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Directory of rv insurance agents in Congers, New York. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Congers, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 rv insurance agents in Congers, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Debbie McGuinness - State Farm Insurance Agent
75 Lake Rd Ste C D, Congers, NY 10920
(845) 267-2900
debbiemcguinness.com
Coyle Insurance Agency, Inc.
1 Lake Rd, Congers, NY 10920
(845) 268-7000
coyleagency.com
RV insurance agents in Congers, New York help recreational vehicle owners find appropriate coverage for motorhomes, travel trailers, and campers. New York state requires liability insurance for all registered motor vehicles, including motorhomes, with minimum limits of 25,000 dollars for bodily injury per person and 50,000 dollars per accident. Local agents can explain how New York no-fault laws apply to RV policies and advise on optional coverages like comprehensive and collision for your vehicle.
What Does a RV Insurance Agent in Congers Cost?
The cost of RV insurance in New York varies widely based on the type of RV, its value, usage, and your driving history. For a standard Class C motorhome, annual premiums typically range from 800 to 2,500 dollars. Travel trailer insurance is often less expensive, averaging 300 to 800 dollars per year. Full-timer policies for those living in their RV can cost 1,000 to 3,000 dollars annually. Factors like storage location in Congers, annual mileage, and coverage limits also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need RV insurance in Congers New York?
Yes, if your RV is a motorized vehicle you must carry liability insurance that meets New York minimum requirements. This includes 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 10,000 dollars for property damage. Non-motorized trailers may require separate coverage depending on your policy.
What types of RV coverage are available in New York?
Common coverages include liability, collision, comprehensive, uninsured motorist, medical payments, and personal effects coverage. Some agents also offer full-timer coverage for those who live in their RV full time, which includes liability similar to a homeowners policy.
How do New York no-fault laws affect RV insurance?
New York is a no-fault state for auto insurance, which means your own insurance pays for medical expenses after an accident regardless of fault. This rule applies to motorhomes and other motorized RVs. Personal injury protection (PIP) is required for motorized RVs to cover medical bills and lost wages.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.