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Find Supplemental Insurance Agents Near You in Florham Park, NJ

Directory of supplemental insurance agents in Florham Park, New Jersey. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Florham Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 supplemental insurance agents in Florham Park, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
M L Cutler & Co
30 Columbia Turnpike Suite 201, Florham Park, NJ 07932
(973) 377-7700 mlcutler.com
Edward R. DeFeo Agency Inc.
123 Columbia Turnpike #101A, Florham Park, NJ 07932
(973) 822-2229 defeoagency.com
Louis Campisano Insurance
26 Columbia Turnpike #103, Florham Park, NJ 07932
(973) 845-6004 pra-llc.com
Elective Benefits
325 Columbia Turnpike STE 106, Florham Park, NJ 07932
(973) 756-3459 elecben.com
My Savoy Benefits
25B Hanover Rd Suite 220, Florham Park, NJ 07932
(973) 377-2220 mysavoybenefits.com

Supplemental insurance agents in Florham Park, New Jersey help residents fill gaps in their primary health coverage. These agents offer plans like Medicare Supplement (Medigap), accident, and critical illness insurance. New Jersey law requires agents to be licensed by the state Department of Banking and Insurance, ensuring they meet professional standards.

What Does a Supplemental Insurance Agent in Florham Park Cost?

Costs for supplemental insurance in New Jersey vary by plan type, age, and health status. For example, a Medicare Supplement Plan G might cost between $150 and $300 per month for a 65-year-old. Hospital indemnity plans can range from $30 to $100 per month. These are estimates and your actual cost depends on your specific situation. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a supplemental insurance agent in Florham Park do?
A supplemental insurance agent helps you find policies that pay for costs not covered by your main health insurance, such as deductibles and copays. They can explain options like hospital indemnity or cancer insurance. In New Jersey, agents must follow state regulations on policy disclosures and sales practices.
How do I choose a supplemental insurance agent in Florham Park?
Look for an agent licensed in New Jersey with experience in supplemental health products. You can verify a license through the New Jersey Department of Banking and Insurance website. Ask about their knowledge of local plans and carriers available in Morris County.
Are there time limits for buying supplemental insurance in New Jersey?
Yes, for Medicare Supplement plans, you have a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you cannot be denied coverage due to health conditions. Outside this window, insurers may use medical underwriting.