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RV Insurance Agents in Budd Lake, NJ

Directory of rv insurance agents in Budd Lake, New Jersey. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Budd Lake, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 rv insurance agents in Budd Lake, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Maisano - State Farm Insurance Agent
238 US-46 W, Budd Lake, NJ 07828
(973) 691-1212 tommaisano.com
John Johnson Insurance Services, LLC
481 US-46, Budd Lake, NJ 07828
(908) 747-4282 jjinsurancenj.com

Budd Lake, New Jersey residents who own recreational vehicles need specialized insurance to protect their investment. New Jersey law requires all motor vehicles, including RVs, to carry minimum liability coverage of 15,000 dollars per person and 30,000 dollars per accident for bodily injury. A local RV insurance agent can help you find a policy that meets these legal requirements and covers your specific RV type.

What Does a RV Insurance Agent in Budd Lake Cost?

In New Jersey, RV insurance costs depend on factors such as RV type, age, value, and how often you use it. A basic liability policy for a travel trailer may cost 200 to 500 dollars per year. Full coverage for a luxury motorhome can exceed 3,000 dollars annually. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an RV insurance agent in Budd Lake do?
An RV insurance agent helps you compare policies from different carriers to find coverage for your specific RV type. They explain New Jersey insurance requirements and help you choose options like liability, comprehensive, collision, and roadside assistance.
Do I need special insurance for my RV in New Jersey?
Yes, New Jersey treats RVs as motor vehicles and requires liability insurance. If you finance your RV your lender may also require comprehensive and collision coverage. An agent can help you meet both legal and lender requirements.
How much does RV insurance cost in New Jersey?
Costs vary widely based on RV value, usage, driving record, and coverage limits. Typical annual premiums for a Class A motorhome range from 800 to 2,500 dollars. For a travel trailer costs are often lower, around 300 to 800 dollars per year.