The top-rated supplemental insurance agent in Lexington, Massachusetts is Encharter Insurance, rated 4.6 stars across 30 reviews. Other highly rated options include Bettinson Insurance Agency, Top Level Insurance, Tonry Insurance Group, Inc. - Lexington. This directory lists 10 supplemental insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Encharter Insurance | 1646 Massachusetts Ave | (888) 754-8299 |
| 2 | Bettinson Insurance Agency | 394 Lowell St STE 5 | (781) 648-0128 |
| 3 | Top Level Insurance | 186 Bedford St | (781) 862-8675 |
| 4 | Tonry Insurance Group, Inc. - Lexington | 238 Bedford St STE 3 | (781) 861-1800 |
| 5 | AssuredNext Insurance | 33 Bedford St STE 12 | (617) 826-1177 |
| 6 | Larson Insurance | 109 Massachusetts Ave | (781) 646-9200 |
| 7 | Sartori Insurance | 76 Bedford St STE 37 | (781) 861-6900 |
| 8 | Fessenden & Sykes Insurance | 74 Bedford St # 2 | (781) 861-1560 |
| 9 | NEFI Insurance | 283 Bedford St #2 | (617) 924-1000 |
| 10 | Salem Five Insurance Services, LLC | 1666 Massachusetts Ave Suite L | (781) 862-7700 |
For clients with one-time coverage needs, Encharter Insurance provides a single policy solution for special events or short-term gaps, while those requiring ongoing protection may select a recurring plan for continuous support. As a Supplemental Insurance Agent in Lexington, Massachusetts, this office helps residents address coverage beyond primary plans, such as accident or hospital indemnity options. Service runs on a one-time, scheduled, or as-needed basis, depending on each policyholder’s preferred arrangement and life circumstances.
Bettinson Insurance Agency serves the Lexington, Massachusetts community as a local supplemental insurance agent. The company helps residents evaluate coverage options that address financial gaps not filled by primary health plans. Supplemental insurance policies can provide support for unexpected medical costs and everyday healthcare needs. These plans generally assist with deductibles, copayments, and other routine expenses. The agency handles Medicare supplement plans and critical illness insurance policies in this area.
Top Level Insurance in Lexington, MA provides a range of supplemental insurance plans designed to fill gaps in primary coverage. The company offers ongoing policy service and maintenance, including regular policy reviews and assistance with claims filing. It helps clients manage coverage for accidents, critical illness, or hospital stays. The agency works with properties of all types, including single-family homes, apartments, retail spaces, and local restaurants.
Tonry Insurance Group, Inc. - Lexington serves local homeowners, renters, and small business owners seeking specialized supplemental insurance coverage. This agency offers policies designed to fill gaps in standard health, life, or property plans, helping clients manage unexpected costs with tailored options. Each policy is selected to address individual coverage needs common in the Lexington area. The company also provides its supplemental insurance services to residents and businesses in the neighboring community of Arlington and throughout the Middlesex County region.
AssuredNext Insurance serves clients in Lexington, Massachusetts, and the surrounding communities with supplemental insurance coverage. The agency handles policies that help fill gaps left by standard health plans, often covering dental, vision, or critical illness needs. These products provide financial support for out-of-pocket expenses or unexpected medical events. To understand each client’s specific situation, the company typically conducts a personalized needs assessment to identify coverage gaps before recommending suitable plan options.
Larson Insurance in Lexington, MA helps clients distinguish between one-time supplemental insurance options, such as short-term hospital indemnity plans, and recurring coverage like ongoing accident or critical illness policies. These supplemental insurance products fill gaps left by primary health plans, offering financial protection for deductibles and out-of-pocket expenses. Their work involves reviewing individual needs for fixed-benefit policies that pay directly to the policyholder. Service at Larson Insurance is provided on an as-needed basis, with clients contacting the agency when policy questions arise or enrollment windows open.
Sartori Insurance specializes in supplemental insurance policies that address out-of-pocket medical costs, accident recovery expenses, and critical illness coverage. As a Lexington, MA agent, it assists clients with understanding the gaps in their primary health plans and selecting appropriate supplemental options for individual needs. The agent also guides customers through Medicare supplement choices and short-term coverage solutions. This local service is especially helpful for retirees approaching January’s open enrollment deadlines or for those facing unexpected hospital stays during flu season.
As winters in Lexington can bring unexpected healthcare costs or gaps in Medicare coverage, Fessenden & Sykes Insurance works as a local supplemental insurance agent to help residents fill those critical needs with suitable plans. They guide clients through options such as Medigap or dental add-ons, explaining how each policy complements existing benefits in a straightforward manner. The process begins with a personalized review of current coverage to identify potential gaps before scheduling a no-obligation assessment right in the client's home or office.
Based in Lexington, MA, NEFI Insurance helps local residents and employers cover gaps in their primary health plans. As a supplemental insurance agent, the company enrolls clients in policies for accident, critical illness, and hospital indemnity. These add-ons address deductibles and out-of-pocket expenses not paid by standard major medical coverage. NEFI Insurance assists clients from many commercial sectors, including small professional offices, busy warehouses, and retail food service locations.
Salem Five Insurance Services, LLC in Lexington, Massachusetts focuses on providing supplemental insurance policies that cover gaps left by primary health plans. It helps clients manage out-of-pocket costs from deductibles, copays, and coinsurance with straightforward benefit options. The agency serves the local community by reviewing individual coverage needs and matching them to suitable supplemental plans from established carriers. It particularly assists retirees and those changing jobs during the annual open enrollment period.
What Does a a Supplemental Insurance Agent in Lexington Cost?
Supplemental insurance agents in Massachusetts typically do not charge a fee for their services because they earn commissions from insurance companies. Medigap Plan G in Massachusetts may cost between $120 and $250 per month for a 65-year-old depending on the carrier and location. Medicare Advantage plans often have $0 monthly premiums but include copays and deductibles. This is general information and not insurance advice.
About supplemental insurance agents in Lexington
Supplemental insurance agents in Lexington Massachusetts help residents choose plans that fill gaps in Medicare coverage. Massachusetts has a unique Medigap open enrollment period that starts when you turn 65 and lasts for six months. During this time you can buy any Medigap policy without medical underwriting.
Frequently Asked Questions
What is a supplemental insurance agent in Lexington?
A supplemental insurance agent helps you compare and enroll in plans like Medigap Medicare Advantage or dental and vision coverage. They work with multiple carriers to find options that fit your budget and health needs.
When can I enroll in a Medigap plan in Massachusetts?
In Massachusetts you have a six-month Medigap open enrollment period that begins the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without answering health questions.
Do I need a supplemental insurance agent if I have Medicare?
An agent can explain the differences between Medigap plans and Medicare Advantage plans which can be confusing. They also help you understand Massachusetts-specific rules like the annual fall open enrollment period for Medicare Advantage.