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Supplemental Insurance Agents in Panama City Beach, FL

Looking for a supplemental insurance agent in Panama City Beach? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Panama City Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 supplemental insurance agents in Panama City Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brian Taylor Insurance
2605 Thomas Dr # 210, Panama City Beach, FL 32408
(850) 249-8060 briantaylorinsurance.net
Lay's Insurance Agency
12118 Panama City Beach Pkwy Suite 22, Panama City Beach, FL 32407
(850) 271-2710 laysinsuranceagency.com

Supplemental insurance agents in Panama City Beach Florida help residents choose Medigap or Medicare Advantage plans. Florida law allows a six-month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. Local agents understand the specific needs of Bay County retirees and seasonal residents.

What Does a Supplemental Insurance Agent in Panama City Beach Cost?

Supplemental insurance agent services in Florida are usually free to you because the agent earns a commission from the insurance company. Medigap Plan G premiums in Panama City Beach typically range from 120 to 250 dollars per month for a 65-year-old. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Costs vary by your age, health, and the specific plan. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a supplemental insurance agent in Panama City Beach?
A supplemental insurance agent helps you compare and enroll in Medigap or Medicare Advantage plans. They are licensed in Florida and can explain how plans work with Original Medicare. They do not sell health insurance for major medical coverage.
When can I enroll in a Medigap plan in Florida?
You have a six-month Medigap open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window you may face health questions and higher premiums.
Are there Florida-specific rules for supplemental insurance agents?
Yes. Florida requires agents to complete continuing education on Medicare products every two years. Agents must also provide a written outline of coverage before you buy a policy. Florida law prohibits agents from charging extra fees beyond the premium.