ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of supplemental insurance agents in Somerville, New Jersey. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Somerville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 supplemental insurance agents in Somerville, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jason Spraggs - State Farm Insurance Agent
30 Roosevelt Pl, Somerville, NJ 08876
(973) 396-0352
jasonspraggs.com
ReliaGuard Insurance NJ
3272 US-22, Somerville, NJ 08876
(908) 460-6749
D.C. West Agency, LLC
50 Division St #501, Somerville, NJ 08876
(866) 329-3789
dcwestagency.com
Supplemental insurance agents in Somerville, New Jersey help residents find plans that cover costs not paid by original Medicare or employer health insurance. These agents can explain Medigap policies, Medicare Advantage plans, and other private insurance options. New Jersey law requires agents to be licensed by the state Department of Banking and Insurance, and they must follow strict rules about plan comparisons and enrollment periods.
What Does a Supplemental Insurance Agent in Somerville Cost?
The cost of supplemental insurance plans in New Jersey varies by plan type, age, and location. Medigap Plan G premiums for a 65-year-old in Somerset County typically range from $120 to $250 per month. Medicare Advantage plans may have low or zero monthly premiums but include copays and deductibles. Costs can change each year. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a supplemental insurance agent in Somerville?
A supplemental insurance agent is a licensed professional who helps you compare and buy private insurance policies that fill gaps in your primary health coverage. In New Jersey, these agents must hold a valid insurance producer license and can sell Medigap, Medicare Advantage, and other supplemental plans.
When can I enroll in a supplemental plan in New Jersey?
You can enroll during the Initial Enrollment Period when you first become eligible for Medicare. New Jersey also has an annual Open Enrollment Period from October 15 to December 7. For Medigap, you have a one-time six-month Medigap Open Enrollment Period that starts the month you are both 65 and enrolled in Medicare Part B.
Do supplemental insurance agents charge fees in New Jersey?
Most supplemental insurance agents in New Jersey are paid by insurance companies through commissions, so you typically do not pay a direct fee for their services. However, some agents may charge a consulting fee if you ask for a detailed plan comparison. Always ask about any costs before you begin.
Free • No Obligation
Compare Supplemental Insurance Agents
Get matched with agents in Somerville who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.