The top-rated sr-22 insurance agent in Passaic, New Jersey is InsureOne Insurance, rated 4.7 stars across 100 reviews. Other highly rated options include Alex Vargas - State Farm Insurance Agent, MG Agency, Falen Agency INC. This directory lists 10 sr-22 insurance agents serving Passaic.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | InsureOne Insurance | 145 Main Ave FLR 1 | (973) 526-7905 |
| 2 | Alex Vargas - State Farm Insurance Agent | 45 Hoover Ave | (973) 955-4530 |
| 3 | MG Agency | 78 Market St A | (973) 365-0137 |
| 4 | Falen Agency INC | 181 Prospect St | (973) 473-5617 |
| 5 | ASB Insurance Passaic | 615 Main Ave | (551) 239-6914 |
| 6 | Happily Insurance NJ | 205 Monroe St Apartment 1 | (973) 773-1033 |
| 7 | Prime Insurance Agency | 135 South St | (862) 203-6045 |
| 8 | First Americano Insurance | 54 Main Ave | (201) 720-5550 |
| 9 | Hugo G. Balta Insurance Agency | 205 Monroe St | (973) 773-1033 |
| 10 | Gross & Company Insurance | 2 Brighton Ave Suite 6 | (212) 620-4040 |
InsureOne Insurance in Passaic, New Jersey, provides SR-22 insurance filings and ongoing coverage solutions for drivers requiring this financial responsibility certificate. The agency helps clients navigate the filing process with the state and maintain continuous liability insurance to satisfy legal requirements. Regular policy management is offered to ensure coverage remains active and compliant. This local agent handles SR-22 services for a variety of clients, including those insuring single-family homes, apartments, retail establishments, and restaurants.
Alex Vargas - State Farm Insurance Agent serves Passaic, NJ, and the surrounding region, specializing in SR-22 insurance filings for local drivers. An SR-22 is a certificate of financial responsibility required by the state for certain high-risk motorists. This agency helps clients obtain the necessary insurance to reinstate their driving privileges after a suspension or violation. It also assists with certificate processing and required coverage updates to maintain compliance with New Jersey legal liability mandates.
For drivers in Passaic, New Jersey requiring SR-22 insurance, MG Agency provides filing services and policy management to satisfy state-mandated financial responsibility requirements. Their support includes handling the necessary documentation with the state and advising clients on maintaining coverage without lapses. The agency offers ongoing assistance to help clients understand their filing obligations and reinstate driving privileges. It services single-family homes, apartments, retail locations, and restaurants throughout the area.
Falen Agency INC in Passaic, New Jersey, serves area drivers, homeowners, and small businesses needing SR-22 insurance filings. The agency works with clients to obtain the required financial responsibility certificate after license suspension or revocation. It assists with filing the SR-22 form with state authorities and finding a suitable policy that meets minimum liability coverage. Coverage options are explained clearly to each customer facing reinstatement. This company also handles related filings and insurance needs for clients across neighboring cities in northern New Jersey, including Clifton.
For drivers needing SR-22 insurance, a one-time filing might restore a suspended license after a single incident, but recurring service addresses ongoing high-risk monitoring or multiple violations. ASB Insurance Passaic provides the required liability coverage mandated by New Jersey law for negligent driving history. The agency handles all necessary paperwork with the Department of Motor Vehicles to certify financial responsibility. Service runs on an as-needed basis, determined by each client’s court-ordered filing period or personal driving record status.
Serving Passaic and the surrounding communities in northern New Jersey, Happily Insurance NJ handles SR-22 insurance filings for drivers who need to reinstate their license. The agency manages the required paperwork to meet state compliance mandates after a suspension. It works with local clients to secure the necessary certificate of financial responsibility. An agent reviews each person’s driving record to determine the required coverage level, then files the SR-22 form electronically with the state on the driver’s behalf.
Prime Insurance Agency serves drivers in Passaic, New Jersey, who need SR-22 insurance after license-related issues. It helps individuals obtain the required financial responsibility filing for the state's Department of Motor Vehicles. The agency assists with filing the certificate for clients seeking to reinstate driving privileges or maintain compliance. Its services focus on meeting New Jersey’s minimum liability coverage requirements while handling the necessary paperwork. Prime Insurance Agency also covers neighboring Clifton and other parts of Passaic County.
First Americano Insurance offers specialized SR-22 services for individuals who need proof of high-risk auto coverage in Passaic, New Jersey. The agency assists clients in filing their forms with the state to reinstate driving privileges after a suspension. Their work also involves explaining the filing requirements and adjusting policies to meet minimum liability limits. In the winter months, they help local drivers ensure their SR-22 filings remain active.
When a sudden lapse in auto coverage leaves a driver in Passaic with a suspended license, the Hugo G. Balta Insurance Agency helps restore legal driving status through a specialized SR-22 filing. This service addresses the mandatory financial responsibility form required for high-risk motorists in New Jersey. The agency guides clients through the process of obtaining the certificate that the state demands after a DUI, an at-fault accident without insurance, or a serious moving violation. The first step involves a document review to properly assign the proper policy form prior to filing.
Gross & Company Insurance provides standard liability and property coverage for drivers in Passaic, NJ, and specializes in serving clients needing SR-22 insurance filings. This high-risk certification is coordinated with policy issuance to satisfy state requirements after license suspension or other violations. Individual risk assessments are used to structure appropriate auto plans. The company also offers tailored commercial packages designed to meet the needs of local offices, warehouses, and food service operations.
What Does a a Sr-22 Insurance Agent in Passaic Cost?
The cost for an SR-22 insurance policy in New Jersey varies widely. Expect a base premium increase of 50% to 200% over a standard policy, plus a one-time filing fee of $15 to $50. For a driver with a DUI, annual premiums can range from $1,800 to $4,000 or more. This is general information, not insurance advice.
About sr-22 insurance agents in Passaic
If you need an SR-22 insurance agent in Passaic, New Jersey, you are likely dealing with a license suspension or reinstatement requirement. New Jersey law mandates an SR-22 certificate for high-risk drivers, often after a DUI or serious traffic violation. A local agent can help you file the form with the New Jersey Motor Vehicle Commission (MVC) to get you back on the road legally.
Frequently Asked Questions
What is an SR-22 in New Jersey?
An SR-22 is a certificate of financial responsibility filed by your insurance company with the New Jersey MVC. It proves you have the minimum liability coverage required by state law. You typically need it after a DUI, reckless driving, or driving without insurance.
How long do I need an SR-22 in Passaic?
In New Jersey, you must maintain an SR-22 for three years from the date of your license restoration. If you cancel your policy early, the insurer notifies the MVC, which can suspend your license again.
Can any insurance agent in Passaic file an SR-22?
Not all agents handle SR-22 filings. You need an agent who works with companies that offer high-risk auto insurance. Many local Passaic agencies specialize in non-standard policies and can process your SR-22 quickly.
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