The top-rated rv insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include Mike Massaglia - State Farm Insurance Agent, Josh Hemphill - State Farm Insurance Agent, Laura Lynn Green - State Farm Insurance Agent. This directory lists 17 rv insurance agents serving Oak Ridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Hale-Smith - State Farm Insurance Agent | 40 New York Ave #110 | (865) 483-7784 |
| 2 | Mike Massaglia - State Farm Insurance Agent | 108 S Illinois Ave | (865) 425-7750 |
| 3 | Josh Hemphill - State Farm Insurance Agent | 574 Oak Ridge Turnpike | (865) 512-7542 |
| 4 | Laura Lynn Green - State Farm Insurance Agent | 136 Marquette Rd | (865) 483-5666 |
| 5 | Direct Auto Insurance | 860 Oak Ridge Turnpike Suite 4 | (865) 220-5537 |
| 6 | Farm Bureau Insurance | 1574 Oak Ridge Turnpike | (865) 482-5666 |
| 7 | Madison Insurance Group, Inc. | 795 Main St W Suite 200 | (865) 425-7300 |
| 8 | Thompson Insurance Group | 697 Emory Valley Rd E | (865) 685-5069 |
| 9 | Fox Insurance Group | 110 S Illinois Ave | (865) 482-0513 |
| 10 | Chris Smith Insurance | 471 Oak Ridge Turnpike Ste.B | (865) 272-3387 |
Stephanie Hale-Smith - State Farm Insurance Agent serves the Oak Ridge, Tennessee area with specialized RV insurance coverage. The agency helps local recreational vehicle owners protect their motorhomes, travel trailers, and campers from potential risks on the road. Policies offered through this office include liability protection, comprehensive and collision coverage, and roadside assistance for RVs. Personalized consultations are available to help customers choose appropriate deductibles and coverage limits tailored to their specific vehicle type. The agency handles both full-time RV insurance and policies for seasonal or occasional recreational use.
Serving Oak Ridge, Tennessee, this agency provides a full range of RV insurance services, including coverage for motorhomes, travel trailers, and fifth wheels. It offers flexible policies designed to protect against on-road accidents and unforeseen damage while camping or in storage. Mike Massaglia - State Farm Insurance Agent delivers personalized plans tailored to local travel needs and vehicle specifications. The company services single-family homes, apartments, retail establishments, and restaurants throughout the Oak Ridge area.
Josh Hemphill - State Farm Insurance Agent in Oak Ridge, Tennessee offers a variety of RV insurance services, including liability, comprehensive, and collision coverage. It also provides customizable plans tailored to protect recreational vehicles from travel-related risks and weather damage. These service plans are designed to cover unforeseen events on the road or while stored. The agency serves owners of single-family homes, apartments, retail businesses, and restaurants.
Laura Lynn Green - State Farm Insurance Agent in Oak Ridge, TN serves local homeowners and business owners who need coverage for their recreational vehicles. The agency provides RV insurance policies designed to protect motorhomes, travel trailers, and campers while on the road or parked. Policies typically cover liability, collision, comprehensive, and personal effects. This agent helps clients in the Oak Ridge area assess their individual coverage needs and choose appropriate deductibles. The agency also extends its RV insurance services to customers in the neighboring community of Clinton.
Serving Oak Ridge and the surrounding East Tennessee communities, Direct Auto Insurance handles RV insurance coverage for recreational vehicles of all types. Its local team assists owners with policies that protect motorhomes, travel trailers, and camper vans. For a typical job, the agent reviews available coverage options with the customer, then works directly with the carrier to secure a policy that fits the vehicle’s use and the owner’s needs.
Farm Bureau Insurance serves RV owners, motorcycle enthusiasts, and other recreational vehicle customers in Oak Ridge, Tennessee. The agency provides tailored liability and comprehensive coverage options to protect vehicles during local travel and seasonal use. Policies are structured to secure personal assets while on the road or during storage. Their team assists clients in understanding policy details and adjusting coverage as needs change. This agency also extends its services to customers in the nearby community of Clinton within Anderson County.
Madison Insurance Group, Inc. in Oak Ridge, TN distinguishes between one-time RV policies and recurring coverage options to match different travel habits. Their standard insurance addresses liability, comprehensive, and collision risks for recreational vehicles used locally or beyond. Service is available strictly on an as-needed basis, meaning customers can request quotes or policy adjustments whenever their specific coverage needs arise without a mandatory schedule.
As the spring travel season brings more recreational vehicles onto the roads around Oak Ridge, securing proper coverage becomes essential for local owners. Thompson Insurance Group meets this need by specializing in RV insurance policies tailored to the unique risks of long-distance travel and seasonal storage. Their services address liability protection, comprehensive damage coverage, and towing assistance for motorhomes and travel trailers. An initial assessment typically begins with a review of the vehicle’s current usage, storage location, and trip frequency to determine appropriate policy limits.
Fox Insurance Group specializes in RV insurance policies, covering motorhomes, travel trailers, and camper vans for owners in Oak Ridge, Tennessee. It also provides general insurance services for personal and recreational vehicles. The company helps clients protect their recreational investments against common weather-related risks, such as hail damage or storm impacts typical during Tennessee’s spring and summer seasons.
Chris Smith Insurance assists local RV owners with vehicle protection policies for personal and recreational use. The agency can arrange add-on coverage for accessories, personal belongings inside the camper, and roadside assistance plans tailored for travel trailers and motorhomes. Part of its work involves advising clients on liability and comprehensive options that meet standard requirements. For commercial clients, the agency can serve motorhome rental offices, outdoor equipment warehouses, and mobile food service businesses in the Oak Ridge area.
What Does a a Rv Insurance Agent in Oak Ridge Cost?
Typical RV insurance costs in Tennessee range from 300 to 800 dollars per year for a basic policy on a travel trailer. Full coverage on a Class A motorhome may cost 1000 to 2500 dollars annually. Factors like the RV value your driving record and storage location affect the premium. This is general information not insurance advice.
About rv insurance agents in Oak Ridge
RV insurance agents in Oak Ridge Tennessee help owners protect their recreational vehicles with liability and comprehensive coverage. Tennessee law requires liability insurance for any motorized RV driven on public roads. Local agents understand the unique needs of RV owners traveling through the Smoky Mountains and across the state.
Frequently Asked Questions
What coverage is required for an RV in Tennessee?
Tennessee law requires liability insurance for any motorized RV. Minimum limits are 25 thousand dollars for bodily injury per person 50 thousand per accident and 15 thousand for property damage. Comprehensive and collision are not required by law but are often recommended by agents.
Do I need a separate policy for my travel trailer in Oak Ridge?
Yes travel trailers and fifth wheels usually need a separate RV insurance policy. This policy covers the trailer itself for physical damage and liability while it is being towed. Your auto policy may not provide full coverage for a towed trailer.
How do Tennessee weather events affect RV insurance rates?
Tennessee experiences hail storms tornadoes and severe thunderstorms which can increase comprehensive coverage costs. Agents in Oak Ridge can help you choose deductibles and coverage limits that balance protection with your budget. Flood coverage may also be important for RVs stored in low lying areas.
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