The top-rated supplemental insurance agent in San Bernardino, California is Freeway Insurance, rated 5.0 stars across 2,029 reviews. Other highly rated options include FOCO Insurance, Acceptance Insurance, Jason Reyes - State Farm Insurance Agent. This directory lists 21 supplemental insurance agents serving San Bernardino.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1995 Diners Ct | (909) 766-1923 |
| 2 | FOCO Insurance | 2075 E Highland Ave G | (866) 315-7564 |
| 3 | Acceptance Insurance | 420 E Hospitality Ln # A4 | (909) 360-7170 |
| 4 | Jason Reyes - State Farm Insurance Agent | 2999 Kendall Dr Ste 201 | (909) 881-7360 |
| 5 | City Best Insurance Services Inc | 275 E 9th St | (909) 889-9519 |
| 6 | Salazar Insurance & Financial Services, LLC. | 1455 W Highland Ave # 105 | (909) 325-3701 |
| 7 | LTM Insurance Center | 435 W Orange Show Ln # SUITE 204 | (909) 964-2790 |
| 8 | Aims Insurance Services - San Bernardino | Inside Rio Ranch Market, 25745 E Baseline St | (909) 864-2300 |
| 9 | Melissa Milender - State Farm Insurance Agent | 738 S Waterman Ave a8 | (909) 522-3300 |
| 10 | One Choice Insurance Brokers | 2130 N Arrowhead Ave #105A | (909) 315-6558 |
Freeway Insurance in San Bernardino, California, is known for connecting residents with supplemental health plans that fill gaps left by primary medical insurance. Its service range includes policies for accident, critical illness, and hospital indemnity coverage. These plans help local families manage out-of-pocket costs from deductibles and co-pays. The agency guides clients in understanding their options without high-pressure tactics. It can further assist by specializing in dental and vision add-on policies.
FOCO Insurance serves San Bernardino and the surrounding communities of San Bernardino County as a supplemental insurance agent. This agency helps individuals access policies designed to cover out-of-pocket expenses not paid by primary health plans. Typical services include assessing a client's existing coverage to identify gaps and then presenting suitable supplemental options. They also assist with claims filing for these secondary policies, such as accident or critical illness plans.
Acceptance Insurance serves San Bernardino, California, and the surrounding county as a Supplemental Insurance Agent. Its main services help individuals fill coverage gaps left by standard health plans, including accident and hospital indemnity policies. The agency also assists clients in navigating and enrolling in Medicare Supplement plans, which cover out-of-pocket expenses like copays and deductibles. Additionally, Acceptance Insurance handles critical illness and disability income protection, offering financial support during serious medical events or the inability to work.
Serving the San Bernardino area, Jason Reyes - State Farm Insurance Agent provides supplemental insurance coverage to help fill gaps left by primary health plans. They offer personalized assistance in selecting policies that cover critical illness, accident recovery, and hospital confinement. These plans are designed to complement existing benefits during unforeseen medical events, with ongoing support for claims and policy adjustments. They service a variety of properties including single-family homes, apartments, retail establishments, and restaurants needing tailored supplemental protection for their business operations and personal assets.
Serving homeowners, businesses, and property managers in San Bernardino, City Best Insurance Services Inc acts as a supplemental insurance agent to address gaps in standard policy coverage. It works to identify additional protection options, such as those for critical illness or accident, that help safeguard financial stability. The company focuses on clarifying how these extra policies complement existing plans for a more complete safety net. Its services extend outward to clients through the entire San Bernardino metro area, covering nearby communities like Rialto.
Salazar Insurance & Financial Services, LLC in San Bernardino, offers supplemental insurance policies that address specific gaps in primary coverage, whether clients prefer a single-policy solution or ongoing portfolio adjustments. These plans typically assist with out-of-pocket expenses from accidents, critical illnesses, or hospital stays. Routine consultation and plan reviews help align coverage with changing personal circumstances. Service operates on both a one-time and scheduled basis, with annual policy check-ins to ensure continued suitability.
LTM Insurance Center specializes in supplemental insurance policies that cover gaps left by major medical plans, including accident, critical illness, and hospital indemnity coverage. Located in San Bernardino, CA, the agency assists individuals and families in selecting plans that address out-of-pocket costs and income loss during health events. Its services help clients manage financial exposure from unexpected conditions like flu complications or seasonal injury spikes common during local summer outdoor activities.
Aims Insurance Services in San Bernardino serves local clients and those throughout the surrounding Inland Empire communities. This supplemental insurance agent handles specialized policies that help cover gaps left by major medical plans, such as accident, cancer, and critical illness protection. They understand that unplanned health events can create significant financial strain for families. Their typical approach involves sitting down with a client to review existing coverage, identify specific risk areas, and then recommend a suitable supplemental plan that meets their household budget and needs.
As the dry Southern California summers bring increased health risks and seasonal changes, Melissa Milender - State Farm Insurance Agent in San Bernardino offers supplemental insurance policies designed to fill gaps left by major medical plans. These policies can help with copays, deductibles, and other out-of-pocket expenses that often arise unexpectedly. Melissa assists local residents in understanding how supplemental coverage coordinates with existing benefits to reduce financial strain. The process begins with a complimentary assessment of current coverage and personal needs to identify suitable policy options.
One Choice Insurance Brokers provides a full range of supplemental insurance agent services, helping clients bridge gaps in their primary health coverage with policies for accidents, critical illness, and hospital indemnity. Its service plans include annual policy reviews and assistance with claims navigation to ensure beneficiaries understand their benefits and filing procedures. This agency serves the San Bernardino, California area, handling coverage needs for single-family homes, apartments, retail locations, and restaurants.
What Does a a Supplemental Insurance Agent in San Bernardino Cost?
Supplemental insurance costs in California vary by plan type age and location. For a 65 year old in San Bernardino a Medigap Plan G typically ranges from 120 to 250 per month. Medicare Advantage plans often have lower premiums but may include copays and deductibles. Costs can change each year based on insurer rate adjustments. This is general information not insurance advice.
About supplemental insurance agents in San Bernardino
Supplemental insurance agents in San Bernardino help residents navigate Medicare Supplement plans and other gap coverage. California law requires agents to clearly explain plan differences and provide a standardized outline of coverage. Local agents understand the specific healthcare needs of San Bernardino County residents.
Frequently Asked Questions
What is a supplemental insurance agent in San Bernardino?
A licensed professional who helps you compare and enroll in Medicare Supplement plans or other gap insurance policies. They must follow California Insurance Code Section 10123.13 which requires clear disclosure of plan benefits and costs.
When can I enroll in a Medigap plan in California?
You have a six-month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you cannot be denied coverage for pre-existing conditions. After this period you may face medical underwriting.
Do supplemental insurance agents charge fees in California?
Most agents are paid by the insurance company through commissions and do not charge you directly. California law prohibits agents from charging additional fees for their services. Always confirm the compensation structure before enrolling.
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