The top-rated sr-22 insurance agent in Windsor, Colorado is Farmers Insurance - Gabriel Garcia-Hitt, rated 5.0 stars across 156 reviews. Other highly rated options include Scott Horvath - State Farm Insurance Agent, Joe Unruh: Allstate Insurance, Scott Harper - State Farm Insurance Agent. This directory lists 16 sr-22 insurance agents serving Windsor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Gabriel Garcia-Hitt | 671 Academy Ct UNIT A | (970) 686-6839 |
| 2 | Scott Horvath - State Farm Insurance Agent | 1295 Main St #6 | (970) 686-6161 |
| 3 | Joe Unruh: Allstate Insurance | 1051 Main St | (970) 686-1026 |
| 4 | Scott Harper - State Farm Insurance Agent | 819 Main St | (970) 674-0937 |
| 5 | Heidi Washburn - State Farm Insurance Agent | 519 Main St | (970) 833-5304 |
| 6 | Farmers Insurance - Tammy Woods | 208 Main St | (970) 686-6555 |
| 7 | Mary Agcaoili: Allstate Insurance | 1039 Main St H | (970) 686-1026 |
| 8 | Squires Insurance Solutions | 421 Main St B | (970) 686-7778 |
| 9 | LSI Insurance Agency, Inc. | 401 Pointe Plz Dr Suite B | (970) 674-1151 |
| 10 | Brian Binder Agency Inc American Family Insurance | 400 Main St B | (970) 674-3223 |
Farmers Insurance - Gabriel Garcia-Hitt serves Weld County and the Windsor, Colorado area as an sr-22 insurance agent. This agency helps local drivers obtain the required SR-22 financial responsibility filing after a license suspension or lapse in coverage. The company works with individuals needing proof of insurance to reinstate their driving privileges with the Colorado Department of Motor Vehicles. It handles both standard and non-standard SR-22 filings, including those for drivers with a DUI or multiple traffic violations.
Scott Horvath - State Farm Insurance Agent in Windsor, CO serves local homeowners, renters, and drivers who require SR-22 insurance filings in the area. The agency provides tailored SR-22 liability certificates to help customers meet state-mandated coverage obligations after license suspension or other driving incidents. It also assists clients with personal auto and property insurance needs. In addition to Windsor, the office serves drivers and property owners in the nearby Fort Collins metro area and surrounding portions of Larimer County.
Joe Unruh: Allstate Insurance in Windsor, CO, provides SR-22 insurance services, including the filing of financial responsibility certificates with local authorities. It offers comprehensive support for clients requiring this documentation due to driving incidents or license reinstatement. The agent assists with policy management and renewal reminders to maintain continuous coverage as mandated. These services cater to property owners, addressing coverage needs for single-family homes, apartments, retail, and restaurants.
Scott Harper - State Farm Insurance Agent serves Windsor, CO, and the surrounding communities in northern Colorado, handling SR-22 insurance filings for clients who require proof of financial responsibility. This category of insurance is typically necessary after certain driving violations, such as DUI or license suspension, to reinstate driving privileges. The agent works with individual drivers to understand their specific filing requirements and legal obligations. To handle a typical job, the office reviews the client’s current policy and coordinates directly with the state to submit the SR-22 form on their behalf.
Heidi Washburn - State Farm Insurance Agent in Windsor, CO, distinguishes between standard coverage and the specialized requirements of SR-22 insurance. SR-22 is not a policy itself but a certificate filed after certain driving events, verifying that a client maintains the minimum-required liability coverage. This service operates on a one-time basis for filing the form but relies on the underlying ongoing policy to remain active. Local clients typically schedule an initial consultation to review their specific certificate needs and discuss how the reinstatement process works.
In southern Colorado, winter weather often leads to increased traffic incidents, making SR-22 insurance filings a sudden necessity for many drivers near Windsor. Farmers Insurance through agent Tammy Woods helps clients navigate this high-risk certificate requirement by clarifying the mandatory liability coverage levels and legal reporting to the state. Each filing requires careful review of the specific court or DMV order. The process begins with a consultation to verify eligibility and initiate the official SR-22 submission to the Colorado Division of Motor Vehicles.
Mary Agcaoili: Allstate Insurance in Windsor, CO provides specialized SR-22 insurance filings for drivers required to maintain proof of financial responsibility. The agency also handles standard auto, home, and other personal lines coverage for local residents. To defend against coverage gaps, it carefully explains the state-mandated filing process for high-risk motorists. Before the winter driving season, many customers visit the office to ensure their SR-22 certificate stays active alongside their policy.
Serving residents in and around Windsor, Squires Insurance Solutions provides necessary SR-22 insurance filings for drivers who require proof of financial responsibility. The agency also assists clients with commercial coverage needs alongside these specialized policies, extending its services across the surrounding Weld County area. After the mandated filing period concludes, the company helps drivers transition back to standard policies, ensuring continued coverage without a lapse between regular visits.
LSI Insurance Agency, Inc. helps clients in Windsor, CO, manage their general insurance needs, with a specific specialty in providing SR-22 insurance certificates. This filing verifies financial responsibility for high-risk drivers who have had their licenses suspended. The agency processes the necessary documentation to restore driving privileges smoothly. It extends its services to local businesses, supporting commercial sectors such as offices, warehouses, and food service establishments with their insurance requirements.
Brian Binder Agency Inc American Family Insurance in Windsor, CO, is a local source for SR-22 insurance agent services, helping drivers meet mandated filing requirements with confidence. The agency provides essential guidance through the SR-22 certification process, ensuring compliance for those needing proof of financial responsibility. Services cover typical risk categories and policy adjustments for high-risk clients. As an added specialty, the agency can assist with bundling an SR-22 filing alongside a standard auto insurance policy for streamlined coverage management.
What Does a a Sr-22 Insurance Agent in Windsor Cost?
The cost of SR-22 insurance in Colorado varies by driver history and insurer. The filing fee itself is usually around 25 dollars. However your auto insurance premium may increase by 300 to 800 dollars per year or more due to the high-risk designation. Some insurers charge a separate fee for the SR-22 certificate. This is general information not insurance advice.
About sr-22 insurance agents in Windsor
If you need an SR-22 insurance agent in Windsor Colorado you are likely fulfilling a state requirement after a license suspension. Colorado law mandates an SR-22 filing for certain driving offenses such as a DUI or driving without insurance. A local agent can help you obtain the required liability coverage and file the form with the Colorado Division of Motor Vehicles.
Frequently Asked Questions
What does an SR-22 insurance agent in Windsor do?
An SR-22 insurance agent helps you purchase an auto policy that includes the SR-22 certificate. They then file the certificate electronically with the Colorado DMV to prove you have the minimum liability coverage. The agent also ensures your policy remains active for the required period.
How long do I need SR-22 insurance in Colorado?
Colorado law typically requires an SR-22 filing for three years from the date of reinstatement. If you cancel your policy or let it lapse during that time the insurance company must notify the DMV which can lead to another suspension.
Can I get an SR-22 in Windsor if I do not own a car?
Yes you can get a non-owner SR-22 policy in Windsor Colorado. This policy provides liability coverage when you drive a vehicle you do not own. It satisfies the SR-22 requirement without owning a car.
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