The top-rated rv insurance agent in Saratoga Springs, New York is Kyle Magne - State Farm Insurance Agent, rated 5.0 stars across 372 reviews. Other highly rated options include Bob Fitch - State Farm Insurance Agent, Dione Ramsdill - State Farm Insurance Agent, Jenks Family Insurance Agency, LLC. This directory lists 17 rv insurance agents serving Saratoga Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyle Magne - State Farm Insurance Agent | 120 West Ave Apartment 102 | (518) 633-1010 |
| 2 | Bob Fitch - State Farm Insurance Agent | 440 Maple Ave | (518) 409-8685 |
| 3 | Dione Ramsdill - State Farm Insurance Agent | 4286 NY-50 | (518) 581-7010 |
| 4 | Jenks Family Insurance Agency, LLC | 11 Ballston Ave | (518) 581-1111 |
| 5 | Lubica Mills - State Farm Insurance Agent | 8 Circular St Suite 3 | (518) 587-6483 |
| 6 | Todd Harvey Farmers Insurance | 2 Smith Bridge Rd | (518) 693-6893 |
| 7 | Armor Group Insurance Agency | 340 Broadway Ste 301 | (518) 952-4296 |
| 8 | Steve Cook - State Farm Insurance Agent | 6 Franklin Square Ste E | (518) 581-8240 |
| 9 | AAA Saratoga | 26 West Ave | (518) 587-8529 |
| 10 | Cote Insurance Agency | 68 Weibel Ave | (518) 587-3303 |
Kyle Magne - State Farm Insurance Agent serves the Saratoga Springs, NY area and offers RV insurance coverage. This agency works with local residents to find policies that provide financial protection for recreational vehicles. The team assists clients through the claims process and provides coverage options for various travel trailers and motorhomes. They handle liability protection and comprehensive coverage for road trips in the region.
Bob Fitch - State Farm Insurance Agent in Saratoga Springs, NY provides RV insurance coverage and related policy options for recreational vehicle owners. The company offers tailored insurance plans that help protect motorhomes, travel trailers, and campers against unexpected risks. Policyholders can receive support with coverage adjustments, claims assistance, and general policy maintenance to keep their plans current. The firm also services properties including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, vehicle owners, and small business owners in Saratoga Springs turn to Dione Ramsdill - State Farm Insurance Agent for RV insurance policies that protect recreational vehicles during local travel and seasonal use. The agency helps clients assess coverage needs for motorhomes, travel trailers, and campers against common regional risks. Policies can include liability, comprehensive, and collision options. Service extends into nearby Malta and the broader Saratoga County area, ensuring campground visitors along the Hudson River have proper coverage.
Serving Saratoga Springs and the surrounding communities of upstate New York, this firm handles RV insurance coverage for a variety of recreational vehicles, including motorhomes, travel trailers, and fifth wheels. It offers protection for both the vehicle itself and personal belongings stored inside. To manage a typical policy request, it begins by reviewing the client’s specific travel habits and vehicle usage to recommend appropriate liability and comprehensive coverage levels.
When choosing RV insurance through Lubica Mills - State Farm Insurance Agent in Saratoga Springs, NY, clients can select either a one-time policy for a single trip or a recurring plan for continuous year-round coverage of motorhomes, travel trailers, and campers. This service provides standard protections such as liability, comprehensive, and collision options tailored to recreational vehicles driven locally or across New York state. For those needing flexible scheduling, coverage here is arranged on an as-needed basis, accommodating seasonal usage or full-time travel depending on individual requirements.
Todd Harvey Farmers Insurance offers specialized RV insurance coverage in Saratoga Springs, New York, tailoring policies for recreational vehicles. The agency works with local clients to address their unique needs, including protection for travel trailers, motorhomes, and campers. General service work involves risk assessment and policy management. This agent helps RV owners prepare for the winter storage season in Upstate New York, ensuring policies include adequate coverage for off-season hazards like freeze damage and vandalism.
As warmer months draw RV owners out on New York’s Northway and scenic Adirondack routes, Armor Group Insurance Agency in Saratoga Springs provides tailored coverage options for recreational vehicles. The agency handles the unique risks motorhome, travel trailer, and camper owners face, including liability, comprehensive, and collision components specific to seasonal use. Policies are designed to protect vehicles while in storage or traveling long distances. The process begins with a thorough review of the customer's specific RV model and typical usage to determine the appropriate initial coverage assessment.
Steve Cook - State Farm Insurance Agent provides insurance services for residential clients in Saratoga Springs, NY. The agency also covers commercial needs for RV owners and operators. Their service area extends to surrounding communities in the greater Saratoga region. Policies are structured to address varying travel and storage requirements for recreational vehicles. Clients can reach out for follow-up service or policy adjustments between regular seasonal visits.
AAA Saratoga assists RV owners in Saratoga Springs, New York, with insurance coverage for motorhomes and travel trailers. Their services extend to specialized policies that protect custom interiors and onboard equipment. Additional coverage options can address liability concerns while vehicles are stored or used seasonally. The agency serves diverse commercial clients needing RV policies, including offices that maintain mobile units, warehouses with fleet vehicles, and food service businesses operating concession vehicles.
Cote Insurance Agency in Saratoga Springs, New York, is recognized for matching owners of motorhomes, travel trailers, and fifth wheels with tailored liability and physical damage coverage. Its service range encompasses policies that address the unique risks of recreational vehicle ownership, including personal property protection and vacation liability. Beyond standard policies, the agency also facilitates the addition of total loss replacement coverage, ensuring a new comparable RV if a claim means a total loss.
What Does a a Rv Insurance Agent in Saratoga Springs Cost?
Typical RV insurance costs in New York range from 300 to 1500 dollars per year for basic liability and comprehensive coverage. Factors include RV value usage frequency driving record and storage location. Full-time living policies or high-value motorhomes can cost 2000 dollars or more annually. This is general information not insurance advice.
About rv insurance agents in Saratoga Springs
RV insurance agents in Saratoga Springs New York help you protect your recreational vehicle with policies that meet state requirements. New York law mandates minimum liability coverage for motorized RVs similar to auto insurance. Local agents understand the unique risks of driving in the Adirondack region and can tailor policies for seasonal use.
Frequently Asked Questions
What is the minimum RV insurance requirement in New York?
New York requires motorized RVs to carry liability insurance with at least 25000 dollars for bodily injury per person 50000 dollars per accident and 10000 dollars for property damage. This is the same as standard auto insurance minimums.
Do I need RV insurance if I store my RV in Saratoga Springs for winter?
Yes you should maintain comprehensive coverage even during storage to protect against theft fire or weather damage. Liability coverage may be reduced or suspended while the RV is not in use but check with your agent for options.
Can an RV insurance agent help with full-time living coverage in New York?
Yes many agents offer policies for full-time RV living which require higher liability limits and personal property coverage. New York does not have a specific full-time RV statute but standard homeowners policies do not cover RVs used as a primary residence.
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