The top-rated sr-22 insurance agent in Cape Girardeau, Missouri is Discount Insurance Group, rated 4.8 stars across 258 reviews. Other highly rated options include Goosehead Insurance - Nick Laiben, TIG Thomas Insurance Group, Michael Jones - State Farm Insurance Agent. This directory lists 20 sr-22 insurance agents serving Cape Girardeau.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Discount Insurance Group | 1009 N Kingshighway St | (573) 339-1100 |
| 2 | Goosehead Insurance - Nick Laiben | 338 Broadway St Ste 311 | (573) 334-9999 |
| 3 | TIG Thomas Insurance Group | 56 Doctors Park Dr | (573) 651-3652 |
| 4 | Michael Jones - State Farm Insurance Agent | 1900 Broadway St | (573) 335-7703 |
| 5 | Coalter Insurance Group | 1001 Independence St | (573) 339-1222 |
| 6 | Farmers Insurance - Tom Smith | 1928 Golden Eagle Ct #3 | (573) 651-6515 |
| 7 | Shelter Insurance - Sarah Reilly | 339 Broadway St Suite 148 | (573) 803-3999 |
| 8 | Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® | 75 Sheridan Dr | (573) 335-4343 |
| 9 | Nick Hogan - State Farm Insurance Agent | 980 N Kingshighway St Suite 102 | (573) 332-0502 |
| 10 | Laurel Adkisson Agency LLC American Family Insurance | 760 S Kingshighway D | (573) 334-1095 |
Discount Insurance Group serves Cape Girardeau, Missouri, and the surrounding metro area as a provider of SR-22 insurance agent services. This firm assists drivers who need to file an SR-22 financial responsibility certificate with the Missouri Department of Revenue. They help clients obtain the mandatory liability coverage required after a serious violation, such as a DUI or driving without insurance. The agency guides individuals through the filing process and handles the necessary paperwork for reinstating suspended driving privileges.
Goosehead Insurance - Nick Laiben in Cape Girardeau, MO provides services for those needing SR-22 insurance, including filing the required certificate with the state. Its service plans involve helping clients understand their specific SR-22 obligation and ensuring continuous coverage compliance. The agency assists drivers by managing this filing requirement until the mandated period ends. It services single-family homes, apartments, retail, and restaurants.
Homeowners, businesses, and property managers in the Cape Girardeau area rely on TIG Thomas Insurance Group for their SR-22 insurance needs. This agent assists clients requiring this specific certificate of financial responsibility, often following a license suspension or other violation. The company works to help residents and local entities reinstate their driving privileges by filing the necessary paperwork with the Missouri Department of Revenue. TIG Thomas Insurance Group also extends its SR-22 services to nearby communities such as Jackson and Scott City.
Michael Jones - State Farm Insurance Agent serves Cape Girardeau, MO, and the surrounding communities in the region. As an SR-22 insurance agent, it handles the filing of financial responsibility certificates required by the state. This company works with drivers who need to reinstate their licenses after a suspension or violation. It focuses on accurately completing the required paperwork to meet Missouri’s insurance mandates. To manage a typical job, it reviews each client’s specific driving record to ensure the policy matches the SR-22 filing period.
Coalter Insurance Group in Cape Girardeau, MO assists drivers who need an SR-22 filing, which is a certificate of financial responsibility rather than a standard insurance policy. Their service options include a one-time filing for those who have completed their requirement, as well as recurring coverage for ongoing compliance. The SR-22 coverage ensures the driver carries the state-mandated liability limits to fulfill legal obligations. The SR-22 filing service at this agency operates on both a one-time and an as-needed basis depending on the client’s court or state order.
Farmers Insurance - Tom Smith offers SR-22 insurance filing services for high-risk drivers in Cape Girardeau, Missouri. The agency also provides standard auto and home insurance policies for local residents. An SR-22 is a certificate of financial responsibility required after certain driving violations, such as DUI or driving without insurance. For drivers whose licenses are suspended during the winter months, obtaining an SR-22 can be essential to legally regain driving privileges before the holiday travel season begins.
Many drivers in Cape Girardeau find the need for proof of financial responsibility following a license suspension or violation. Shelter Insurance, operated by agent Sarah Reilly, assists local residents in obtaining the required SR-22 policy to reinstate driving privileges. The agency explains the state filing requirements and tailors coverage options to individual situations. A personal consultation to assess each client’s driving record and vehicle use is typically arranged at the first meeting.
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® provides general insurance coverage to clients in Cape Girardeau, MO, with a focus on SR-22 insurance filing services. This specialty assists drivers who require proof of financial responsibility after license-related infractions. The agency also writes standard auto, home, and business policies for local residents and employers. Commercial clients commonly served include small offices, warehouses, and food service establishments.
Nick Hogan - State Farm Insurance Agent provides residential SR-22 insurance service in Cape Girardeau, MO, assisting drivers in filing required financial responsibility forms with the local Department of Motor Vehicles. Commercial coverage for businesses needing SR-22 certification is also available, serving clients throughout the Cape Girardeau area. The agency handles the necessary documentation and policy filings for clients, then follows up to ensure compliance ahead of renewal periods between regular service visits.
Laurel Adkisson Agency LLC American Family Insurance in Cape Girardeau, MO, specializes in providing SR-22 insurance filings for drivers who require proof of financial responsibility. This agency assists clients throughout the region in securing the necessary coverage to reinstate their driving privileges after a suspension or violation. Their services also include tailoring insurance options to meet individual state-mandated liability limits. Additionally, the agency offers bundled auto and home insurance policies for those seeking combined coverage.
What Does a a Sr-22 Insurance Agent in Cape Girardeau Cost?
The cost of an SR-22 insurance policy in Missouri varies by driver history, age, and vehicle. Typically, the SR-22 filing fee itself is between 15 and 50 dollars. The monthly premium for high-risk coverage in Cape Girardeau can range from 80 to 200 dollars or more. This is general information and does not constitute insurance advice.
About sr-22 insurance agents in Cape Girardeau
An SR-22 insurance agent in Cape Girardeau, Missouri helps drivers file the required financial responsibility certificate with the Missouri Department of Revenue. This is often needed after a DUI conviction, a serious traffic violation, or a lapse in insurance coverage. Missouri law requires the SR-22 to be maintained for a minimum of three years from the date of reinstatement.
Frequently Asked Questions
What is an SR-22 insurance agent in Cape Girardeau?
An SR-22 insurance agent is a licensed professional who helps you obtain an SR-22 certificate from your insurance company. This certificate proves you carry the minimum liability insurance required by Missouri law. The agent files the SR-22 with the Missouri Department of Revenue on your behalf.
How long do I need an SR-22 in Missouri?
Missouri law requires you to maintain an SR-22 for three years from the date your driving privilege is reinstated. If you let the policy lapse during that time, the insurance company must notify the state, which can lead to another license suspension.
Can any insurance agent in Cape Girardeau file an SR-22?
Not all insurance agents offer SR-22 filings. You need an agent who works with companies that provide high-risk or non-standard auto insurance. Many local independent agents in Cape Girardeau can help you find a policy that includes an SR-22 filing.
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