ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Supplemental Insurance Agents Near You in Crystal Lake, IL

Browse supplemental insurance agents serving Crystal Lake, Illinois. Updated 2026-07-14.

The top-rated supplemental insurance agent in Crystal Lake, Illinois is Jason Styzinski - State Farm Insurance Agent, rated 4.9 stars across 177 reviews. Other highly rated options include Freeway Insurance, Ted Orzehoskie - State Farm Insurance Agent, Mars Insurance Agency. This directory lists 14 supplemental insurance agents serving Crystal Lake.

Showing 14 supplemental insurance agents in Crystal Lake, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jason Styzinski - State Farm Insurance Agent450 State Rte 31 Ste 180(815) 444-0400
2Freeway Insurance372 W Virginia St # 1(779) 225-1068
3Ted Orzehoskie - State Farm Insurance Agent6207 Northwest Hwy(815) 455-5444
4Mars Insurance Agency9 S Virginia Rd(815) 459-0711
5Caterina Flower Insurance850 S McHenry Ave Ste B(224) 333-0749
6Neis Insurance Agency45 N Virginia St(815) 455-6960
7Daniel Arzola State Farm35 Grant St(815) 893-4712
8Christian Falster: Allstate Insurance145 S Virginia St(815) 459-2600
9Mark Moskal: Allstate Insurance10 Grant St(815) 356-6600
10Goosehead Insurance - Blake Mitroff101 N Main St Unit 17(630) 526-8099
JS
450 State Rte 31 Ste 180
Jason Styzinski - State Farm Insurance Agent
Supplemental Insurance Agent · Crystal Lake, IL

Jason Styzinski - State Farm Insurance Agent serves Crystal Lake, Illinois, and the surrounding McHenry County area. The agency offers supplemental insurance policies designed to fill gaps left by major medical coverage, providing additional financial protection for policyholders. These policies assist with expenses that primary health insurance may not fully cover. Typical supplemental options available through this office include accident and critical illness insurance. The office also helps local residents with short-term medical coverage plans in the region.

FI
372 W Virginia St # 1
Freeway Insurance
Supplemental Insurance Agent · Crystal Lake, IL

Supplemental insurance agents in Crystal Lake often handle both one-time policy placements and ongoing coverage adjustments. Freeway Insurance assists local residents with Medicare supplements, accident plans, and other secondary policies that fill gaps in primary health coverage. These agents explain plan differences and guide clients through enrollment periods or life changes that may require new benefits. Their services are typically provided on an as-needed basis, with clients scheduling appointments for annual reviews or when unexpected medical expenses arise.

TO
6207 Northwest Hwy
Ted Orzehoskie - State Farm Insurance Agent
Supplemental Insurance Agent · Crystal Lake, IL

Ted Orzehoskie - State Farm Insurance Agent in Crystal Lake, IL, provides supplemental insurance policies to help cover costs not addressed by primary health plans. Their service offerings include regular policy reviews to ensure coverage aligns with current needs and assistance with claims filing and plan adjustments. Service and maintenance plans focus on educating clients about coverage options and updating policies as circumstances change. This agency typically services single-family homes, apartments, retail, and restaurants.

MI
9 S Virginia Rd
Mars Insurance Agency
Supplemental Insurance Agent · Crystal Lake, IL

Mars Insurance Agency serves homeowners, property managers, and small businesses in the Crystal Lake area seeking supplemental insurance coverage. It helps clients bridge gaps in primary policies with plans for accidents, critical illness, and hospital indemnity. Agents explain how these policies work alongside existing health or property insurance. The agency assists with selecting appropriate limits and filing supplemental claims for local policyholders. Its service area extends throughout McHenry County and into parts of central Lake County, including nearby Cary and Algonquin.

CF
850 S McHenry Ave Ste B
Caterina Flower Insurance
Supplemental Insurance Agent · Crystal Lake, IL

Serving the Crystal Lake area and the surrounding communities throughout McHenry County, Caterina Flower Insurance provides supplemental insurance coverage. As an agent for supplemental plans, the company handles policies that help fill gaps left by major medical insurance, offering clients additional financial protection. For a typical job, it begins with a consultation to assess each client’s specific coverage needs, then presents policy options clearly, and guides them through the enrollment process.

NI
45 N Virginia St
Neis Insurance Agency
Supplemental Insurance Agent · Crystal Lake, IL

Neis Insurance Agency in Crystal Lake, IL provides supplemental insurance, offering clients both one-time policies for specific needs and recurring coverage options for ongoing protection. These plans help bridge gaps left by primary health insurance, addressing expenses such as deductibles, copays, or lost income during recovery. With a local focus, they guide residents through available plans without assuming standard medical coverage. Service runs on either a one-time or as-needed basis, depending on the policy type selected.

DA
35 Grant St
Daniel Arzola State Farm
Supplemental Insurance Agent · Crystal Lake, IL

As a supplemental insurance agent, Daniel Arzola State Farm offers specialized coverage to fill gaps in primary health insurance, including accident, critical illness, and hospital indemnity plans. Based in Crystal Lake, IL, it also provides standard vehicle and property policies for local residents and businesses. These tailored options help clients manage out-of-pocket costs during unexpected medical events. Before the winter season in northern Illinois, the agency often helps individuals review their deductibles and supplemental protections to ensure adequate financial safeguards against seasonal illnesses like influenza or injuries from icy conditions.

CF
145 S Virginia St
Christian Falster: Allstate Insurance
Supplemental Insurance Agent · Crystal Lake, IL

As the seasons shift in Crystal Lake, residents often seek to close coverage gaps left by major medical policies. Christian Falster: Allstate Insurance provides supplemental insurance to help cover deductibles, copays, and other out-of-pocket costs that can arise unexpectedly. These policies complement existing health plans by offering added financial protection for accidents, critical illness, and hospital stays. An initial assessment appointment is scheduled to review personal needs and determine appropriate supplemental options.

MM
10 Grant St
Mark Moskal: Allstate Insurance
Supplemental Insurance Agent · Crystal Lake, IL

Mark Moskal: Allstate Insurance in Crystal Lake, IL provides standard insurance coverage along with a focus on supplemental policies that fill gaps in primary plans. These supplemental offerings help individuals and businesses manage out-of-pocket costs for accidents, critical illnesses, or hospital stays. The agency works with clients to evaluate where extra protection might be needed beyond basic plans. Its services are available to various commercial sectors, including offices, warehouses, and food service establishments.

GI
101 N Main St Unit 17
Goosehead Insurance - Blake Mitroff
Supplemental Insurance Agent · Crystal Lake, IL

Goosehead Insurance - Blake Mitroff serves residents in Crystal Lake, IL, with personalized supplemental insurance solutions designed to cover gaps in primary health plans. These policies help manage out-of-pocket costs following covered medical events. For local businesses, the agency also offers commercial supplemental coverage to protect against income loss. Service extends throughout the Crystal Lake area and nearby communities. Clients often schedule follow-up appointments between regular visits to adjust their plans according to changing healthcare needs or life events.

TI
1500 Carlemont Dr
Trustive Insurance Broker
Supplemental Insurance Agent · Crystal Lake, IL
(779) 220-6169
trustiveinsurancebroker.com
MF
240 Commerce Dr
Market Financial Group
Supplemental Insurance Agent · Crystal Lake, IL
(815) 459-3300
CB
475 W Terra Cotta Ave Suite B1
CMR Benefits Group
Supplemental Insurance Agent · Crystal Lake, IL
(815) 459-4634
cmrbenefitsgroup.com
MS
835 S Virginia Rd Suite A
Main Street Insurance Services
Supplemental Insurance Agent · Crystal Lake, IL
(815) 459-7070
mainstreetinsuranceservices.com

What Does a a Supplemental Insurance Agent in Crystal Lake Cost?

Supplemental insurance costs in Illinois vary widely by plan type and age. Medicare Supplement Plan G for a 65-year-old in Crystal Lake typically ranges from $120 to $200 per month. Cancer and critical illness policies may cost $30 to $80 per month. Hospital indemnity plans often run $50 to $150 per month. These are general estimates and actual premiums depend on the insurer, your age, and health status. This information is general and not insurance advice.

About supplemental insurance agents in Crystal Lake

Supplemental insurance agents in Crystal Lake, Illinois help residents find policies that cover gaps in major medical plans. Illinois law requires agents to be licensed by the Illinois Department of Insurance and to follow strict disclosure rules. Local agents often assist with Medicare Supplement plans, accident policies, and fixed-benefit hospital plans.

Frequently Asked Questions

What types of supplemental insurance do agents in Crystal Lake offer?

Agents typically offer Medicare Supplement plans, cancer insurance, critical illness coverage, accident plans, and hospital indemnity policies. These plans pay cash benefits directly to you for covered events.

Are there Illinois-specific rules for supplemental insurance agents?

Yes. Illinois requires agents to hold a valid insurance producer license and to provide a buyer guide for Medicare Supplement plans. Agents must also follow the Illinois Insurance Code when marketing and selling policies.

Can I buy supplemental insurance if I have a pre-existing condition?

Some policies have pre-existing condition waiting periods of 6 to 12 months. However, Medicare Supplement plans sold during open enrollment cannot deny coverage due to pre-existing conditions. An agent can explain your options based on your health history.

Supplemental Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.