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Compare Supplemental Insurance Agents in Miami Beach, FL

Directory of supplemental insurance agents in Miami Beach, Florida. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Miami Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 9 supplemental insurance agents in Miami Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Toscano Insurance Group
1111 Lincoln Rd Suite 500, Miami Beach, FL 33139
(305) 397-8807 toscanoinsurance.com
HealthPro Consultants
1680 Michigan Ave STE 919, Miami Beach, FL 33139
(305) 924-1729 healthpro-consultants.com
Fashionable Health Insurance Coverage LLC
1680 Michigan Ave STE 919, Miami Beach, FL 33139
(305) 606-1083 saunlightbourne.myhomehq.biz
Anthony Baker, Health Insurance Advisor
1000 5th St #400, Miami Beach, FL 33139
(616) 498-9125 bnimiami.com
Compass Health - Miami Beach Location
958 Normandy Dr, Miami Beach, FL 33141
(786) 440-5057 compasshealthinsurance.com
A & T Insurance Brokerage Inc
800 71st St #1, Miami Beach, FL 33141
(305) 868-1148 atinsurancebrokers.com
South Beach Insurance Agency
1000 Lincoln Rd STE 240, Miami Beach, FL 33139
(305) 532-7623 southbeachinsurance.com
Real-Ez-Insurance
6039 Collins Ave, Miami Beach, FL 33140
(305) 773-3596 realezinsurance.com
USHEALTH Advisors, Miami, FL
1000 5th St, Miami Beach, FL 33139
(305) 570-8411

Supplemental insurance agents in Miami Beach help residents choose Medigap or Medicare Advantage plans to cover out-of-pocket costs. Florida law requires Medigap policies to follow federal guidelines and offer a six-month open enrollment period when you turn 65. Local agents know how South Florida healthcare costs and provider networks affect your coverage options.

What Does a Supplemental Insurance Agent in Miami Beach Cost?

Supplemental insurance costs in Florida vary by plan type, age, and insurer. Medigap Plan G premiums for a 65-year-old in Miami Beach typically range from $120 to $250 per month. Medicare Advantage plans often have $0 monthly premiums but charge copays and deductibles. Costs can increase each year based on inflation and your age at purchase. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a supplemental insurance agent in Miami Beach?
A supplemental insurance agent helps you buy private insurance that fills gaps in Medicare coverage. In Florida, these agents are licensed by the Florida Department of Financial Services and must follow state rules for marketing and sales. They can explain Medigap plans A through N and Medicare Advantage plans available in Miami-Dade County.
When can I enroll in a Medigap plan in Florida?
You have a six-month Medigap open enrollment period that starts when you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to pre-existing conditions. After this window, you may face medical underwriting in Florida unless you qualify for a guaranteed issue right.
Are there Florida-specific rules for supplemental insurance?
Yes. Florida requires Medigap policies to be standardized as Plan A through Plan N. Insurers must offer a free look period of 30 days to cancel a policy for a full refund. Florida also has a Medicare Supplement Insurance Buyer Guide that agents must provide before you buy a policy.