The top-rated supplemental insurance agent in Miami, Florida is GoldenTrust Insurance Kendall, rated 5.0 stars across 3,155 reviews. Other highly rated options include First Choice Insurance Agency Corp, USA General Insurance Corporation, Insurance Exchange of America. This directory lists 92 supplemental insurance agents serving Miami.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance Kendall | 11658 N Kendall Dr | (305) 452-0823 |
| 2 | First Choice Insurance Agency Corp | 7540 SW 117th Ave | (786) 360-1021 |
| 3 | USA General Insurance Corporation | 13631 SW 26th St | (305) 386-3305 |
| 4 | Insurance Exchange of America | 8600 NW 17th St Suite 101 | (305) 403-0800 |
| 5 | Dulcinea Insurance Agency | 1840 Coral Wy #221 | (786) 910-9487 |
| 6 | Blue Sky Insurance & Immigration Services | 1619 SW 107th Ave | (786) 391-3886 |
| 7 | GoldenTrust Insurance Westchester | 7298 SW 40th St | (305) 680-0944 |
| 8 | Caley Insurance | 12260 SW 8th St Suite #122 | (305) 800-2985 |
| 9 | Manny Morin - State Farm Insurance Agent | 10651 N Kendall Dr #111 | (305) 598-5821 |
| 10 | E&L Insurance | 1241 SW 27th Ave | (305) 541-1002 |
GoldenTrust Insurance Kendall serves the Miami, Florida metro area as a local supplemental insurance agent. This independent agency helps individuals, families, and small businesses in the region fill gaps in their primary health coverage with tailored supplemental plans. Their work focuses on offering policies that cover out-of-pocket expenses, lost income, or specific medical events not fully addressed by major medical insurance. Common services include enrollment guidance, policy comparisons, and ongoing claims support. The agency routinely handles Medicare supplement plans and critical illness insurance for clients in Miami.
In Miami, Florida, First Choice Insurance Agency Corp offers both one-time policy purchases for event-specific protection and recurring service options for ongoing supplemental coverage. This local agency focuses on bridging gaps left by primary health plans, providing added financial support for medical deductibles, copays, and other out-of-pocket expenses. Policies are tailored to help individuals manage unexpected healthcare costs in the area. Depending on client preference, their supplemental insurance service operates on either an as-needed or scheduled basis.
USA General Insurance Corporation in Miami, Florida works with clients to identify gaps in their primary health coverage. The agency focuses on supplemental insurance policies that help manage out-of-pocket costs for accidents, critical illness, and hospital stays. These add-on plans provide extra financial support when standard insurance falls short. Businesses of all sizes can benefit from these voluntary benefits, which are often offered to employees in offices, warehouses, and food service operations.
As hurricane season approaches in Miami, securing adequate supplemental insurance becomes a priority for many residents. Insurance Exchange of America assists local clients by bridging gaps in standard health or Medicare coverage. This independent agency works to match individuals with suitable plans for dental, vision, or critical illness needs. An agent reviews each person’s current benefits to identify potential coverage shortfalls. An initial consultation involves verifying policy details and discussing budget requirements. The process typically begins with a no-obligation inspection of existing coverage to pinpoint areas needing enhancement.
As a residential supplemental insurance agent in Miami, FL, Dulcinea Insurance Agency works directly with individuals to fill gaps left by major medical plans. The agency also extends commercial supplemental coverage to local small businesses and self-employed professionals throughout the Miami metropolitan area. Policies typically cover hospital indemnity, accident, and critical illness benefits. Between regular annual visits, clients may schedule follow-up consultations to adjust plans after life changes such as marriage or a new diagnosis requiring repeat service.
Blue Sky Insurance & Immigration Services in Miami, FL is known for connecting local residents with supplemental insurance policies that fill gaps in standard health coverage. Its service range includes accident, critical illness, and hospital indemnity plans designed for individuals and families. Clients typically seek to manage out-of-pocket medical costs and unexpected health events. The company can also add on short-term coverage for visitors or those between major policies.
GoldenTrust Insurance Westchester, based in Miami, Florida, is known for providing supplemental insurance coverage tailored to fill gaps left by primary health plans. Its service range includes Medicare supplements, hospital indemnity, and critical illness policies designed for local residents. As a supplemental insurance agent, the company helps clients manage out-of-pocket expenses with customizable plan options. A specialty service it can add on is accident insurance for unexpected medical costs.
Caley Insurance serves the Miami-Dade County area as a supplemental insurance agent, helping clients fill gaps in their primary health coverage. The company works with individuals who need financial protection against expenses not paid by standard medical plans. These policies can be tailored to help with everyday healthcare costs. Caley Insurance offers assistance with selecting Medicare Supplement plans and hospital indemnity policies that provide fixed cash benefits during a covered treatment or stay.
Manny Morin - State Farm Insurance Agent in Miami, Florida provides supplemental insurance coverage to help fill gaps left by primary health plans. Its service includes offering tailored supplemental policies that address specific needs for additional financial protection. Maintenance of these plans is supported through regular policy reviews and claims assistance for clients. The agency serves a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
What Does a a Supplemental Insurance Agent in Miami Cost?
Supplemental insurance costs in Florida vary by plan type and provider. Medigap Plan G premiums for a 65-year-old in Miami typically range from $120 to $250 per month. Plan N may cost between $90 and $180 per month. Costs depend on your age location and health status. Some plans use attained-age pricing while others use issue-age pricing. This is general information not insurance advice.
About supplemental insurance agents in Miami
Supplemental insurance agents in Miami help residents find plans that fill gaps in Medicare or other health coverage. Florida law allows a six-month Medigap open enrollment period starting when you turn 65 and enroll in Part B. During this time you cannot be denied coverage due to pre-existing conditions. Local agents can compare policies from multiple carriers to match your needs and budget.
Frequently Asked Questions
What is a supplemental insurance agent in Miami?
A supplemental insurance agent is a licensed professional who helps you buy Medigap or other secondary health plans. They explain policy differences and assist with enrollment. In Florida agents must follow state insurance regulations including disclosure rules.
When can I enroll in a Medigap plan in Florida?
You have a six-month Medigap open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window insurers may ask health questions and can deny coverage.
Are there Florida rules for supplemental insurance agents?
Yes. Florida requires agents to be licensed by the Florida Department of Financial Services. They must provide clear policy summaries and cannot misrepresent benefits. Agents must also follow the Florida Insurance Code regarding advertising and sales practices.
Supplemental Insurance Agents in Other Florida Cities
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