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Find Supplemental Insurance Agents in Caldwell, NJ
Looking for a supplemental insurance agent in Caldwell? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Caldwell, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 supplemental insurance agents in Caldwell, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carlos Capellan - State Farm Insurance Agent
8 Brookside Ave #1, Caldwell, NJ 07006
(973) 226-7422
capellanagency.com
Fede Insurance Agency
378 Bloomfield Ave #2, Caldwell, NJ 07006
(973) 429-8192
fedeins.com
Social Insurance Agency CO
281 Bloomfield Ave, Caldwell, NJ 07006
(551) 365-1884
sifm.org
Health Benefits Insurance LLC
397 Bloomfield Ave, Caldwell, NJ 07006
(862) 201-4436
Liberty Insurance
1 Personette St, Caldwell, NJ 07006
(862) 201-5108
Wise Insurance
804 County Rd 506, Caldwell, NJ 07006
(551) 365-1883
Supplemental insurance agents in Caldwell, New Jersey help residents fill gaps in their primary health coverage. New Jersey law requires Medigap policies to follow federal open enrollment rules, giving you six months to buy a plan without medical underwriting. Local agents can explain options like cancer insurance, accident plans, and hospital indemnity policies that pay cash benefits directly to you.
What Does a Supplemental Insurance Agent in Caldwell Cost?
Costs for supplemental insurance in Caldwell vary by plan type and your age. Medigap Plan G premiums typically range from $120 to $250 per month for a 65-year-old. Cancer and accident plans often cost $30 to $80 per month. Hospital indemnity plans may run $50 to $150 per month. Rates also depend on the insurer and your zip code. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of supplemental insurance are available in Caldwell?
Common types include Medicare Supplement (Medigap), cancer insurance, accident insurance, critical illness insurance, and hospital indemnity plans. Each pays a fixed benefit for specific events or conditions.
How does New Jersey regulate Medigap policies?
New Jersey follows federal guidelines. You have a six-month open enrollment period starting when you are both 65 and enrolled in Medicare Part B. During this time, insurers cannot deny you a policy or charge more due to health conditions.
Can I buy supplemental insurance if I have a pre-existing condition?
For Medigap, you cannot be denied during open enrollment. For other supplemental plans, insurers may use medical underwriting. New Jersey does not guarantee issue for non-Medicare supplemental policies, so your health history may affect approval.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.