The top-rated sr-22 insurance agent in Laguna Niguel, California is Global Guard Insurance, rated 4.8 stars across 1,209 reviews. Other highly rated options include Herron Family Insurance Agency, Inc: Allstate Insurance, Entrada Premier Insurance Center: Allstate Insurance, Insource Insurance Agency. This directory lists 15 sr-22 insurance agents serving Laguna Niguel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Global Guard Insurance | 27601 Forbes Rd STE 56 | (800) 750-9115 |
| 2 | Herron Family Insurance Agency, Inc: Allstate Insurance | 30101 Town Center Dr Ste 105 | (949) 495-3530 |
| 3 | Entrada Premier Insurance Center: Allstate Insurance | 27601 Forbes Rd UNIT 54 | (949) 487-2900 |
| 4 | Insource Insurance Agency | 30011 Ivy Glenn Dr #212 | (949) 485-5467 |
| 5 | South County Insurance Services-Pavel Levitanus | 28202 Cabot Rd #300 | (949) 550-2502 |
| 6 | Tex Rapeepat - State Farm Insurance Agent | 30131 Town Center Dr #275 | (949) 858-1640 |
| 7 | Dan Rickabus - State Farm Insurance Agent | 30131 Town Center Dr #275 | (949) 363-7100 |
| 8 | Sharon Walter - State Farm Insurance Agent | 30101 Town Center Dr Suite 113 | (949) 363-6035 |
| 9 | Brittanny Perry: Allstate Insurance | 27601 Forbes Rd #14 | (949) 487-2900 |
| 10 | Brakke-Schafnitz Insurance Brokers | 28202 Cabot Rd # 600 | (949) 365-5100 |
Global Guard Insurance serves clients throughout Orange County and Laguna Niguel, California, specializing in SR-22 insurance agent services. The company helps motorists who require proof of financial responsibility due to traffic violations or license suspensions. Typically, this involves the filing of an SR-22 certificate with the Department of Motor Vehicles to reinstate driving privileges. The agent handles both non-owner and owner-operator SR-22 policies for area residents. It also manages policy changes and certificate cancellations for clients with ongoing high-risk auto coverage requirements.
Herron Family Insurance Agency, Inc: Allstate Insurance provides SR-22 insurance filing services and corresponding liability coverage for drivers in Laguna Niguel and surrounding areas. The agency handles the necessary documentation and ongoing policy maintenance required to reinstate driving privileges. Its service plans include regular policy reviews to help ensure continuous compliance with state-mandated SR-22 requirements. The agency services single-family homes, apartments, retail businesses, and restaurants that need coverage for company vehicles or personal driving needs.
Entrada Premier Insurance Center: Allstate Insurance helps homeowners, business owners, and drivers in Laguna Niguel manage their SR-22 insurance requirements. This specialty filing is often necessary for drivers cited for serious violations. The agency works directly with clients to understand the state-mandated SR-22 certificate process, ensuring proper proof of financial responsibility is submitted to the DMV. They assist individuals with designing a suitable auto policy that meets their legal needs and driving habits. The office also extends its coverage assistance to nearby communities such as Mission Viejo.
Insource Insurance Agency serves Laguna Niguel and the surrounding Orange County communities, handling the specialized needs of drivers who require SR-22 insurance. The agency files the necessary SR-22 certificate with the California Department of Motor Vehicles on behalf of its clients. This documentation verifies that each driver maintains the minimum liability coverage mandated by the state after a specific violation. To complete a typical job, the agency begins by reviewing the client’s driving record and policy requirements to ensure the certificate is filed promptly and the coverage meets all legal standards.
South County Insurance Services-Pavel Levitanus in Laguna Niguel, CA handles both one-time SR-22 filings for drivers who have completed their requirement and recurring service options that see continuous policy renewals as needed. The firm covers the mandatory state-mandated liability protection for high-risk motorists, ensuring certificates remain active until the legal filing period expires. Service runs on a one-time basis for initial certificate submissions or on a scheduled long-term arrangement depending on each client’s unique compliance timeframe.
Tex Rapeepat - State Farm Insurance Agent in Laguna Niguel, CA provides specialized SR-22 insurance services, assisting drivers who need to file financial responsibility certificates with the California DMV. The agency also handles general auto, home, and business insurance policies for local residents. SR-22 filings are often required after incidents like DUI convictions or serious traffic violations, and this office works with clients to meet those legal obligations efficiently. It helps individuals navigate the year-end holiday season when increased traffic patrols and parties can lead to enforcement actions.
In Southern California, a traffic violation or lapse in coverage can suddenly make an SR-22 filing necessary for license reinstatement. Dan Rickabus - State Farm Insurance Agent in Laguna Niguel assists drivers with this regulatory requirement for proof of financial responsibility. The agency works with individuals to file the required certificate with the California DMV while explaining the associated policy terms. A complete initial consultation can proceed once the driver’s recent driving abstract and current vehicle details are provided for review.
Sharon Walter - State Farm Insurance Agent in Laguna Niguel, CA, provides auto and home coverage, specializing in SR-22 insurance filings. This agent assists local drivers in filing the required certificate of financial responsibility with the California DMV, ensuring compliance for high-risk motorists. She offers policies that meet minimum state liability limits. The agency serves a diversity of commercial clients, including small offices, warehouses, and food service operations.
Brittanny Perry: Allstate Insurance provides residential SR-22 insurance coverage in Laguna Niguel, California, ensuring individuals meet financial responsibility requirements after a lapse or violation. The agency also offers commercial SR-22 policies for business drivers who require proof of insurance for their vehicles. Service extends throughout Laguna Niguel and surrounding Orange County communities. Clients typically return to the office for policy updates, documentation renewals, or further assistance with reinstating their driving privileges between standard visits.
Brakke-Schafnitz Insurance Brokers, located in Laguna Niguel, CA, is known for providing SR-22 insurance filings for drivers who require proof of financial responsibility. Its services address the state-mandated certificate needs for those with license suspensions, revocations, or recent violations, helping clients meet Department of Motor Vehicles requirements promptly. The agency handles all necessary paperwork to ensure compliance with California’s minimum liability coverage standards. For added protection, it can also include options for uninsured motorist coverage within the policy.
What Does a a Sr-22 Insurance Agent in Laguna Niguel Cost?
The cost for an SR-22 filing in California usually ranges from 15 to 50 dollars as a one-time fee paid to the insurance company. However, your overall auto insurance premium will likely increase significantly, often by 500 to 2000 dollars per year, because you are considered a high-risk driver. Actual costs depend on your driving record, age, and the insurance provider. This is general information, not insurance advice.
About sr-22 insurance agents in Laguna Niguel
If you need an SR-22 insurance agent in Laguna Niguel, California, you are likely dealing with a license suspension or reinstatement. An SR-22 is a certificate of financial responsibility required by the California DMV for high-risk drivers. Local agents in Laguna Niguel can help you file this form with your auto insurance company to meet state legal requirements.
Frequently Asked Questions
What is an SR-22 in California?
An SR-22 is a certificate that proves you carry the minimum required liability insurance. It is typically required after a DUI, reckless driving, or driving without insurance. The California DMV mandates this filing for a specific period, usually three years.
How do I find an SR-22 insurance agent in Laguna Niguel?
You can contact local independent insurance agents in Laguna Niguel who specialize in high-risk auto policies. Many major insurance companies also offer SR-22 filings. Make sure the agent is licensed in California and familiar with DMV procedures.
How long does an SR-22 stay on my record in California?
In California, an SR-22 is typically required for three years from the date of the suspension or violation. If you let your insurance lapse during this time, the DMV may suspend your license again. You must maintain continuous coverage for the full period.
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