The top-rated supplemental insurance agent in St Simons Island, Georgia is Maggie Dutton - State Farm Insurance Agent, rated 5.0 stars across 316 reviews. Other highly rated options include The Live Oak Insurance Agency, Seban's Insurance Solutions, Fleet Risk Management Inc. This directory lists 17 supplemental insurance agents serving St Simons Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maggie Dutton - State Farm Insurance Agent | 400 Main St STE 7 | (912) 638-1881 |
| 2 | The Live Oak Insurance Agency | 1700 Frederica Road Suite 305 St. Simon's Island | (912) 434-4220 |
| 3 | Seban's Insurance Solutions | 312 Plantation Chase | (912) 638-0552 |
| 4 | Fleet Risk Management Inc | 2485 Demere Rd #100 | (912) 638-8277 |
| 5 | Salem & Co | 301 Plantation Chase | (912) 666-6165 |
| 6 | Robinson & Associates Insurance, Inc | 4 Retreat Pl | (912) 638-9717 |
| 7 | Turner & Associates Insurance | 125 Longview Plaza Driveway | (912) 265-2840 |
| 8 | Smoot Financial Group | 400 Main St STE 4 | (912) 549-8776 |
| 9 | McGinty-Gordon & Associates | 225 Marina Dr | (912) 638-8600 |
| 10 | Lighthouse Benefit Advisors | 400 Ocean Blvd Ste. 1102 | (912) 771-8230 |
Maggie Dutton - State Farm Insurance Agent serves the St Simons Island, Georgia, area as a supplemental insurance agent. This local office helps residents bridge coverage gaps that standard health or life policies may leave behind. The agency focuses on accident and hospital indemnity plans, which provide cash benefits directly to policyholders during medical events. It also assists with critical illness coverage, offering financial support for serious health diagnoses such as cancer or heart attack.
Seban's Insurance Solutions serves homeowners, businesses, and property managers on St Simons Island, Georgia, by connecting them with supplemental insurance plans to fill gaps in standard coverage. The agency focuses on policies that address unexpected health and property costs, helping clients navigate the often complex supplemental insurance market with clear, straightforward guidance. Tailoring options to each customer's specific lifestyle and risk level is a core part of the process. Local service is also extended to the nearby Brunswick and Golden Isles community.
Serving St. Simons Island and surrounding communities in coastal Georgia, Fleet Risk Management Inc specializes in supplemental insurance agent services. The company handles supplementary coverage solutions that clients can use alongside primary health or life policies, helping to address gaps in existing protection. For each typical engagement, the agency begins by reviewing a client’s current coverage before presenting relevant supplemental options. It then guides the individual through the selection and enrollment process, providing clear comparisons and direct support to ensure suitable plan choices are made.
Salem & Co helps clients navigate Medicare supplements and other supplemental insurance plans, working with individuals facing coverage gaps on St Simons Island, GA. The agency focuses on matching policies to specific healthcare needs, offering ongoing support for plan questions and claims. It provides guidance during open enrollment periods and addresses concerns for those managing chronic conditions or planning for seasonal retirement moves to the coast.
Robinson & Associates Insurance, Inc of St Simons Island, GA distinguishes between short-term supplemental insurance options that cover a single event and recurring plans that provide ongoing financial protection. Their policies help clients manage out-of-pocket costs not covered by major medical plans, offering a practical safety net for everyday healthcare needs. This local agency serves individuals and families by explaining coverage choices clearly and without pressure. Service arrangements are available on a one-time, scheduled, or as-needed basis depending on each client’s policy preference.
As the coastal humidity and storm season bring their own stresses on St Simons Island homes and health, Turner & Associates Insurance offers supplemental policies to fill the gaps left by major medical plans. They help clients navigate coverage for hospital stays, accident recovery, and critical illness. An experienced agent explains available options in plain terms, then schedules a free, no-obligation assessment of an applicant’s existing coverage to identify necessary additions.
Smoot Financial Group serves residents in and around St Simons Island, Georgia. The agency also offers supplemental insurance coverage for local businesses, helping them close gaps in standard health plans. Their service area extends throughout coastal communities in the region. As a supplemental insurance agent, the company focuses on policies that provide additional financial protection for unexpected medical expenses. After an initial visit, clients can schedule follow-up appointments to review their changing needs, ensuring their coverage remains appropriate between regular policy check-ins.
McGinty-Gordon & Associates operates as a supplemental insurance agent on St Simons Island, GA, helping local residents fill gaps in their primary health coverage through additional policies such as accident, critical illness, and hospital indemnity plans. This work focuses on providing financial protection against medical costs that standard insurance may not fully cover. The firm’s services are available to a range of commercial sectors, including offices, warehouses, and food service operations.
Lighthouse Benefit Advisors on St Simons Island, GA is known for helping individuals navigate the practical aspects of supplemental insurance coverage. The agency assists clients in identifying policies that address gaps left by primary health plans, such as accident, critical illness, and hospital indemnity products. Its service range focuses on local families and retirees seeking added financial protection against unexpected medical costs. A specialty service the agency can add on is dental and vision insurance plan selection.
What Does a a Supplemental Insurance Agent in St Simons Island Cost?
Supplemental insurance costs in Georgia vary by plan type age and carrier. Medigap Plan G premiums for a 65-year-old in St Simons Island typically range from 120 to 200 dollars per month. Medicare Advantage plans may have low or zero monthly premiums but include copays and deductibles. This is general information and not insurance advice.
About supplemental insurance agents in St Simons Island
Supplemental insurance agents in St Simons Island Georgia help residents choose plans that fill gaps in Medicare coverage. Georgia law allows a six-month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. Local agents can explain how Georgia-specific rules affect your plan options and premiums.
Frequently Asked Questions
What is a supplemental insurance agent in St Simons Island?
A supplemental insurance agent is a licensed professional who helps you compare and enroll in Medigap or Medicare Advantage plans. They work with multiple carriers to find a plan that fits your needs and budget.
When can I enroll in a Medigap plan in Georgia?
In Georgia you have a six-month Medigap open enrollment period that starts the first day of the month you are both 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Do Georgia agents charge fees for their services?
Most supplemental insurance agents in Georgia are paid by the insurance company through commissions. You typically do not pay an extra fee for the agents help. Always ask about any potential charges before you sign up.
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