The top-rated supplemental insurance agent in Richmond, California is 1 STOP VEHICLE REGISTRATION (DMV) & INSURANCE SERVICES, rated 4.8 stars across 212 reviews. Other highly rated options include Futuro Insurance Services Richmond, SimplyInsured, Farmers Insurance - Aline Marcadier. This directory lists 14 supplemental insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | 1 STOP VEHICLE REGISTRATION (DMV) & INSURANCE SERVICES | 12877 San Pablo Ave | (510) 999-7030 |
| 2 | Futuro Insurance Services Richmond | 12553 San Pablo Ave B | (510) 403-4333 |
| 3 | SimplyInsured | 4909 Central Ave Unit B5 | (888) 584-7457 |
| 4 | Farmers Insurance - Aline Marcadier | 635 23rd St A | (510) 215-9288 |
| 5 | Guillermo Jimenez Insurance Agency | 242 Marina Way Suite A | (415) 515-0297 |
| 6 | JG Insurance Solutions | 12807 San Pablo Ave | (510) 307-5157 |
| 7 | Hernandez Agency & DMV Business Partner Services | 855 Marina Bay Pkwy Ste 260 | (510) 230-4370 |
| 8 | Auto Quality Insurance Services | 221 Broadway | (510) 620-9641 |
| 9 | M.A. Hays Insurance Brokers | 232 Broadway | (510) 235-0353 |
| 10 | Growth Insurance Agency Inc. | 3150 Hilltop Mall Rd Unit 82 | (661) 557-0749 |
1 STOP VEHICLE REGISTRATION (DMV) & INSURANCE SERVICES serves the Richmond, California area as a supplemental insurance agent. This provider helps individuals secure additional coverage beyond their primary health or auto policies. These supplemental plans often address gaps in standard insurance or provide added financial protection for specific life events. Local residents frequently seek support with managing deductible costs or obtaining coverage for dental and vision care needs. The agency specifically assists clients with navigating Medicare supplement options and accident insurance plans.
Futuro Insurance Services Richmond serves local homeowners, renters, and small business owners seeking supplemental insurance policies to help cover gaps in standard health or property coverage. The agency works with clients to identify appropriate options that address specific needs, such as accident, critical illness, or hospital indemnity plans. Their office is conveniently located in Richmond, California, and they also provide services to clients throughout the neighboring communities of El Cerrito and San Pablo.
SimplyInsured acts as a supplemental insurance agent in Richmond, California, helping clients fill gaps in primary coverage with policies such as accident, critical illness, and hospital indemnity plans. It offers guidance on plan selection, enrollment assistance, and periodic policy reviews to keep coverages aligned with changing client needs. The agency services a variety of clients, including single-family homeowners, apartment dwellers, retail stores, and restaurants.
Farmers Insurance - Aline Marcadier serves the Richmond, California area and surrounding communities, handling supplemental insurance policies that help cover gaps left by major medical plans. This local agency focuses on providing additional financial protection for co-pays, deductibles, and other out-of-pocket expenses. It assists clients in selecting suitable coverage for accident, cancer, critical illness, or hospital indemnity plans. A typical job begins with a review of a client’s existing coverage, followed by an explanation of supplemental options tailored to their specific needs and budget.
Guillermo Jimenez Insurance Agency serves Richmond, California as a supplemental insurance agent, offering policies that address gaps left by primary health plans. A key distinction in this field is between one-time benefit payments for specific events and recurring income replacement options for ongoing needs. Coverage commonly includes hospital indemnity, accident, and critical illness plans tailored to local residents. The agency structures its service on an as-needed basis, helping clients file claims or adjust coverage when life changes require review and policy modifications.
JG Insurance Solutions offers supplemental insurance coverage to fill gaps left by primary health plans, providing benefits for accidents, critical illness, and hospital indemnity. Located in Richmond, CA, the agency serves local residents by helping them select policies that address unexpected medical costs and income loss. Its services include explaining different plan options and assisting with enrollment. For those nearing Medicare eligibility or facing annual enrollment periods, the agency helps navigate the complex decision of when to add supplemental coverage.
Spring and summer in Richmond often bring new drivers and vehicle registrations, creating a demand for accurate coverage verification. As a supplemental insurance agent, Hernandez Agency & DMV Business Partner Services helps local residents identify policy gaps that standard auto plans may leave unfilled. The agency focuses on filling common shortfalls such as roadside assistance or rental-car protection. An initial consultation typically begins with a review of existing documents to determine available options. A simple inspection of the current policy and driver's record usually follows before any specific plan is recommended.
Auto Quality Insurance Services works with individuals and businesses in Richmond, California to address their core insurance needs and then offers supplemental policies that fill gaps left by standard coverage. These add-ons help clients manage unexpected out-of-pocket costs for medical expenses or property repairs. The agency tailors its approach to the specific demands of local commercial sectors, including offices needing business interruption protection, warehouses requiring inventory loss coverage, and food service operations facing liability for customer incidents.
M.A. Hays Insurance Brokers serves residents in the Richmond area with supplemental insurance policies. The company extends commercial coverage to businesses within the region, helping clients fill gaps left by major medical plans. Their focus remains on providing options for unexpected health costs and income protection. After an initial consultation, brokers review policy performance and client needs during scheduled check-ins to ensure continued suitability between regular medical visits.
Growth Insurance Agency Inc. is known for providing supplemental insurance coverage in Richmond, CA, assisting clients with policies that complement their primary health plans. The agency's service range includes helping individuals secure benefits for unexpected medical events and everyday healthcare costs. These services support coverage gaps for dental, vision, and accident-related expenses. Clients may also add specialty accident or critical illness insurance to their existing portfolios for additional protection.
What Does a a Supplemental Insurance Agent in Richmond Cost?
Supplemental insurance agent services in California are typically free to you because agents earn commissions from insurance companies. Medigap Plan G premiums in Richmond range from about 120 to 250 dollars per month for a 65-year-old. Medicare Advantage plans often have low or zero monthly premiums but may have copays and network limits. This is general information and not insurance advice.
About supplemental insurance agents in Richmond
Supplemental insurance agents in Richmond California help residents choose Medigap Medicare Advantage or other gap plans. California law provides a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. Agents in the East Bay area can explain how state rules affect your coverage choices.
Frequently Asked Questions
What is a supplemental insurance agent in Richmond?
A supplemental insurance agent in Richmond helps you buy policies that cover costs not paid by Original Medicare. These agents are licensed by the California Department of Insurance and can compare plans from different carriers.
When can I enroll in a Medigap plan in California?
California gives you a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Do California agents have to follow special rules for Medicare supplements?
Yes. California law requires agents to provide you with a Medicare Supplement Outline of Coverage and a personalized comparison of plans. They must also follow state rules about replacing one policy with another.
Supplemental Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia · Berkeley