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Compare SR-22 Insurance Agents in Totowa, NJ

Looking for a sr-22 insurance agent in Totowa? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Totowa, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 sr-22 insurance agents in Totowa, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hanson & Ryan
87 Lackawanna Ave, Totowa, NJ 07512
(973) 256-6000 hansonryan.com
Lealta Insurance Agency
87 Union Blvd, Totowa, NJ 07512
(862) 217-6414 lealtainsurance.com
The Secret insurance Agency LLC
409 Minnisink Rd #104, Totowa, NJ 07512
(973) 812-7327 thesecretinsuranceagency.com

If you need an SR-22 insurance agent in Totowa, New Jersey, you are likely filing proof of financial responsibility after a license suspension. New Jersey law requires an SR-22 certificate for drivers convicted of DUI, driving without insurance, or accumulating too many points. A local Totowa agent can help you file the form with the New Jersey Motor Vehicle Commission and find a policy that meets state minimum liability limits.

What Does a SR-22 Insurance Agent in Totowa Cost?

The cost of an SR-22 filing in New Jersey typically ranges from 15 to 50 dollars for the filing fee. However, the main expense is the high-risk insurance premium, which can be 1,500 to 3,000 dollars per year or more depending on your driving record and age. Each insurance company sets its own rates, so costs vary by situation. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an SR-22 in New Jersey?
An SR-22 is a certificate of financial responsibility filed by your insurance company with the New Jersey Motor Vehicle Commission. It proves you carry the required liability insurance. It is not an insurance policy itself but an add-on to your existing auto policy.
How long do I need an SR-22 in Totowa?
In New Jersey, you typically need to maintain an SR-22 for three years from the date of your license restoration. If your policy lapses during that time, your license may be suspended again. Your agent can help you avoid gaps in coverage.
Can I get an SR-22 if I do not own a car in Totowa?
Yes. If you do not own a vehicle but need an SR-22, you can get a non-owner car insurance policy. This policy provides liability coverage when you drive a borrowed or rented car. A Totowa agent can help you find non-owner SR-22 insurance.