The top-rated rv insurance agent in Charleston, West Virginia is Matthew Rowsey - State Farm Insurance Agent, rated 4.9 stars across 321 reviews. Other highly rated options include Capital Insurance Group LLC, Smith Family Insurance LLC, Frank Yeigh - State Farm Insurance Agent. This directory lists 17 rv insurance agents serving Charleston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matthew Rowsey - State Farm Insurance Agent | 401 58th St SE | (304) 925-8000 |
| 2 | Capital Insurance Group LLC | 607 Pennsylvania Ave | (304) 606-2969 |
| 3 | Smith Family Insurance LLC | 447 Call Rd Ste 105 | (304) 756-8999 |
| 4 | Frank Yeigh - State Farm Insurance Agent | 1201 Jefferson Rd S | (304) 744-7700 |
| 5 | AAA Charleston | 1000 Parkway Boulevard Unit A | (304) 925-6681 |
| 6 | Ellis Insurance Agency | 5949 Sissonville Dr | (304) 984-3004 |
| 7 | David Smyer - State Farm Insurance Agent | 1532 Kanawha Blvd W | (304) 342-2111 |
| 8 | Elizabeth Carmichael - State Farm Insurance Agent | 1198 Fledderjohn Rd | (304) 344-3554 |
| 9 | Melinda Taylor - State Farm Insurance Agent | 101 Pennsylvania Ave | (304) 344-3571 |
| 10 | Lisa Godwin - State Farm Insurance Agent | 6434 Sissonville Dr | (304) 984-0000 |
Matthew Rowsey - State Farm Insurance Agent serves the Charleston, West Virginia area with specialized RV insurance policies. This agency provides essential coverage options tailored to recreational vehicles, protecting clients from risks on the road and at campsites. Protection for travel trailers and motorhomes is a key focus. The office also helps local RV owners secure liability protection and comprehensive physical damage coverage for their vehicles.
Capital Insurance Group LLC provides RV insurance services to customers in Charleston, WV, including coverage options for motorhomes, travel trailers, and camper vans. It offers ongoing service plans to help clients maintain their recreational vehicles and navigate policy adjustments as needed. The company also assists with claims processing and policy renewals throughout the year. Its services support owners of single-family homes, apartments, retail properties, and local restaurants in the Charleston area.
Smith Family Insurance LLC serves Charleston, West Virginia, and the surrounding Kanawha Valley communities with comprehensive RV insurance plans. The agency handles coverage options for various recreational vehicles, including motorhomes, travel trailers, and fifth wheels. Their general approach involves assessing a client’s specific travel habits, vehicle type, and usage patterns to match them with appropriate protection against common risks on local highways and campgrounds.
For RV owners, Frank Yeigh - State Farm Insurance Agent in Charleston, WV, distinguishes between one-time policies for short trips and scheduled coverage for full-time travelers. Comprehensive plans typically protect against collision, liability, and theft while on the road. Service for quotes, policy adjustments, and claims assistance runs on an as-needed basis, allowing clients to request support whenever their travel schedule requires it.
AAA Charleston serves local RV owners and campers seeking insurance tailored for recreational vehicles, motorhomes, and travel trailers. The agency assists with policy options for full-time or occasional travelers, covering liability and comprehensive protection on the road or at home. It helps customers evaluate coverage that fits their specific recreational lifestyles and travel needs in the Charleston area. The agency also extends its services to clients in South Charleston and the greater Kanawha Valley region.
Ellis Insurance Agency focuses on customized coverage for motorhomes, travel trailers, and fifth wheels, while also providing general policies for full-timers and seasonal campers. Serving the Charleston, WV area, the agency works to help protect recreational vehicles against common risks such as accidents and liability. It assists clients with insurance considerations tied to local weather events, including hailstorms that can potentially damage parked RVs during spring and summer months.
Spring and summer travel along the winding roads of West Virginia often requires reliable coverage for recreational vehicles, and David Smyer - State Farm Insurance Agent in Charleston responds directly to that seasonal need. The agency provides RV insurance tailored to different travel styles, including protection for motorhomes, travel trailers, and campers used across the region. As a standard first step for new clients, the agent schedules a review of the vehicle’s details and desired coverage limits to begin the policy assessment.
Elizabeth Carmichael - State Farm Insurance Agent in Charleston, WV, assists local residents with standard recreational vehicle protection. The agency offers specialized add-ons for roadside assistance, vacation liability, and coverage for personal belongings inside the camper. Policies are designed to account for typical regional driving conditions and seasonal storage needs. This agent also serves commercial clients requiring RV insurance, including food service operators, warehouse logistics companies, and small business offices.
Melinda Taylor, a State Farm Insurance Agent in Charleston, WV, provides residential RV insurance coverage for personal recreational vehicles in the local area. Full commercial coverage is also available for business-use RVs across the broader Kanawha Valley region. Standard policy consultations are conducted in the office, with agents addressing questions about liability and physical damage. Customers frequently return to this location for policy updates and annual renewals between their regular travel seasons.
Lisa Godwin - State Farm Insurance Agent is an RV insurance agent based in Charleston, West Virginia. This agency provides tailored coverage options for recreational vehicles, protecting clients from common liabilities and physical damage risks on the road. Policyholders can receive personalized guidance to select appropriate protection levels for their specific travel needs. This agent also offers options for attaching comprehensive roadside assistance service to RV policies.
What Does a a Rv Insurance Agent in Charleston Cost?
Typical RV insurance costs in West Virginia range from 300 to 800 dollars per year for a basic policy on a standard travel trailer. A Class A motorhome policy may cost 800 to 2000 dollars annually. Factors like your driving record RV value and chosen deductibles affect the price. This is general information and not insurance advice.
About rv insurance agents in Charleston
RV insurance agents in Charleston West Virginia help protect your recreational vehicle from accidents theft and weather damage. West Virginia law requires liability coverage for any motorized RV driven on public roads. Local agents can explain state minimum limits and optional coverages like roadside assistance and total loss replacement.
Frequently Asked Questions
What coverage is required for an RV in West Virginia?
West Virginia requires liability insurance for any motorized RV. The minimum limits are 25 thousand dollars for bodily injury per person 50 thousand per accident and 25 thousand for property damage. A local agent can help you choose higher limits to protect your assets.
Do I need separate insurance for a towable RV in Charleston?
Towable RVs like travel trailers and fifth wheels are not motorized so they do not need a separate liability policy. However your auto insurance may not cover the trailer. An RV insurance agent can add comprehensive and collision coverage for the trailer to your policy.
How does West Virginia weather affect RV insurance costs?
Charleston experiences storms floods and occasional hail which can damage an RV. Comprehensive coverage pays for weather-related damage. Agents in West Virginia often recommend full coverage to protect against these local risks.
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