The top-rated rv insurance agent in Toms River, New Jersey is NJ Life and Health Insurance Group, LLC, rated 5.0 stars across 808 reviews. Other highly rated options include Steve Meehan - State Farm Insurance Agent, Kevin Carroll - State Farm Insurance Agent, AAA Toms River Car Care Insurance Travel Center. This directory lists 17 rv insurance agents serving Toms River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | NJ Life and Health Insurance Group, LLC | 10 Allen St STE 4A | (848) 226-6897 |
| 2 | Steve Meehan - State Farm Insurance Agent | 617 NJ-37 | (732) 473-0100 |
| 3 | Kevin Carroll - State Farm Insurance Agent | 1410 Hooper Ave | (732) 505-8525 |
| 4 | AAA Toms River Car Care Insurance Travel Center | 1199 NJ-37 | (732) 244-6800 |
| 5 | Dolly Wasielewski: Allstate Insurance | 229 Washington St | (732) 557-6200 |
| 6 | Aaron Friedman: Allstate Insurance | 147 NJ-70 Ste 4 | (732) 901-7719 |
| 7 | Frank Valente: Allstate Insurance | 1841 Hooper Ave Ste B | (732) 240-5050 |
| 8 | Tom Miller - State Farm Insurance Agent | 3005 NJ-37 E | (732) 573-1681 |
| 9 | BHI Insurance | 240 Main St | (732) 349-2300 |
| 10 | Best insurance Toms River | 231 Main St | (732) 201-8633 |
NJ Life and Health Insurance Group, LLC, serves Ocean County and the surrounding area from its Toms River, New Jersey, location. This agency offers a range of personal insurance options for recreational vehicle owners in the region. Its services include protections for motorhomes, travel trailers, and campers against common risks on the road. The company also provides liability coverage for specialized vehicles used during seasonal travel and outdoor recreation along the Jersey Shore.
Steve Meehan - State Farm Insurance Agent in Toms River, NJ, provides a range of services including RV and vehicle insurance options tailored to local travel needs. Service plans offer coverage for on-the-road incidents and storage protection when vehicles are idle. Maintenance plans typically extend to roadside assistance and trip interruption benefits. The company insures a variety of properties, such as single-family homes, apartments, retail locations, and restaurants.
Kevin Carroll - State Farm Insurance Agent serves Toms River, New Jersey, and the surrounding Ocean County communities. This office handles RV insurance coverage for a variety of recreational vehicles including motorhomes, travel trailers, and campers. The agent works with clients to review necessary liability protections as well as coverage for the vehicle itself. For a typical RV insurance job, the office takes a consultative approach that focuses on matching policy options to each client's specific travel habits and storage needs.
Owners of RVs and travel trailers in Toms River, NJ rely on AAA Toms River Car Care Insurance Travel Center for their recreational vehicle insurance needs. The agency assists clients in selecting coverage options tailored to protect motorhomes, campers, and towable units. Understanding the unique risks of ocean-adjacent travel, they help residents find appropriate policies for nearby coastal routes and seasonal storage requirements. Their services also extend to communities throughout Ocean County, including neighboring towns like Brick and Seaside Heights.
For a recreational vehicle owner, choosing between a one-time insurance policy for a particular trip and a scheduled policy that covers year-round use depends on how often the vehicle is on the road. Dolly Wasielewski at Allstate Insurance in Toms River, NJ helps clients understand the coverage differences between basic liability and comprehensive protection that includes personal belongings inside the RV. Local travel through New Jersey’s shore areas and seasonal storage concerns are part of the consultation process for each customer. Service runs on an as-needed basis.
Aaron Friedman: Allstate Insurance provides specialized RV insurance options for recreational vehicle owners in Toms River, New Jersey. The agency addresses the unique coverage needs of motorhomes, travel trailers, and campers, while also offering standard auto and home insurance policies. Clients receive assistance in selecting appropriate liability, comprehensive, and collision protections for their vehicles. The agency helps RV owners prepare for the winter storage season by reviewing policies for potential gaps in coverage during months when vehicles are not in use.
Spring brings booming tourism to Toms River, which increases the need for recreational vehicle coverage along the Jersey Shore. Frank Valente: Allstate Insurance serves local RV owners by offering tailored policies that protect against coastal weather and road hazards. As an RV insurance agent, the company helps clients assess liability exposure and comprehensive coverage options for both seasonal and full-time travel. A thorough policy review or vehicle inspection typically begins the process of ensuring proper protection for each unique camper or motorhome.
As an independent RV insurance agent in Toms River, New Jersey, Tom Miller’s State Farm agency helps customers secure coverage for recreational vehicles like motorhomes and travel trailers. The agency assists clients in adding specialty protections such as roadside assistance, personal effects coverage, and full-timer liability. It also provides policies for smaller motorized watercraft that require liability and comprehensive options. Beyond personal coverage, the agent works with local commercial sectors, routinely serving offices, warehouses, and food service operations to tailor their business policies.
BHI Insurance provides residential RV insurance services to clients in Toms River, New Jersey. The agency also offers commercial coverage for local recreational vehicle businesses and serves the surrounding Shore area. Each policy is designed to protect motorhomes, travel trailers, and camper vans against common risks. Customers seeking annual policies or trip-specific coverage can receive clear guidance during the quoting process. The agency remains available for follow-up adjustments and repeat service between regular policy renewal visits.
Best Insurance Toms River is known for providing RV insurance agent services to residents of Toms River, New Jersey, covering a full range of recreational vehicles from towable campers to motorhomes. The company offers policies that address typical coverage needs for this area, including liability and comprehensive protection. An add-on specialty service it can arrange is roadside assistance tailored specifically for RV breakdowns.
What Does a a Rv Insurance Agent in Toms River Cost?
Typical RV insurance costs in New Jersey range from 300 to 1500 dollars per year for a standard policy, depending on the RV value, usage, and coverage limits. Full-time RV living or high-value vehicles can raise premiums to 2000 dollars or more. This is general information, not insurance advice.
About rv insurance agents in Toms River
RV insurance agents in Toms River help owners protect their recreational vehicles with policies tailored to New Jersey requirements. New Jersey law requires all motorized RVs to carry liability insurance similar to passenger vehicles. Local agents can guide you through state minimum coverage limits and optional add-ons for full-time living or roadside assistance.
Frequently Asked Questions
What does an RV insurance agent in Toms River do?
An RV insurance agent helps you compare policies from different carriers to find coverage that fits your RV type and usage. They explain New Jersey insurance laws and assist with claims or policy changes. Their service is free to you because they earn a commission from the insurer.
Is RV insurance required in New Jersey?
Yes, New Jersey law requires liability insurance for any motorized RV driven on public roads. Minimum limits are 15000 dollars per person for bodily injury and 5000 dollars for property damage. Non-motorized trailers may not require insurance but are often covered under a homeowners policy.
How do I choose an RV insurance agent in Toms River?
Look for an agent who specializes in recreational vehicle policies and understands New Jersey regulations. Ask about their experience with different RV types such as Class A motorhomes or fifth wheels. Check online reviews and confirm they are licensed in New Jersey.
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