The top-rated supplemental insurance agent in Post Falls, Idaho is Sue Breesnee - State Farm Insurance Agent, rated 4.9 stars across 285 reviews. Other highly rated options include Evans Insurance, Andy Cline: Allstate Insurance, Basin Pacific-Post Falls. This directory lists 18 supplemental insurance agents serving Post Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sue Breesnee - State Farm Insurance Agent | 724 ID-41 Ste A | (208) 457-9000 |
| 2 | Evans Insurance | 4653 St Joe Ave Unit A-109 | (208) 765-8917 |
| 3 | Andy Cline: Allstate Insurance | 1208 N Idaho St Suite 103 | (208) 777-7675 |
| 4 | Basin Pacific-Post Falls | 311 E Mullan Ave | (208) 457-1800 |
| 5 | Farm Bureau- North Idaho Insurance Agency | 806 E Polston Ave Suite B | (208) 618-8765 |
| 6 | Shaylee Morlan Insurance Agency - COUNTRY Financial | 2600 E Seltice Way # A1 | (208) 889-6054 |
| 7 | Acrisure Post Falls, ID (Dickinson Insurance) | 609 N Syringa St Ste A | (208) 773-0504 |
| 8 | Farm Bureau Insurance | 806 E Polston Ave STE A | (208) 457-8018 |
| 9 | Joseph Richards - Idaho Farm Bureau Insurance Agent | 806 E Polston Ave Suite B | (208) 618-8765 |
| 10 | Jana Pool American Family Insurance | 3145 E Mullan Ave #400 | (208) 664-2344 |
Sue Breesnee - State Farm Insurance Agent serves the Post Falls, Idaho, area with supplemental insurance coverage designed to help fill gaps in primary health plans. The agency assists local residents in understanding how these policies can cover unexpected expenses like deductibles and copays. All services are provided with clear explanations of plan benefits and limitations. Policy options include accident and hospital indemnity insurance.
Residents and small business owners in Post Falls, Idaho, rely on Evans Insurance for supplemental insurance coverage that helps bridge the gap left by standard health plans. Its agents work with clients to enroll in policies for accidents, critical illness, or hospital confinement. These supplemental plans provide additional financial protection when medical costs arise from unexpected health events. Guidance is offered in personal appointments to explain plan options and fill gaps in existing coverage. Proximity to Coeur d’Alene also allows the firm to serve policyholders across Kootenai County.
Andy Cline’s Allstate Insurance agency offers a range of supplemental insurance products designed to cover gaps in primary health or property policies. Their maintenance services include policy reviews to ensure adequate coverage and efficient claims processing for local residents. They serve individuals and businesses in the Post Falls, Idaho area, working with clients who own single-family homes, apartments, retail establishments, and restaurants.
Serving Post Falls and the surrounding communities in the Idaho panhandle, Basin Pacific-Post Falls handles supplemental insurance policies that help cover gaps left by primary health plans. These policies manage out-of-pocket costs, including deductibles and copays, for local residents seeking added financial protection during medical events. The company meets individually with clients to explain specific coverage limits, ensuring each customer understands how a policy would respond to their unique healthcare needs.
Farm Bureau- North Idaho Insurance Agency in Post Falls, ID offers both one-time short-term supplemental plans and recurring annual policies designed to renew automatically, ensuring continuous coverage for unexpected medical or income gaps. As a supplemental insurance agent, the agency provides policies that cover hospital indemnity, accident, and critical illness expenses, complementing major medical plans with added financial protection. Service runs on an as-needed basis for initial consultations, with ongoing schedule options for policy reviews or claims assistance.
As winter weather impacts Post Falls, supplemental insurance agents help local residents review coverage gaps that medical plans may leave unfilled. Shaylee Morlan Insurance Agency - COUNTRY Financial addresses these concerns by advising on policies for accident, critical illness, or hospital indemnity needs. The agency focuses on explaining how supplemental plans coordinate with existing benefits to reduce out-of-pocket costs. Each initial consultation begins with a complimentary review of the client’s current coverage before any specific policy discussion occurs. A personal inspection of the client’s insurance landscape finishes this first step.
As a supplemental insurance agent, Acrisure Post Falls, ID (Dickinson Insurance) specializes in offering policies that fill gaps left by primary health plans, such as accident and critical illness coverage. The agency serves individuals and families in the Post Falls area by explaining how these plans coordinate with existing benefits. Its general service work involves assessing clients’ specific needs to recommend suitable supplementary options. Before winter storm season arrives, it helps residents evaluate policies that could offset deductibles or out-of-pocket costs from a sudden fall injury or unexpected hospitalization.
Farm Bureau Insurance in Post Falls, ID connects residents to foundational health and property coverage. The agency further specializes in supplemental insurance, offering policies that fill gaps left by major medical plans. These optional add-ons help manage out-of-pocket expenses for accidents, critical illnesses, or hospital stays. The agency serves local businesses and their employees, providing benefit solutions tailored for commercial environments including offices, warehouses, and food service operations.
Joseph Richards - Idaho Farm Bureau Insurance Agent in Post Falls, ID, is known for offering supplemental insurance policies to help fill coverage gaps left by standard health plans. The agency serves local residents seeking additional financial protection against unexpected medical costs or accidents. Its service range includes evaluating individual needs and explaining how supplemental plans coordinate with existing primary insurance. A specialty service this agent can provide is accident insurance, which offers lump-sum cash benefits for covered injuries.
Jana Pool American Family Insurance serves residential clients in Post Falls, Idaho, by helping them secure supplemental insurance coverage that fills gaps in their primary health or life plans. The agency also offers similar commercial coverage options for local small business owners within the same service area. Agents focus on explaining policy details clearly so customers understand their benefits. Between regular annual visits, the office provides prompt follow-up service for any claims questions or policy adjustments that arise.
What Does a a Supplemental Insurance Agent in Post Falls Cost?
Supplemental insurance costs in Idaho vary by plan type and your age. A Medicare Supplement Plan G for a 65-year-old in Post Falls typically ranges from $120 to $200 per month. Cancer or accident plans may cost $30 to $80 per month. These are estimates only; your actual premium depends on health status and chosen benefits. This is general information, not insurance advice.
About supplemental insurance agents in Post Falls
Supplemental insurance agents in Post Falls, Idaho help residents fill gaps in their primary health coverage. These agents can explain plans like Medicare Supplement (Medigap) and hospital indemnity policies. Idaho law requires agents to be licensed through the Idaho Department of Insurance, ensuring they follow state regulations.
Frequently Asked Questions
What is a supplemental insurance agent in Post Falls?
A supplemental insurance agent helps you buy policies that cover costs not paid by your main health plan. In Idaho, these agents must hold a valid insurance license and follow state rules. They can offer plans for accidents, critical illness, or Medicare gaps.
What Idaho laws apply to supplemental insurance agents?
Idaho Code Title 41 governs insurance agents in the state. Agents must complete continuing education and pass a background check. They cannot misrepresent policy benefits or use high-pressure sales tactics.
How do I choose a supplemental insurance agent in Post Falls?
Check the agents license on the Idaho Department of Insurance website. Ask about their experience with local carriers like Regence BlueShield or PacificSource. Read customer reviews and compare policy options before deciding.
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