental and vision add-on plans may cost $30 to $60 per month. These are general estimates and your actual premium will depend on your specific case. This is general information and not insurance advice.
About supplemental insurance agents in Alamogordo
Supplemental insurance agents in Alamogordo, New Mexico help residents find policies that cover gaps in Medicare or other primary health plans. New Mexico law requires agents to be licensed by the state and follow specific disclosure rules for Medicare supplement plans. Local agents can explain how plans like Medigap work with Original Medicare in Otero County.
Frequently Asked Questions
What does a supplemental insurance agent in Alamogordo do?
A supplemental insurance agent helps you compare and enroll in policies that pay for costs not covered by your main health plan. This includes Medicare Supplement plans, dental, vision, and hospital indemnity insurance. Agents must hold a valid New Mexico insurance license.
When can I enroll in a Medicare supplement plan in New Mexico?
You have a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you cannot be denied coverage due to health conditions. Outside this window, you may face medical underwriting.
Are there New Mexico rules for supplemental insurance agents?
Yes. New Mexico requires agents to provide a written outline of coverage and a buyer guide for Medicare supplement plans. Agents must also follow the state rules on replacement of existing policies to avoid gaps in coverage.
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