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Find Supplemental Insurance Agents Near You in Opelika, AL

Browse supplemental insurance agents serving Opelika, Alabama. Updated 2026-07-14.

The top-rated supplemental insurance agent in Opelika, Alabama is Christie Ray Hill - State Farm Insurance Agent, rated 5.0 stars across 329 reviews. Other highly rated options include Freeway Insurance, Eric McDade - State Farm Insurance Agent, Lauren Bland Bernier - State Farm Insurance Agent. This directory lists 19 supplemental insurance agents serving Opelika.

Showing 19 supplemental insurance agents in Opelika, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Christie Ray Hill - State Farm Insurance Agent7512 AL-51(334) 737-6811
2Freeway Insurance2468 Pepperell Pkwy(334) 523-7169
3Eric McDade - State Farm Insurance Agent907 2nd Ave ste a(334) 759-7431
4Lauren Bland Bernier - State Farm Insurance Agent1406 Fitzpatrick Ave(334) 745-3383
5Acceptance Insurance1703 Westend Ct Ste J(334) 698-7007
6Alfa Insurance - Stephanie Graham709 2nd Ave(251) 423-4286
7D. Lane Agency1622 Pepperell Pkwy STE-1(334) 744-5050
8The Brown Insurance Group1707 2nd Ave Ste B(334) 787-9934
9Phil Henderson Ins Agency Inc312 N 24th St(334) 364-0566
10Highpoint Insurance Group107 18th St(334) 741-9979
CR
7512 AL-51
Christie Ray Hill - State Farm Insurance Agent
Supplemental Insurance Agent · Opelika, AL

Christie Ray Hill — State Farm Insurance Agent serves the Opelika, Alabama area as a local supplemental insurance agent. The company offers clients policies that fill coverage gaps not addressed by standard health or medical plans. Supplemental plans help individuals manage out-of-pocket costs during unexpected illness or injury. Typical services include designing personalized coverage solutions to match specific financial needs. This agency provides supplemental accident and critical illness insurance policies to residents in and around Opelika.

FI
2468 Pepperell Pkwy
Freeway Insurance
Supplemental Insurance Agent · Opelika, AL

Freeway Insurance serves homeowners, businesses, and property managers in Auburn, Alabama, by offering supplemental insurance agent services. These policies help fill gaps in primary coverage, addressing specific needs such as accident, critical illness, or gap-style protection for individuals and local enterprises. The agency assists clients in comparing plans and selecting suitable options from available carriers. Its coverage also extends to the neighboring community of Opelika, providing accessible support for supplemental insurance needs throughout the broader east Alabama metro area.

EM
907 2nd Ave ste a
Eric McDade - State Farm Insurance Agent
Supplemental Insurance Agent · Opelika, AL

Eric McDade - State Farm Insurance Agent in Opelika, AL, provides supplemental insurance coverage designed to fill gaps left by primary health plans. The agency offers ongoing policy reviews and claim support to help clients maintain appropriate protection as their needs change. Focusing on financial preparedness, it assists individuals and families in understanding their supplemental options. The company services single-family homes, apartments, retail businesses, and restaurants.

LB
1406 Fitzpatrick Ave
Lauren Bland Bernier - State Farm Insurance Agent
Supplemental Insurance Agent · Opelika, AL

Homeowners, businesses, and property managers in Opelika seek this agency for supplemental insurance coverage to help fill gaps left by primary policies. The agency works with clients to explore options for added protection and financial security. As a supplemental insurance agent, it assists with understanding plans that can support everyday needs and unexpected expenses. The office serves customers in the Auburn and surrounding areas of Lee County as well.

AI
1703 Westend Ct Ste J
Acceptance Insurance
Supplemental Insurance Agent · Opelika, AL

Acceptance Insurance in Opelika, Alabama, provides a range of supplemental insurance agency services, including the assessment of gaps in primary health or life coverage. The company offers maintenance plans that assist clients with routine policy reviews and necessary adjustments to their supplemental benefits over time. These services help individuals and families navigate local supplement options for medical, accident, or hospital indemnity needs. Acceptance Insurance services properties such as single-family homes, apartments, retail spaces, and restaurants in the Opelika area.

AI
709 2nd Ave
Alfa Insurance - Stephanie Graham
Supplemental Insurance Agent · Opelika, AL

Alfa Insurance - Stephanie Graham serves Opelika, Alabama, and the surrounding communities with supplemental insurance options. The agency handles policies that cover gaps left by primary health plans, such as accident, hospital indemnity, or critical illness protection. Recognizing that each client’s financial situation is different, it reviews individual coverage needs to identify where extra protection may be beneficial. For every typical job, Stephanie Graham begins with a personalized consultation to assess a client’s existing coverage before recommending tailored supplemental solutions.

DL
1622 Pepperell Pkwy STE-1
D. Lane Agency
Supplemental Insurance Agent · Opelika, AL

D. Lane Agency in Opelika, AL, distinguishes between one-time policy enrollments and recurring service options for adjusting coverage as needs change. Supplemental insurance fills gaps from primary plans, potentially offsetting out-of-pocket costs for unexpected events like accidents or critical illnesses. This local agency helps individuals assess their existing plans to consider suitable add-ons. To maintain appropriate protection, service is available on an as-needed basis, allowing clients to request updates or new coverage reviews without a set schedule.

BI
1707 2nd Ave Ste B
The Brown Insurance Group
Supplemental Insurance Agent · Opelika, AL

The Brown Insurance Group specializes in supplemental insurance for individuals and families in Opelika, Alabama. Its agents focus on closing gaps left by primary health plans, offering policies that help cover out-of-pocket medical costs and everyday expenses. The company regularly assists clients with enrolling in accident, critical illness, and hospital indemnity plans. Each year during open enrollment season, it helps local residents reassess their coverage for unexpected winter health events that standard insurance might not fully address.

PH
312 N 24th St
Phil Henderson Ins Agency Inc
Supplemental Insurance Agent · Opelika, AL

With the changing seasons in Opelika, residents often review their existing health plans to cover unexpected medical costs. Phil Henderson Ins Agency Inc serves as a supplemental insurance agent, offering policies that help fill those coverage gaps. These plans assist with expenses from hospital stays and physician visits that primary insurance may not fully cover. The agency ensures clients understand how supplemental benefits coordinate with their primary care. To begin, an agent schedules a free, in-person assessment of the individual’s current coverage and needs.

HI
107 18th St
Highpoint Insurance Group
Supplemental Insurance Agent · Opelika, AL
AI
451 Columbus Pkwy
Alabama Insurers
Supplemental Insurance Agent · Opelika, AL
(334) 749-7200
alabamainsurers.net
SI
211 2nd Ave
Starr Insurance dba Elliott & Associates
Supplemental Insurance Agent · Opelika, AL
(334) 745-0888
JS
2821 Corporate Park Dr
J. Smith Lanier & Co
Supplemental Insurance Agent · Opelika, AL
(334) 749-3401
marshmma.com
IS
708 Ave D
Insure South
Supplemental Insurance Agent · Opelika, AL
(334) 745-3585
AI
1451 Gateway Dr B
Alfa Insurance
Supplemental Insurance Agent · Opelika, AL
(334) 741-0573
alfainsurance.com
AI
709 2nd Ave
Alfa Insurance
Supplemental Insurance Agent · Opelika, AL
(334) 749-3371
alfainsurance.com
CA
2110 Executive Park Dr
Cuevas Agency
Supplemental Insurance Agent · Opelika, AL
(334) 524-0807
SI
211 2nd Ave
Starr Insurance Group LLC
Supplemental Insurance Agent · Opelika, AL
(334) 745-0888
starrgroupllc.com
IW
216 S 8th St
Insure With A Rose
Supplemental Insurance Agent · Opelika, AL
(334) 745-6303
insurewitharose.net

What Does a a Supplemental Insurance Agent in Opelika Cost?

Supplemental insurance agent services in Alabama are typically commission-based, meaning you do not pay the agent directly. The cost of the insurance itself varies: Medigap plans in Alabama average between $100 and $300 per month depending on age, gender, and plan type. Cancer and accident policies may cost $30 to $80 per month. These figures are general estimates and your actual costs will depend on your specific situation. This is general information, not insurance advice.

About supplemental insurance agents in Opelika

Supplemental insurance agents in Opelika, Alabama help residents find Medigap, cancer, accident, and hospital indemnity plans. Alabama law requires agents to be licensed by the Alabama Department of Insurance and to follow strict disclosure rules. These plans can fill gaps left by Original Medicare or employer coverage for local families and retirees.

Frequently Asked Questions

What is a supplemental insurance agent in Opelika?

A supplemental insurance agent is a licensed professional who helps you buy private health insurance policies that cover costs not paid by Medicare or your primary plan. In Opelika, agents often specialize in Medigap, dental, vision, and critical illness plans.

Do I need a special license to sell supplemental insurance in Alabama?

Yes. All agents selling supplemental insurance in Alabama must hold a valid resident or non-resident insurance license from the Alabama Department of Insurance. They must also complete continuing education courses every two years.

Can I buy a Medigap policy in Opelika if I have a pre-existing condition?

In Alabama, Medigap policies sold during the six-month Medigap Open Enrollment Period cannot deny coverage or charge higher premiums due to pre-existing conditions. Outside this window, insurers may use medical underwriting and could decline coverage.

Supplemental Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.