The top-rated supplemental insurance agent in Great Falls, Montana is Balthazar Insurance Agency, rated 5.0 stars across 42 reviews. Other highly rated options include Advanced Agency Alliance, Mike Smith - Representing Smith Family Insurance Agency, Cogswell Insurance Agency. This directory lists 20 supplemental insurance agents serving Great Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Balthazar Insurance Agency | 908 6th St S | (406) 452-0422 |
| 2 | Advanced Agency Alliance | South Side of Building, 408 9th St S | (406) 727-0230 |
| 3 | Mike Smith - Representing Smith Family Insurance Agency | 33 Division Rd #1 | (406) 453-6453 |
| 4 | Cogswell Insurance Agency | 800 9th St S | (406) 761-5000 |
| 5 | Marsh McLennan Agency | 405 3rd St NW 3rd floor | (406) 761-1160 |
| 6 | Bern Insurance | 201 Smelter Ave NW | (406) 727-4969 |
| 7 | Tschetter Agency- Farmers Union | 325 Smelter Ave NE | (406) 836-9320 |
| 8 | McMeel Insurance Agency | 721 Central Ave Suite 209 | (406) 453-1580 |
| 9 | Leavitt Great West | 21 3rd St N Suite 3B | (406) 453-0409 |
| 10 | HUB International | 400 Park Dr S | (406) 453-1464 |
Homeowners and property managers in Great Falls rely on Balthazar Insurance Agency for supplemental insurance coverage that fills gaps left by standard policies. This agent helps clients select plans for accident, critical illness, or hospital indemnity, providing financial protection during unexpected events. Services are tailored to individual needs and household budgets, ensuring clear terms and accessible support. The agency also serves clients in the nearby communities of Black Eagle and the broader Cascade County area.
Advanced Agency Alliance serves the Great Falls, Montana, area as a supplemental insurance agent. It helps customers find coverage that fills gaps left by standard health plans. These policies often address deductibles, copays, and other out-of-pocket costs. The agency assists with applications and policy selection for local residents. It handles Medicare supplement plans and hospital indemnity insurance in this region.
Mike Smith, representing Smith Family Insurance Agency, serves clients in Great Falls, Montana, and the surrounding communities, handling supplemental insurance policies. These plans typically help cover out-of-pocket costs not paid by major medical insurance, such as deductibles and copays. The agency provides guidance to individuals seeking to reduce their financial exposure from unexpected healthcare events. For a typical job, the process begins with a consultation to review a client’s existing coverage, then identifies gaps and presents a single, relevant policy option that fits their specific needs.
Cogswell Insurance Agency offers supplemental insurance policies that help cover gaps left by major medical plans, including accident, critical illness, and hospital indemnity coverage. Service and maintenance plans are designed to assist clients with claims filing, policy adjustments, and annual coverage reviews to ensure benefits keep pace with changing needs. Located in Great Falls, MT, the agency provides these options for single-family homes, apartments, retail spaces, and restaurants.
Marsh McLennan Agency in Great Falls, MT distinguishes between one-time gap coverage for medical events and recurring supplement plans that renew periodically. Supplemental insurance agents in this area help clients cover out-of-pocket costs such as deductibles and copays that primary health insurance does not pay. These policies provide financial support for expenses like hospital stays and critical illness treatments. Service runs both on an as-needed basis when you purchase a one-time policy and on a scheduled basis when you renew an annual plan.
Bern Insurance in Great Falls, MT specializes in supplemental insurance that covers gaps left by primary health plans, including policies for accident, critical illness, and hospital confinement. The agency works locally to help individuals and families identify and enroll in these additional coverage options that can address out-of-pocket costs. A common seasonal concern involves winter-related injuries such as falls on ice, where its accident policies can provide direct cash benefits for deductibles and recovery expenses.
As winter approaches in Great Falls, residents often review their existing coverage for gaps that standard policies may leave. Tschetter Agency- Farmers Union provides supplemental insurance solutions tailored to help fill those gaps effectively in this Montana community. Their agents focus on explaining policy options clearly so clients can make informed decisions for their unique situations. Whether addressing deductibles or uncovered medical expenses, they aim to offer practical financial protection. A typical initial process involves a thorough inspection of current coverage to identify areas where supplemental plans may be beneficial.
McMeel Insurance Agency operates in Great Falls, MT, specializing in supplemental insurance policies that fill gaps left by standard health plans. This local agent helps clients cover unexpected costs such as hospital stays, critical illness treatment, or accident recovery. Its supplemental add-ons often provide fixed cash benefits directly to the policyholder for those specific events. Businesses like local offices, large distribution warehouses, and food service establishments commonly turn to this agency for additional coverage options designed to support employee benefits packages.
HUB International offers supplemental insurance services to residents in Great Falls and the surrounding region. These plans help cover out-of-pocket expenses not addressed by primary health policies. Commercial clients can also access similar gap coverage for their employees or businesses. The agency serves policyholders across the local area and nearby communities. After an initial sale, agents follow up during regular intervals or before renewal dates to review plan options and adjust coverage as needs change.
What Does a a Supplemental Insurance Agent in Great Falls Cost?
Supplemental insurance costs in Montana vary by plan type age and health status. Medigap Plan G for a 65-year-old in Great Falls typically ranges from 120 to 200 dollars per month. Medicare Advantage plans often have low or zero monthly premiums but may have copays and network limits. Costs change each year and depend on your location and health. This is general information not insurance advice.
About supplemental insurance agents in Great Falls
Supplemental insurance agents in Great Falls Montana help residents find coverage that fills gaps in Medicare or other health plans. Montana law requires agents to be licensed by the state and follow specific rules for plan comparisons. Local agents understand the needs of Great Falls seniors and families.
Frequently Asked Questions
What is a supplemental insurance agent in Great Falls?
A supplemental insurance agent helps you buy policies that cover costs not paid by original Medicare or other insurance. In Montana agents must hold a valid license and explain plan differences clearly.
When can I enroll in a Medigap plan in Montana?
Montana follows federal rules for Medigap enrollment. You have a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap plan without medical underwriting.
Do Montana agents have to follow special rules for Medicare Advantage?
Yes. Montana agents must follow state and federal marketing guidelines. They cannot make unsolicited door-to-door sales or use misleading comparisons. They must also provide a scope of appointment form before discussing specific plans.