The top-rated sr-22 insurance agent in Winchester, Massachusetts is Kim Covino & Co., rated 5.0 stars across 47 reviews. Other highly rated options include Scotti Insurance Agency, Saltmarsh Insurance Agency, John A Pierce Insurance Inc. This directory lists 11 sr-22 insurance agents serving Winchester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kim Covino & Co. | 41 Thompson St | (781) 249-3854 |
| 2 | Scotti Insurance Agency | 19 Mt Vernon St | (781) 729-9200 |
| 3 | Saltmarsh Insurance Agency | 751 Main St | (781) 729-4615 |
| 4 | John A Pierce Insurance Inc | 934 Main St | (781) 729-8770 |
| 5 | W Allan Wilde & Son Insurance Agency, Inc. | 887 Main St #1911 | (781) 729-1400 |
| 6 | Horace Mann Insurance Co | 895 Main St | (781) 368-9029 |
| 7 | Furey Insurance | 28 Church St #8 | (781) 721-5758 |
| 8 | Barry & McHugh Insurance Inc | 10 Skillings Rd | (781) 729-6600 |
| 9 | BARRY FREEMAN | 895 Main St | (781) 368-9029 |
| 10 | Jay M Finn Insurance | 10 Skillings Rd | (781) 729-5724 |
Kim Covino & Co. serves clients in the Winchester area and the surrounding Middlesex County region, specializing in SR-22 insurance agent services. The company assists drivers who require an SR-22 certificate, a form of financial responsibility filing often needed after certain traffic violations. Their work includes helping clients understand state requirements and coordinating the necessary paperwork with local authorities. They handle both single-policy SR-22 needs and continuous coverage monitoring for court-mandated timelines.
Scotti Insurance Agency provides specialized SR-22 insurance filings and associated liability coverage for drivers in Winchester, MA. Its services focus on helping clients meet mandatory financial responsibility requirements, with a straightforward process to restore driving privileges. The agency ensures proper documentation is submitted to authorities and manages ongoing policy maintenance to keep filings active without gaps. Beyond individual needs, it also serves local clients with various property coverage requirements, including single-family homes, apartments, retail spaces, and restaurants.
Saltmarsh Insurance Agency serves homeowners, renters, and vehicle owners in Winchester, Massachusetts, who require SR-22 insurance filings. The agency assists clients in obtaining the mandated financial responsibility certificate after a license suspension or serious traffic violation, helping them reinstate their driving privileges while maintaining necessary liability coverage. Their services also extend to neighboring communities throughout the Middlesex County area, including Woburn and Medford.
Serving Winchester, Massachusetts, and the surrounding communities, John A Pierce Insurance Inc provides SR-22 insurance agent services for drivers requiring this specialized financial responsibility filing. The firm handles the often-complex state requirement that proves a driver carries the minimum liability coverage after a serious violation. Their process typically begins by reviewing the client's specific SR-22 mandate, helping them select an appropriate policy, and then electronically filing the necessary certificate with the Massachusetts RMV to fulfill the obligation.
At W Allan Wilde & Son Insurance Agency, Inc. in Winchester, MA, clients typically choose between filing a single SR-22 certificate for reinstatement after a lapse or arranging for the ongoing monitoring that mandates continuous coverage. The agency handles the essential liability protections required by the state, ensuring compliance with legal thresholds. Service here operates strictly on an as-needed basis, responding when a driver needs to file the form or update their policy following a change in their circumstances.
As the seasons change in Winchester, many drivers renew or obtain auto coverage to stay compliant, particularly when a high-risk designation requires an SR-22 filing. Horace Mann Insurance Co serves clients needing this certificate of financial responsibility in the area. Their agents handle the specific paperwork that verifies active coverage with the state. Assistance includes documenting the minimum liability limits mandated locally. For those starting the process, the agency schedules a brief initial assessment of individual needs.
Furey Insurance specializes in helping clients secure SR-22 certificates, a filing often required after license suspensions or traffic violations. The company provides comprehensive service as a local SR-22 insurance agent in Winchester, handling the necessary documentation for high-risk auto coverage. This includes processing filings for both non-owner policies and standard vehicle owners who need to prove financial responsibility to reinstate driving privileges. During the winter months, many clients seek its assistance with SR-22 filings after accumulating points from snow-related accidents or speed traps.
Barry & McHugh Insurance Inc in Winchester offers general liability and property coverage for businesses, while also serving as a specialist agent for SR-22 insurance filings. This filing serves as proof of financial responsibility for drivers who have had their licenses suspended. The agency assists clients with the necessary paperwork to reinstate their driving privileges, ensuring compliance with state requirements. Their services accommodate a variety of commercial sectors, including offices, warehouses, and food service establishments seeking risk management solutions.
In winter, Massachusetts residents in Winchester may face license suspension due to prior infractions. Barry Freeman serves as an sr-22 insurance agent, helping drivers file the necessary financial responsibility form with motor vehicle authorities to reinstate their driving privileges. The agent clarifies the policy requirements and coordinates with local insurers to meet state mandates. A straightforward initial interview is scheduled to assess the driver’s situation before any filing or inspection steps begin.
Serving residential clients in Winchester and the surrounding area, Jay M Finn Insurance provides the required SR-22 filings for drivers needing to reinstate their licenses. They also extend their expertise to commercial coverage for local businesses that require this specific financial responsibility form. Their service area encompasses Winchester and the nearby communities throughout Middlesex County. Clients begin with a focused consultation to understand their filing needs and legal obligations. Follow-up services are readily available between regular policy visits to address any lapses or changes in coverage.
What Does a a Sr-22 Insurance Agent in Winchester Cost?
The cost of an SR-22 filing in Massachusetts typically ranges from 15 to 50 dollars per filing fee charged by the insurance company. Your overall premium will increase significantly often by 50 to 100 percent or more depending on your driving record and the violation. For example a driver with an OUI may pay 2,000 to 5,000 dollars per year for minimum coverage. This is general information and not insurance advice.
About sr-22 insurance agents in Winchester
Winchester drivers who need an SR-22 certificate can work with a local insurance agent to file the form with the Massachusetts Registry of Motor Vehicles. Massachusetts law requires SR-22 for high-risk drivers after certain violations like OUI or driving without insurance. An agent can help you understand the filing process and find a policy that meets state minimum liability limits.
Frequently Asked Questions
What is an SR-22 in Massachusetts?
An SR-22 is a certificate of financial responsibility that your insurance company files with the Massachusetts RMV. It proves you carry the required auto liability insurance. You typically need it after a serious violation like an OUI or a license suspension.
How long do I need an SR-22 in Winchester?
Massachusetts law requires you to maintain an SR-22 for three years from the date of the violation or reinstatement. If you cancel your policy during that time the insurance company must notify the RMV which can lead to a license suspension.
Can any insurance agent in Winchester file an SR-22?
Not all agents offer SR-22 filings. You need an agent who works with companies that specialize in high-risk insurance. Many independent agents in Winchester can help you find a carrier that supports SR-22 certificates.