The top-rated supplemental insurance agent in Gardnerville, Nevada is Stacy Trivitt: Allstate Insurance, rated 4.8 stars across 269 reviews. Other highly rated options include Larry Peyton Insurance Agency LLC, Warren W Reed Insurance, Alex Uribe - State Farm Insurance Agent. This directory lists 12 supplemental insurance agents serving Gardnerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stacy Trivitt: Allstate Insurance | 1466 U.S. Hwy 395 N | (775) 782-3511 |
| 2 | Larry Peyton Insurance Agency LLC | 1544 U.S. Hwy 395 N Ste 5 | (775) 782-2469 |
| 3 | Warren W Reed Insurance | 1521 U.S. Hwy 395 N | (775) 782-2277 |
| 4 | Alex Uribe - State Farm Insurance Agent | 1503 U.S. Hwy 395 N Ste F | (775) 392-3950 |
| 5 | Farmers Insurance - Larry Peyton | 1544 U.S. Hwy 395 N Ste 5 | (775) 782-2469 |
| 6 | ASInsurance - Aimee Smith Insurance Agency LLC | 1190 High School St Suite A | (775) 783-0753 |
| 7 | Joseph Robertson: Allstate Insurance | 1466 U.S. Hwy 395 N | (775) 782-3511 |
| 8 | John Scott - State Farm Insurance Agent | 1476 U.S. Hwy 395 N | (775) 782-5102 |
| 9 | Michael Boyd Insurance Solutions | 1491 U.S. Hwy 395 N | (775) 790-1229 |
| 10 | Fromarc Insurance Agency, Inc. | 1453 U.S. Hwy 395 N #1 | (775) 392-4414 |
Stacy Trivitt: Allstate Insurance serves Gardnerville, Nevada, and the surrounding area, providing supplemental insurance agent services to local residents. The agency helps individuals fill gaps left by standard health or life policies, ensuring broader financial protection. Common needs addressed include coverage for unexpected medical expenses or loss of income during recovery. This agency offers assistance with accident insurance and critical illness plans in this community.
Larry Peyton Insurance Agency LLC serves the Gardnerville, Nevada area with supplemental insurance solutions, addressing coverage gaps beyond primary health policies for local residents. Its service approach includes personalized consultations to review clients' existing plans and identify suitable supplemental options. Maintenance of policies involves ongoing support for claims assistance and annual plan reviews to adapt to changing needs. The agency works with a diverse range of properties, servicing single-family homes, apartments, retail establishments, and restaurants in the region.
Homeowners, renters, and small business owners in Gardnerville, NV can consult Warren W Reed Insurance for supplemental insurance agent services. These plans help cover gaps left by primary policies, such as deductibles or coinsurance for medical events or property losses. The firm assists clients in reviewing existing coverage and identifying additional protection options. It also serves the neighboring communities of Minden and Carson Valley.
Alex Uribe - State Farm Insurance Agent serves Gardnerville and the surrounding Carson Valley communities, including Minden and Genoa. This supplemental insurance agency handles policies that help cover gaps in major medical plans, such as accident, critical illness, and hospital indemnity coverage. The agent helps clients understand how these plans can provide fixed cash benefits for unexpected health events. For a typical job, the agency provides a side-by-side review of existing coverage to explain where supplemental protection may fit, and then it outlines policy options suited to the individual situation.
For clients uncertain between a single, immediate policy and ongoing coverage, Farmers Insurance - Larry Peyton in Gardnerville, NV offers supplemental insurance solutions that bridge gaps in primary health or life plans. These policies help cover deductibles, copays, and other out-of-pocket costs not included by major medical insurance. Service runs on an as-needed basis, with agents available to review changing personal needs and adjust coverage accordingly at any time.
ASInsurance, Aimee Smith Insurance Agency LLC in Gardnerville, NV, assists clients in selecting supplemental plans for hospital stays, accidents, and critical illnesses. It bridges gaps in primary coverage for area residents. The agency handles enrollments, policy questions, and claims support year-round. Winter months often bring increased attention to supplemental plans that can help with out-of-pocket costs from unexpected injuries on icy walkways or seasonal flu hospitalizations.
As snowbirds arrive and locals prepare for cooler months in Gardnerville, NV, supplemental insurance agents help fill gaps that traditional health and Medicare plans leave uncovered. Joseph Robertson: Allstate Insurance provides an accessible option for residents reviewing their supplemental coverage needs. The agent guides clients through plan comparisons tailored to individual health care scenarios. The process typically begins with a complimentary in-person or phone-based initial assessment to identify current benefits and potential gaps.
John Scott’s Gardnerville agency focuses on general insurance needs while specializing in supplemental insurance for local residents. These add-on policies help cover gaps left by primary health plans, addressing unforeseen out-of-pocket costs. The agency assists individuals and families in assessing their specific coverage requirements. It provides supplemental insurance solutions suitable for a variety of commercial operations, including professional offices, local warehouses, and food service businesses.
Michael Boyd Insurance Solutions serves residents in Gardnerville, Nevada, helping them evaluate supplemental insurance coverage options for gaps in primary health plans. The agency also assists local business owners with commercial supplemental policies tailored to their operations throughout the surrounding area. By explaining plan structures and coordinating with existing carriers, the agency ensures each client understands their benefits fully. The team schedules follow-up consultations between regular visits to adjust coverage as personal or professional circumstances change.
Fromarc Insurance Agency, Inc., located in Gardnerville, NV, is known as a local source for supplemental insurance agent services. The agency helps clients bridge gaps left by primary health coverage, offering policies that can assist with out-of-pocket expenses. Its service range extends to providing support for unexpected medical costs and income gaps due to illness or injury. A specialty service the agency can add on is accident insurance, which provides fixed cash benefits for covered injuries.
What Does a a Supplemental Insurance Agent in Gardnerville Cost?
Supplemental insurance agent services in Nevada are usually free to you because agents earn commissions from insurance companies. Medigap Plan G premiums for a 65-year-old in Gardnerville typically range from $120 to $250 per month depending on the carrier and underwriting. Medicare Advantage plans often have $0 monthly premiums but include copays and deductibles. This is general information and not insurance advice.
About supplemental insurance agents in Gardnerville
Supplemental insurance agents in Gardnerville, Nevada help residents choose Medigap or Medicare Advantage plans that fill gaps in original Medicare. Nevada law requires agents to be licensed by the Nevada Division of Insurance and to follow strict disclosure rules. Local agents understand the specific healthcare providers and networks available in Douglas County.
Frequently Asked Questions
What does a supplemental insurance agent in Gardnerville do?
A supplemental insurance agent helps you compare Medigap and Medicare Advantage plans. They explain coverage options, costs, and enrollment periods. They do not sell original Medicare itself but focus on private plans that supplement it.
Is there a time limit to enroll in a Medigap plan in Nevada?
Yes, Nevada follows federal rules. You have a six-month Medigap Open Enrollment Period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Can a supplemental insurance agent help with Nevada Medicaid?
Agents typically do not sell Medicaid because it is a state program. However they can explain how a Medicare Supplement plan works alongside Nevada Medicaid. Some agents also offer Dual Eligible Special Needs Plans for people with both Medicare and Medicaid.