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RV Insurance Agents in Lorain, OH

Looking for a rv insurance agent in Lorain? Review the directory below to compare your options.

13 agents listed
Updated May 2026
Lorain, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 13 rv insurance agents in Lorain, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Neil Elkins - State Farm Insurance Agent
1812 Cooper Foster Park Rd, Lorain, OH 44053
(440) 282-2001 neilelkins.com
Nick Perrico, Sr. - State Farm Insurance Agent
6401 S Broadway, Lorain, OH 44053
(440) 233-8501 nickperrico.com
Robert Taylor Insurance (Lorain Office)
2063 N Ridge Rd, Lorain, OH 44055
(440) 277-5191 roberttaylorins.com
Charles Chapman - State Farm Insurance Agent
4340 N Leavitt Rd F, Lorain, OH 44053
(440) 985-1405 charleschapmaninsurance.com
Cathie Halko - State Farm Insurance Agent
1065 N Ridge Rd W, Lorain, OH 44053
(440) 233-6157 coveredbycathie.com
Chris Arnott Agency Inc.
4789 N Leavitt Rd Suite D, Lorain, OH 44053
(440) 723-2991 chrisarnottinsurance.com
Lighthouse Insurance Agency
4789 N Leavitt Rd Suite D, Lorain, OH 44053
(440) 984-3463 lighthouseinsuranceamherst.com
Janasko Insurance
562 Broadway, Lorain, OH 44052
(440) 245-6268 janaskoinsurance.com
The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)
520 Broadway, Lorain, OH 44052
(440) 776-8900 libertycompany.com
Somers Agency LLC
5311N N Leavitt Rd Ste 100, Lorain, OH 44053
(440) 324-3447 somersagency.com
Masters Insurance Agency
210 W 7th St, Lorain, OH 44052
(440) 244-2253
D J Kwilecki Associates Insurance
211 W 8th St, Lorain, OH 44052
(440) 246-2680
Kelley Agency
5311 N Leavitt Rd, Lorain, OH 44053
(440) 282-8898

RV insurance agents in Lorain, Ohio help protect your recreational vehicle with liability, comprehensive, and collision coverage. Ohio law requires minimum liability insurance for motorized RVs, similar to auto insurance requirements. Local agents can also advise on coverage for seasonal storage and travel through Lake Erie areas.

What Does a RV Insurance Agent in Lorain Cost?

Typical RV insurance costs in Ohio range from 300 to 1,500 dollars per year for a standard policy, depending on the RV type, value, and coverage limits. A basic liability policy for an older travel trailer may cost around 200 dollars annually, while a full-coverage policy for a Class A motorhome can exceed 2,000 dollars. Factors like your driving history, storage location in Lorain, and annual mileage also affect the premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does RV insurance cover in Lorain Ohio?
RV insurance typically covers liability for bodily injury and property damage, comprehensive for theft and weather damage, and collision for accidents. Ohio requires minimum liability limits of 25,000 dollars per person for injury and 50,000 dollars per accident.
Do I need RV insurance if I store my RV in Lorain?
Yes, if your RV is financed or leased, lenders usually require comprehensive and collision coverage even during storage. For paid-off RVs, you may choose liability-only coverage, but comprehensive protects against theft and vandalism common in storage lots.
How does Ohio law affect RV insurance rates in Lorain?
Ohio is a fault state, meaning the at-fault driver pays for damages. This can affect your premium based on your driving record. Lorain County rates may also reflect local weather risks like lake-effect snow and hail.