The top-rated rv insurance agent in Utica, New York is Scott Grates - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Freeway Insurance, Matt Nimey Insurance Agency, AAA Utica. This directory lists 10 rv insurance agents serving Utica.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Grates - State Farm Insurance Agent | 430 Trenton Rd | (315) 797-7763 |
| 2 | Freeway Insurance | 334 Genesee St | (315) 567-4346 |
| 3 | Matt Nimey Insurance Agency | By appointment Only, 2001 Bleecker St | (315) 737-6099 |
| 4 | AAA Utica | 430 Court St | (315) 797-5452 |
| 5 | Dan Meehan - State Farm Insurance Agent | 2023 Sunset Ave | (315) 735-4494 |
| 6 | BEACH AGENCY INC | 1111 Oriskany St W | (315) 793-7626 |
| 7 | Scalzo Zogby & Wittig Inc | 120 Lomond Ct | (315) 792-0000 |
| 8 | Farmers Insurance - Michelle Santillo-Romano | 2400 Genesee St | (315) 765-6531 |
| 9 | Michael Garcia: Allstate Insurance | 2046 Genesee St | (315) 793-3322 |
| 10 | Good Move Insurance Co | 409 Court St | (332) 208-9821 |
Scott Grates - State Farm Insurance Agent serves the Utica, New York area, specializing in insurance for recreational vehicles. The agency provides property and liability coverage for motorhomes, travel trailers, and campers. Protection for both the vehicle and personal belongings inside is available. Specific policies address seasonal storage risks and roadside assistance needs during regional travel. The company handles coverage for fifth-wheel trailers and collision protection for Class A motorhomes.
As summer travel season approaches in Utica, New York, Freeway Insurance helps RV owners secure proper coverage for their vehicles. Whether embarking on cross-country trips or local campground visits, the company addresses the specific liability and comprehensive needs that recreational vehicles require. Many clients discover gaps in their standard auto policies that an RV specialist can fill, ensuring roadside assistance and contents protection are included. The process typically begins with a review of the vehicle's condition and the owner's travel habits to determine appropriate premium parameters and endorsement options.
Homeowners, families, and outdoor enthusiasts in Utica, NY, turn to Matt Nimey Insurance Agency for specialized RV insurance coverage. The agency assists clients in protecting their recreational vehicles against common risks on the road and at campsites across the region. Services are tailored to help local owners navigate policy options that fit their travel needs. The agency also serves residents in the greater Mohawk Valley area, including nearby communities such as New Hartford.
AAA Utica offers a full range of RV insurance agent services for recreational vehicle owners in Utica, NY. The company helps customers secure coverage for motorhomes, travel trailers, and campers, and can assist with policy reviews to match changing needs. Its service support includes guidance on claims processes and routine policy adjustments. AAA Utica works with clients who own single-family homes, apartments, retail spaces, and restaurants needing personal RV protection.
Dan Meehan - State Farm Insurance Agent serves clients throughout Utica, NY, and the surrounding communities of the Mohawk Valley region. It handles coverage for a wide variety of recreational vehicles, including motorhomes, travel trailers, and fifth wheels. The agency works to match each policy to the specific type of RV usage, whether for full-time living or seasonal travel. It takes a detailed approach by reviewing individual driver histories and vehicle values to properly structure an appropriate liability and comprehensive plan.
Beach Agency Inc in Utica, NY assists RV owners in understanding the difference between one-time liability coverage for short trips and recurring comprehensive policies that protect year-round travelers. Their insurance services cover common RV risks including collision damage, theft, and weather-related losses in the local area. The agency operates on an as-needed basis, allowing clients to request policy reviews or file claims whenever such needs arise.
Specializing in recreational vehicle insurance policies, Scalzo Zogby & Wittig Inc serves the Utica, New York area with tailored coverage plans for motorhomes, travel trailers, and campers. Its general services include policy consultations, risk assessments, and claims assistance to protect clients on the road. The agency helps owners prepare for seasonal weather concerns such as harsh winter storage or summer storm damage to their vehicles.
As the snow melts and Utica’s roads turn to mud each spring, RV owners begin preparing their campers for the season ahead. Farmers Insurance - Michelle Santillo-Romano provides local RV insurance agents who help motorhome and travel trailer owners assess their coverage needs. They review policy details such as liability, comprehensive, and collision protection, ensuring clients understand their options before hitting the road. An initial inspection of the vehicle is scheduled to verify its condition and determine a proper coverage plan.
Michael Garcia: Allstate Insurance provides RV insurance coverage for recreational vehicles in Utica, New York. Its policies can include protections for attached accessories such as awnings and satellite dishes, along with coverage for personal belongings stored inside the vehicle. The agency also offers liability and comprehensive options to safeguard against road hazards and weather events. This service is available for commercial operations, including offices, warehouses, and food service businesses.
Good Move Insurance Co in Utica, NY provides RV insurance agent services for recreational vehicles, including motorhomes and travel trailers. It offers specialty coverage add-ons such as roadside assistance and total loss replacement, which are common in this industry. The company works with customers who need policies for personal camping trips or seasonal travel. Its commercial sectors served include offices, warehouses, and food service businesses that require coverage on company-owned vehicles.
What Does a a Rv Insurance Agent in Utica Cost?
In New York, RV insurance costs vary based on the RV type, value, usage, and driving record. Typical annual premiums for a standard motor home range from 800 to 2,500 dollars. Travel trailer policies often cost 300 to 800 dollars per year. Factors like full-time living or towing coverage can increase rates. This is general information, not insurance advice.
About rv insurance agents in Utica
RV insurance agents in Utica, New York help protect your recreational vehicle with policies that comply with state laws. New York requires liability coverage for motor homes driven on public roads, and an agent can explain the minimum limits. Local agents also assist with comprehensive and collision options for storage and travel.
Frequently Asked Questions
Do I need RV insurance in Utica New York?
Yes, if you drive your RV on New York roads you must have liability insurance. New York law requires minimum bodily injury liability of 25,000 dollars per person and 50,000 dollars per accident, plus property damage liability of 10,000 dollars. An agent can help you meet these requirements.
What types of RV coverage are available in New York?
Common coverages include liability, comprehensive, collision, uninsured motorist, and personal effects coverage. Some policies also offer full-timer coverage if you live in your RV. An agent in Utica can explain which options fit your situation.
How does New York winter weather affect RV insurance?
New York winters can damage RVs from snow and ice. Comprehensive coverage typically protects against weather-related damage like roof leaks or frozen pipes. An agent can advise on storage coverage and winterization requirements.
Rv Insurance Agents in Other New York Cities
Albany · Bay Shore · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Fairport · Franklin Square · Hauppauge · Hempstead · Hicksville