The top-rated rv insurance agent in Germantown, Maryland is Miguel Malca - State Farm Insurance Agent, rated 5.0 stars across 875 reviews. Other highly rated options include Klinger Insurance Group, Jay Jarvis - State Farm Insurance Agent, Antonio Tatis - State Farm Insurance Agent. This directory lists 10 rv insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Miguel Malca - State Farm Insurance Agent | 20410 Observation Dr #112 | (240) 654-0204 |
| 2 | Klinger Insurance Group | 19785 Crystal Rock Dr STE 301 | (301) 428-4935 |
| 3 | Jay Jarvis - State Farm Insurance Agent | 20030 Century Blvd Ste 202 | (301) 569-6454 |
| 4 | Antonio Tatis - State Farm Insurance Agent | 20501 Seneca Meadows Pkwy Ste105 | (301) 528-5800 |
| 5 | Congressional Insurance Associates | 20440 Century Blvd #110 | (240) 912-4150 |
| 6 | CF Alliance Insurance Services | 20300 Seneca Meadows Pkwy #205 | (301) 515-9015 |
| 7 | Sam Moinzadeh: Allstate Insurance | 19725 Executive Park Cir | (301) 916-9600 |
| 8 | Preferred Insurance Solutions | 20030 Century Blvd #201 | (301) 428-3344 |
| 9 | Schaefer & Delauder Insurance | 13208 Executive Park Terrace | (301) 428-0282 |
| 10 | Farmers Insurance - Randolf Fonseca | 12410 Milestone Center Dr Suite 600 | (301) 279-9200 |
Miguel Malca - State Farm Insurance Agent serves the Germantown, Maryland, area with specialized RV insurance solutions. The agency helps local RV owners secure coverage tailored to protect recreational vehicles from common risks. Policies often safeguard against collision, comprehensive damage, and liability while traveling or storing the vehicle. This Germantown-based agent provides guidance to clients seeking appropriate protection for their motorhomes, campers, or travel trailers. Specific services offered include RV insurance for full-time living arrangements and protection for vehicles during long-distance road trips.
Klinger Insurance Group provides a full range of RV insurance agent services to customers throughout Germantown, MD. The agency helps clients secure coverage for motorhomes, travel trailers, and camper vans, with service plans that can protect against collision, comprehensive damage, and liability on the road. Maintenance plan options are also available to assist with routine upkeep and unexpected repairs. The firm handles insurance needs for single-family homes, apartments, and recreational properties that require tailored protection for both structures and vehicles.
Jay Jarvis - State Farm Insurance Agent serves Germantown homeowners, businesses, and recreational vehicle owners who need liability, comprehensive, and collision coverage for their motorhomes, campers, or travel trailers. Policy options can include roadside assistance, personal effects protection, and coverage for attached accessories. Navigating local RV regulations and ensuring proper coverage for seasonal storage or full-time living are key parts of the agency’s work. This office also provides its services to clients in the nearby Gaithersburg area of Montgomery County.
Antonio Tatis - State Farm Insurance Agent serves the Germantown, Maryland area and surrounding communities, specializing in RV insurance coverage for recreational vehicles. The agency handles policies that protect motorhomes, travel trailers, and campers against common risks on the road and at campsites. It works with clients to understand their travel habits and vehicle usage. To handle a typical coverage request, it begins by reviewing the customer's specific RV type and driving patterns to recommend an appropriate policy.
For customers seeking recreational vehicle insurance, the main difference between a one-time policy and a recurring annual plan is that a single-trip policy covers a specific journey, while a seasonal or full-year policy provides continuous protection. Congressional Insurance Associates, serving Germantown, MD, assists RV owners in securing coverage that addresses liability, collision, and comprehensive risks. A local agent helps match each client’s vehicle usage with the appropriate policy term. Service operates strictly on an as-needed basis, with no automatic renewal or scheduled maintenance unless arranged directly by the client.
CF Alliance Insurance Services specializes in RV insurance coverage, tailoring policies for motorhomes, travel trailers, and camper vans. As an agency serving Germantown, Maryland, it also provides broader insurance guidance for recreational vehicle owners in the region. Agents assist clients in understanding liability, comprehensive, and collision protections specific to their vehicles. Beyond general policy selection, the agency helps RV owners address concerns like seasonal storage risks and winterizing damages, ensuring their investment remains secure during months when the vehicle is not in use.
As the spring travel season approaches in Germantown, many RV owners prepare for cross-country trips and need updated coverage. Sam Moinzadeh: Allstate Insurance helps local recreational vehicle owners select appropriate liability, comprehensive, and collision policies tailored to their travel patterns. The agency works with drivers to understand how factors like towing equipment and seasonal storage affect coverage options. An initial review of each customer’s current policy and vehicle usage begins the process of finding suitable protection for the road ahead.
Preferred Insurance Solutions specializes in assisting Germantown, MD clients with obtaining RV insurance policies that meet their specific travel and recreational needs. The agency can help evaluate options such as liability coverage, comprehensive protection, and add-ons for personal belongings inside the vehicle. It also supports commercial sectors by addressing insurance requirements for offices, warehouses, and food service operations.
Schaefer & Delauder Insurance provides residential RV insurance guidance for clients in Germantown, Maryland, ensuring coverage for personal travel trailers and motorhomes. The agency also arranges commercial policies for businesses that use recreational vehicles in their operations, serving owners throughout the surrounding area. Policies are structured to protect vehicles during both storage and active road use. The office remains available to update existing policies between regular seasonal trips, helping clients maintain continuous protection for their RV through follow-up service appointments.
Farmers Insurance - Randolf Fonseca in Germantown, MD, is known for its specialized service as an RV insurance agent. The company assists owners of motorhomes, travel trailers, and campers in securing appropriate policies for local and long-distance travel coverage. Standard offerings include liability, comprehensive, collision, and personal property protection tailored to recreational vehicles. This agency focuses on matching coverage to the specific type and usage of each customer’s RV. As an add-on specialty, it can provide roadside assistance for breakdowns and towing emergencies during trips.
What Does a a Rv Insurance Agent in Germantown Cost?
The cost of RV insurance in Maryland typically ranges from 300 to 1,500 dollars per year for a standard motorhome, depending on factors like vehicle value, usage, and driving history. Travel trailer insurance is often less expensive, averaging 150 to 500 dollars annually. Premiums can vary based on coverage limits, deductibles, and the specific insurer. This is general information, not insurance advice.
About rv insurance agents in Germantown
Germantown residents who own a recreational vehicle need proper insurance to protect their investment. Maryland law requires liability coverage for motorized RVs that are driven on public roads. A local RV insurance agent can help you find a policy that meets state minimums and fits your travel needs.
Frequently Asked Questions
What are the minimum insurance requirements for an RV in Maryland?
Maryland requires all motorized RVs to carry liability insurance with at least 30,000 dollars for bodily injury per person, 60,000 dollars per accident, and 15,000 dollars for property damage. An RV insurance agent in Germantown can help you understand these limits and recommend additional coverage.
Do I need separate insurance for my travel trailer in Germantown?
Travel trailers that are not motorized do not require a separate liability policy under Maryland law. However, comprehensive and collision coverage is often recommended to protect the trailer itself. An agent can explain how your auto policy may or may not cover a towed trailer.
Can I bundle my RV insurance with my home or auto policy in Maryland?
Many insurance companies in Maryland offer discounts for bundling RV coverage with your home or auto policy. A local Germantown agent can compare bundle options from different carriers to help you save money while maintaining proper coverage.
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