Skip to main content

Supplemental Insurance Agents in Duluth, MN

Browse supplemental insurance agents serving Duluth, Minnesota. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Duluth, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 4 supplemental insurance agents in Duluth, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dwight Swanstrom Co
31 N 21st Ave W, Duluth, MN 55806
(218) 727-8324 dwightswanstrom.com
Holden Duluth Insurance Agency Inc
5610 Grand Ave, Duluth, MN 55807
(218) 628-3618 holdeninsurance.com
Benes Insurance Services
434-B N 57th Ave W, Duluth, MN 55807
(218) 628-6180 benesinsurance.com
Cartier Insurance
310 E Superior St Suite 220, Duluth, MN 55802
(218) 727-5992 caduluth.com

Supplemental insurance agents in Duluth Minnesota help residents choose Medigap or Medicare Supplement plans to cover out-of-pocket costs. Minnesota has unique standard benefit plans under state law that agents must explain to clients. Local agents can guide you through enrollment periods and compare policies from multiple carriers.

What Does a Supplemental Insurance Agent in Duluth Cost?

Supplemental insurance costs in Minnesota vary by plan type age and location. A Basic Medigap plan in Duluth typically ranges from 80 to 150 dollars per month. Extended Basic plans may cost between 150 and 250 dollars per month. Rates can increase each year based on the insurance companys pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a supplemental insurance agent in Duluth?
A supplemental insurance agent in Duluth helps you buy Medicare Supplement or Medigap policies. These agents are licensed in Minnesota and can show plans from different insurance companies. They do not sell Medicare Advantage plans unless they have a separate license.
When can I enroll in a Medigap plan in Minnesota?
You have a six-month Medigap Open Enrollment Period that starts when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage or charged more due to health conditions. Outside this window you may face medical underwriting and higher premiums.
Does Minnesota require special Medigap plans?
Yes Minnesota requires standardized Medigap plans labeled Basic and Extended Basic. These plans cover specific benefits like Part A coinsurance and Part B excess charges. Agents must explain these state-specific options before you choose a policy.