The top-rated rv insurance agent in Lakewood, New Jersey is PRIME Insurance Agency, rated 4.9 stars across 357 reviews. Other highly rated options include Cosmo Insurance Agency, Sterling Property and Casualty, Stonebrook Insurance Group. This directory lists 19 rv insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PRIME Insurance Agency | 960 E County Line Rd | (732) 886-5751 |
| 2 | Cosmo Insurance Agency | 1600 Ave of the States #408 | (732) 363-3888 |
| 3 | Sterling Property and Casualty | 20 4th St Suite 211 | (732) 730-7130 |
| 4 | Stonebrook Insurance Group | 500 River Ave Suite 230 | (732) 905-4100 |
| 5 | Mitchell Hnatt: Allstate Insurance | 1900 NJ-70 | (732) 477-6900 |
| 6 | Ben Goldfischer: Allstate Insurance | 300 Main St | (732) 719-4050 |
| 7 | Wilhelm | 699 Cross St #1 | (732) 961-1551 |
| 8 | Eternal Cover Insurance Agency | 200 Airport Rd | (229) 231-2544 |
| 9 | Insurance Agency New Jersey | 1166 River Ave | (551) 273-4713 |
| 10 | J&R Insurance Agency & Financial Services LLC | 1400 Ocean Ave | (732) 363-1625 |
PRIME Insurance Agency serves Lakewood, New Jersey and the surrounding Ocean County area as an RV insurance agent. It helps local recreational vehicle owners obtain liability coverage, comprehensive protection, and collision insurance for their motorhomes, travel trailers, and campers. The agency works with standard policies that guard against theft, weather damage, and accident-related expenses. It also handles specialized coverage for personal belongings kept inside the vehicle and for temporary lodging if an RV becomes uninhabitable due to a covered loss.
Cosmo Insurance Agency provides a range of RV insurance services in Lakewood, NJ, including liability, collision, and comprehensive coverage options for recreational vehicles. The company offers maintenance plans that help clients protect their investment against roadside emergencies and weather-related damages common in the area. Service contracts can be tailored to cover standard motorhomes, travel trailers, and camper vans. Cosmo Insurance Agency serves local property owners with single-family homes, apartments, retail locations, and restaurants.
Homeowners and vehicle owners in the Lakewood, NJ area turn to Sterling Property and Casualty for RV insurance agent services. The company works with clients to secure coverage for recreational vehicles, tailored to individual needs and usage patterns. It helps policyholders understand the specific protections available for motorhomes, travel trailers, and campers. Sterling Property and Casualty also serves customers across neighboring Jackson, offering its guidance throughout that portion of the Ocean County region.
Stonebrook Insurance Group serves Lakewood, New Jersey, and the surrounding Ocean County communities, providing RV insurance agent services for recreational vehicles. The company handles coverage needs such as liability, collision, comprehensive, and uninsured motorist protection for both motorhomes and towable campers. For each typical policy, it reviews a client's driving history and vehicle usage to tailor an appropriate policy limit.
Unlike a one-time policy that covers just a single road trip, a recurring RV insurance plan provides continuous protection for year-round travelers or those who store their vehicles locally with regular seasonal use. Coverage common to Lakewood-area policies typically protects the motorhome or trailer against collision, comprehensive damage, and liability claims. Mitchell Hnatt: Allstate Insurance service for your rig runs on a scheduled basis, with premium billing arranged for each policy term as needed, allowing the agent to adjust your coverage after each renewal cycle.
Ben Goldfischer: Allstate Insurance provides RV insurance coverage in Lakewood, New Jersey, specializing in policies tailored for recreational vehicles. It assists motorhome, travel trailer, and camper van owners with liability, comprehensive, and collision protection. The agency also offers general insurance services for local drivers and homeowners. During the winter off-season, it helps RV owners adjust their coverage to account for vehicle storage, reducing premiums while maintaining essential protection against vandalism and weather damage.
For many Lakewood RV owners preparing for seasonal storage, Wilhelm offers specialized coverage for motorhomes over the winter months. The company deals directly with manufacturers and local repair shops to ensure policies match a client’s specific travel needs. Common concerns like wind damage on open lots or liability at campgrounds are addressed with tailored protection plans. An agent typically starts by scheduling a personal inspection of the vehicle to assess its condition and usage.
Eternal Cover Insurance Agency provides residential RV insurance for owners in Lakewood, NJ, along with commercial coverage for businesses using recreational vehicles. Their services extend throughout the Lakewood area and surrounding communities. The agency helps clients find policies that cover standard risks associated with RV use and ownership. They welcome follow-up inquiries and accommodate repeat service adjustments between regular policy reviews to address changing needs or vehicle modifications as they arise.
What Does a a Rv Insurance Agent in Lakewood Cost?
The cost of RV insurance in New Jersey varies widely based on the RV type, its value, your driving record, and coverage limits. Typical annual premiums for a standard Class C motorhome range from 800 to 2,500 dollars. Factors like your location in Lakewood and the number of miles driven per year also affect the price. This is general information and not insurance advice.
About rv insurance agents in Lakewood
RV insurance agents in Lakewood, New Jersey help residents protect their recreational vehicles. New Jersey law requires all motorized RVs to carry liability insurance with minimum limits of 15,000 dollars per person and 30,000 dollars per accident for bodily injury. An agent can guide you through required coverages and optional add-ons like roadside assistance.
Frequently Asked Questions
What types of RV insurance are available in Lakewood?
Agents offer coverage for Class A, B, and C motorhomes, travel trailers, and fifth wheels. Policies typically include liability, comprehensive, collision, and uninsured motorist coverage. New Jersey also requires personal injury protection for motorized RVs.
Do I need RV insurance in New Jersey if I only use my RV seasonally?
Yes, New Jersey law requires liability insurance for any motorized RV registered in the state, even if used only part of the year. You can ask your agent about storage coverage options when the vehicle is not in use.
How can a local Lakewood agent help with RV insurance?
A local agent understands New Jersey regulations and can tailor a policy to your specific RV type and usage. They can also explain state-specific requirements like the 15/30/5 minimum liability limits and help you compare quotes from multiple insurers.
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