The top-rated sr-22 insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include Bradley Roberts: Allstate Insurance, Mike Massaglia - State Farm Insurance Agent, Laura Lynn Green - State Farm Insurance Agent. This directory lists 19 sr-22 insurance agents serving Oak Ridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Hale-Smith - State Farm Insurance Agent | 40 New York Ave #110 | (865) 483-7784 |
| 2 | Bradley Roberts: Allstate Insurance | 106 S Illinois Ave | (865) 482-9596 |
| 3 | Mike Massaglia - State Farm Insurance Agent | 108 S Illinois Ave | (865) 425-7750 |
| 4 | Laura Lynn Green - State Farm Insurance Agent | 136 Marquette Rd | (865) 483-5666 |
| 5 | Direct Auto Insurance | 860 Oak Ridge Turnpike Suite 4 | (865) 220-5537 |
| 6 | Madison Insurance Group, Inc. | 795 Main St W Suite 200 | (865) 425-7300 |
| 7 | Thompson Insurance Group | 697 Emory Valley Rd E | (865) 685-5069 |
| 8 | Fox Insurance Group | 110 S Illinois Ave | (865) 482-0513 |
| 9 | Chris Smith Insurance | 471 Oak Ridge Turnpike Ste.B | (865) 272-3387 |
| 10 | Southern Protection Insurance TN | 113 Raleigh Rd | (865) 290-0191 |
Stephanie Hale-Smith - State Farm Insurance Agent serves the Oak Ridge, Tennessee area as a provider of SR-22 insurance filings and related auto coverage. This agency assists drivers with the financial responsibility forms required after a license suspension or serious violation. Such filings are handled in coordination with standard liability policies to restore driving privileges. Clients generally receive guidance on the specific state-mandated documents and minimum coverage limits for Tennessee. The office also manages general auto insurance policies alongside SR-22 certificates.
Bradley Roberts: Allstate Insurance in Oak Ridge, TN provides SR-22 insurance agent services for individuals needing to file financial responsibility forms. The office assists clients in obtaining the required liability coverage and filing the SR-22 certificate with the Tennessee Department of Safety. Service plans focus on helping customers maintain continuous coverage to meet state requirements and avoid license suspension. The agency serves single-family homeowners, apartment dwellers, and drivers affiliated with local retail and restaurant businesses.
Mike Massaglia - State Farm Insurance Agent in Oak Ridge, TN serves local homeowners, renters, and drivers who require SR-22 coverage. The agency assists clients in obtaining the required high-risk auto insurance filings mandated after certain traffic violations. It also provides general auto and homeowners policies for area residents. In addition to serving Oak Ridge, the agency supports drivers and property owners in the nearby Clinton community as well.
Laura Lynn Green, a State Farm Insurance agent serving clients in Oak Ridge, Tennessee, and the surrounding Anderson County communities, handles filings for SR-22 insurance certificates. This specialized documentation is typically required for drivers with certain license reinstatement needs after lapses in coverage or specific violations. The agency works to secure the necessary form and provide the required liability coverage for area residents. For a typical job, the office reviews the client's individual driving history and policy needs to facilitate compliance with state requirements efficiently.
In the hilly terrain of Oak Ridge, Tennessee, snow and ice can make winter driving treacherous, often leading to tickets or license suspension that require an SR-22 filing. Direct Auto Insurance serves local drivers needing this certificate of financial responsibility, verifying the mandated liability coverage to state authorities. Their agents explain the filing process and associated costs clearly, helping customers understand the duration and requirements for reinstating their driving privileges. To begin, a driver must schedule an appointment to present their vehicle registration and any suspension documents for inspection.
Madison Insurance Group, Inc. in Oak Ridge, TN distinguishes between a one-time SR-22 filing service and ongoing policy management. This single filing verifies financial responsibility to the local DMV, while recurring service includes continued coverage maintenance to prevent license suspension. Their agents process the required SR-22 certificate for high-risk drivers, ensuring compliance with Tennessee state mandates for reinstated driving privileges. Client service operates on an as-needed basis, with each filing handled individually upon request rather than through scheduled appointments.
As seasonal weather shifts increase traffic risks across Anderson County, Oak Ridge drivers sometimes need non-standard liability coverage. Thompson Insurance Group in Oak Ridge, TN, provides filing and policy management for SR-22 insurance agents handling Tennessee-required certificates for high-risk motorists. They assist individuals who have faced license suspension from DUIs, accidents, or unpaid tickets. Their process includes verifying your current driving record and insurance status before submitting the SR-26 form to the state. A brief phone consultation or in-office document review begins the necessary initial-assessment step.
Fox Insurance Group specializes in securing SR-22 insurance certificates, which are required for high-risk drivers in Oak Ridge, TN. The agency assists local clients with filing these financial responsibility forms with the state, ensuring compliance with Tennessee regulations. It also provides standard auto coverage options to meet ongoing insurance needs. SR-22 policies often become necessary after major violations like DUI offenses; here, Fox Insurance Group helps drivers reinstate their licenses promptly ahead of seasonal holiday travel periods when road enforcement increases.
Chris Smith Insurance provides general liability and auto risk coverage for the Oak Ridge, Tennessee area. As an SR-22 insurance agent, it specializes in filing the high-risk certificate mandated after serious driving violations. Clients can secure their required financial responsibility filings alongside other personal policies. The firm serves a range of local commercial sectors, including professional offices, warehousing facilities, and food service operations.
What Does a a Sr-22 Insurance Agent in Oak Ridge Cost?
In Tennessee the cost of an SR-22 filing usually adds between 15 and 50 dollars per year to your premium. The base insurance policy itself may cost more due to your driving record. For a high risk driver in Oak Ridge expect annual premiums from 800 to 2000 dollars or more. These are general estimates and your actual cost will depend on your specific situation. This is general information not insurance advice.
About sr-22 insurance agents in Oak Ridge
An SR-22 insurance agent in Oak Ridge Tennessee helps drivers file proof of financial responsibility with the state. Tennessee law requires an SR-22 for drivers convicted of DUI or driving without insurance. Local agents can explain Tennessee specific requirements and help you get back on the road legally.
Frequently Asked Questions
How long do I need an SR-22 in Oak Ridge Tennessee?
Tennessee requires an SR-22 filing for three years from the date of reinstatement. If you let the policy lapse the state can suspend your license again. Your agent can help you maintain continuous coverage for the full period.
What happens if I move away from Oak Ridge while on an SR-22?
You must keep an active SR-22 policy in Tennessee until the three year period ends. If you move to another state you may need to file a similar form there. Talk to your agent to ensure you remain compliant with Tennessee law.
Can I get an SR-22 if I do not own a car in Oak Ridge?
Yes you can get a non-owner SR-22 policy in Tennessee. This covers you when you drive a borrowed or rented vehicle. Your Oak Ridge agent can help you find a non-owner policy that meets state requirements.
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