The top-rated sr-22 insurance agent in Richmond, Kentucky is Ashley Williams - State Farm Insurance Agent, rated 4.9 stars across 356 reviews. Other highly rated options include Chris Brown - State Farm Insurance Agent, The Richmond Insurance Group, Insurance Pro. This directory lists 20 sr-22 insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ashley Williams - State Farm Insurance Agent | 213 St George St | (859) 353-0746 |
| 2 | Chris Brown - State Farm Insurance Agent | 638 University Shopping, Center Dr | (859) 623-0180 |
| 3 | The Richmond Insurance Group | 2130 Lexington Rd suite e | (859) 353-5596 |
| 4 | Insurance Pro | 226 E Main St | (859) 624-1500 |
| 5 | Shelter Insurance - Ashley Kovaleski | 610 Big Hill Ave Ste 6 | (859) 624-0883 |
| 6 | Bray and Oakley Insurance Agency | 2150 Lexington Rd d2 | (859) 623-1933 |
| 7 | Kentucky Farm Bureau Insurance | 300 High Land Park Dr | (859) 623-5254 |
| 8 | Madison Insurance Agency | 310 Geri Ln | (859) 626-0002 |
| 9 | Anthony Tipton: Allstate Insurance | 220 Geri Ln Ste 1 | (859) 623-1441 |
| 10 | Linville Insurance Agency | 1060 Center Dr | (859) 626-5252 |
Ashley Williams - State Farm Insurance Agent serves Richmond, KY and surrounding Madison County. As an SR-22 insurance agent, this agency assists drivers in filing the required financial responsibility certificate with the Kentucky Transportation Cabinet. They help clients who need an SR-22 after a DUI, license suspension, or at-fault accident without insurance. The office can also handle renewals and policy changes to keep the filing active. These services include completing the necessary paperwork and submitting it to the state on the client’s behalf.
Homeowners, businesses, and drivers in Richmond, KY, seeking to fulfill their legal obligation for an SR-22 certificate rely on The Richmond Insurance Group for guidance through this process. This agency handles the necessary filings with the Kentucky Department of Transportation to reinstate driving privileges after a suspension. They educate clients on maintaining continuous coverage to avoid future penalties. Their services extend to those living in nearby Berea as well.
Insurance Pro provides SR-22 insurance services in Richmond, Kentucky, and the surrounding communities of Madison County. The agency handles the filing of SR-22 certificates for drivers who require proof of financial responsibility following license reinstatement. A typical job involves assessing a client’s driving record to determine the necessary coverage level and then submitting the required documentation directly to the Kentucky Department of Transportation. The agent approaches each case by first verifying eligibility, then coordinating with the state to ensure the filing meets legal deadlines.
Shelter Insurance - Ashley Kovaleski provides both one-time filings and recurring policy options for drivers needing SR-22 certification in Richmond, KY, while also offering standard liability coverage that meets common state minimums. The mandatory SR-22 form, which serves as proof of financial responsibility, is handled directly through the agent to ensure compliance with local driving requirements. Service runs on either a one-time or scheduled basis depending on the duration of the required filing period.
Bray and Oakley Insurance Agency in Richmond, KY specializes in providing SR-22 insurance filings for drivers who require proof of financial responsibility. It offers general auto insurance services to meet standard coverage needs for local residents. The agency helps clients navigate the filing process with the Kentucky Transportation Cabinet to reinstate their driving privileges. It also assists drivers whose policies were dropped due to a lapse in coverage, such as after a winter accident or a license suspension due to unpaid fines.
Kentucky Farm Bureau Insurance in Richmond, Kentucky is known for providing necessary SR-22 financial responsibility filings for drivers requiring proof of high-risk coverage. The agency works with local residents to meet state-mandated insurance requirements following license suspensions or violations. Clients can file the SR-22 certificate with the Kentucky Transportation Cabinet through this agent. The process ensures continuous liability coverage is maintained for the required period. This location also assists with adding non-owner SR-22 policies for those without a vehicle.
As Kentucky winters can bring sudden ice storms, licensed drivers in Richmond often seek proof of continuous coverage without interruption. Madison Insurance Agency in Richmond, KY handles SR-22 filings for those needing reinstatement after a suspension or lapse. They assist with the mandatory certificate that insurers submit directly to the Kentucky Transportation Cabinet. Each situation is reviewed individually to determine the filing period required by the state. Their process begins with an assessment of your current driving record and immediate coverage needs. A straightforward consultation serves as the initial step.
Anthony Tipton: Allstate Insurance in Richmond, KY provides standard personal auto coverage. The agency also specializes in filing SR-22 insurance certificates, which are required for drivers who have had certain violations. Policyholders receive the necessary documentation to reinstate their driving privileges. The office works with local drivers to meet state requirements efficiently. This agency serves commercial sectors including small offices, warehouses, and food service businesses needing SR-22 filings.
Linville Insurance Agency serves residents of Richmond, Kentucky, with sr-22 insurance filings required by the state for high-risk drivers. The agency also offers commercial sr-22 coverage for businesses needing proof of financial responsibility. Their service area includes Richmond and surrounding communities throughout Madison County. Clients typically receive guidance on filing requirements and policy documentation. Follow-up assistance is available between regular visits to ensure ongoing compliance with state mandates and to address any changes in driving status.
What Does a a Sr-22 Insurance Agent in Richmond Cost?
The cost for an SR-22 insurance agent in Richmond Kentucky typically ranges from 15 to 50 dollars for the filing fee. Your insurance premium may increase by 500 to 2,000 dollars per year depending on your driving record and the reason for the SR-22. Kentucky law does not set a fixed rate; insurers set prices based on risk. This is general information, not insurance advice.
About sr-22 insurance agents in Richmond
An SR-22 insurance agent in Richmond, Kentucky helps drivers file proof of financial responsibility with the Kentucky Transportation Cabinet. This is often required after a DUI, at-fault accident without insurance, or serious traffic violation. Kentucky law mandates a minimum liability coverage of 25/50/10 for SR-22 filings.
Frequently Asked Questions
What is an SR-22 insurance agent in Richmond Kentucky?
An SR-22 insurance agent is a licensed professional who helps you obtain and file an SR-22 certificate with the state. In Richmond, these agents work with local insurance companies to ensure your policy meets Kentucky requirements.
How long do I need an SR-22 in Kentucky?
Kentucky law requires an SR-22 filing for three years from the date of reinstatement. If you let the policy lapse, the insurance company must notify the Kentucky Transportation Cabinet, which can suspend your license again.
What is the difference between SR-22 and FR-44 in Kentucky?
Kentucky uses both SR-22 and FR-44 forms. An FR-44 is required after a DUI and demands higher liability limits: 25/50/25 for bodily injury and 10,000 for property damage. A standard SR-22 uses the regular 25/50/10 limits.
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