The top-rated rv insurance agent in Richmond, Kentucky is Chris Brown - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include Parsons & Howard Insurance Group LLC, State Farm: Jerry Goble, Jon Clark - State Farm Insurance Agent. This directory lists 19 rv insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Brown - State Farm Insurance Agent | 638 University Shopping, Center Dr | (859) 623-0180 |
| 2 | Parsons & Howard Insurance Group LLC | 332 High Land Park Dr | (859) 624-9199 |
| 3 | State Farm: Jerry Goble | 444 Big Hill Ave | (859) 623-0350 |
| 4 | Jon Clark - State Farm Insurance Agent | 1010 Brandy Ln Ste F | (859) 623-6218 |
| 5 | The Richmond Insurance Group | 2130 Lexington Rd suite e | (859) 353-5596 |
| 6 | Insurance Pro | 226 E Main St | (859) 624-1500 |
| 7 | Shelter Insurance - Ashley Kovaleski | 610 Big Hill Ave Ste 6 | (859) 624-0883 |
| 8 | Bray and Oakley Insurance Agency | 2150 Lexington Rd d2 | (859) 623-1933 |
| 9 | Nationwide Insurance: Alan K Hatfield Inc. | 136 Big Hill Ave | (859) 623-2970 |
| 10 | Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North | 296 Michelle Dr | (859) 626-7725 |
Parsons & Howard Insurance Group LLC serves RV owners and mobile homeowners in the Richmond, KY area by offering tailored insurance policies that protect recreational vehicles on the road and at home. Their services help customers secure coverage for motorhomes, travel trailers, and campers, addressing liabilities and physical damage risks common to regional travel. The agency also assists local property owners who rent out their RVs. In addition to serving Richmond, the company covers insurance needs for clients in surrounding areas of Madison County.
State Farm: Jerry Goble provides comprehensive RV insurance services, including liability, comprehensive, and collision coverage for recreational vehicles. The agency works with customers to find suitable protection plans that safeguard against travel-related risks and property damage. Routine coverage maintenance and policy updates are offered to ensure continued compliance with local requirements. Services are available for motorhomes, travel trailers, fifth wheels, and camper vans owned by single-family households, and similar risks for retail and restaurant properties.
For specialty RV insurance needs, Jon Clark’s State Farm agency in Richmond, KY, offers coverage for motorhomes, travel trailers, and fifth-wheels. It also provides general auto, home, and life insurance policies to area residents. The agency helps RV owners manage risks specific to long trips or seasonal storage, such as liability, comprehensive damage, and roadside assistance. During harsh Kentucky winters or before major travel holidays, it assists clients in adjusting their policies to protect parked or frequently moving recreational vehicles.
The Richmond Insurance Group serves Richmond, Kentucky, and the surrounding Madison County communities, handling specialized RV insurance coverage for owners. Its policies protect motorhomes, travel trailers, and fifth wheels against common road hazards and weather events. The agency also addresses liability needs specific to recreational vehicles on local highways and campgrounds. To handle a typical job, it first reviews the client’s particular RV type and usage patterns to tailor the policy limits accordingly.
Insurance Pro in Richmond, Kentucky, distinguishes its RV insurance services by offering both one-time liability policies for seasonal travelers and recurring comprehensive plans for full-time owners. Coverage typically protects against collision damage, theft, and roadside emergencies on motorhomes and travel trailers. Spare part reimbursement and vacation liability protection are also commonly included in full policies. Service for policy setup runs on a one-time basis, while ongoing claims assistance and policy adjustments are handled as each need arises.
As central Kentucky RV owners prepare for another season of travel, Ashley Kovaleski at Shelter Insurance in Richmond offers RV insurance coverage tailored to the area’s typical road and camping conditions. Policies address risks like collision damage and liability. Every new policy begins with a thorough review of the vehicle’s current coverage needs and an inspection of the RV’s condition.
Bray and Oakley Insurance Agency provides comprehensive RV insurance policies for clients in and around Richmond, KY. They work to cover the unique liabilities and physical damage risks associated with recreational vehicles and travel trailers. Standard protection typically includes collision and comprehensive coverage tailored for mobile living. Their service extends to residential customers seeking coverage for seasonal or full-time use. The agency also serves various commercial sectors, including office parks, warehouse operations, and food service businesses needing fleet or liability policies.
Nationwide Insurance: Alan K Hatfield Inc. provides RV insurance services for residents in Richmond, KY. This local agency extends coverage options to commercial users who operate recreational vehicles for business purposes, with the service area encompassing the surrounding region. The agent assists with common policy needs for motorhomes, travel trailers, and campers. Customers often return for follow-up visits between regular travel seasons to review or update their coverage upon request.
Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North in Richmond, KY, is known for providing RV insurance coverage for local travelers. Its service range includes protecting motorhomes, travel trailers, and camper vans against common road risks. Clients can discuss liability protection to meet Kentucky requirements. The agency also assists with adding comprehensive coverage for weather-related damage. A specialty service it can add on is custom equipment coverage for installed accessories.
What Does a a Rv Insurance Agent in Richmond Cost?
Typical RV insurance costs in Kentucky range from 300 to 800 dollars per year for a basic policy on a travel trailer and 800 to 2000 dollars per year for a Class A motorhome. Factors such as vehicle value driving history and coverage limits affect the premium. This is general information and not insurance advice.
About rv insurance agents in Richmond
Richmond Kentucky RV owners can work with local agents to insure their recreational vehicles against damage and liability. Kentucky law requires all motor vehicles including RVs to carry minimum liability insurance of 25 thousand dollars per person and 50 thousand dollars per accident. A Richmond agent can help you understand state requirements and choose appropriate coverage for your specific RV type.
Frequently Asked Questions
What types of RV insurance are available in Richmond Kentucky?
Common RV insurance types include liability coverage for bodily injury and property damage, comprehensive and collision coverage for physical damage, and uninsured motorist coverage. Many Richmond agents also offer vacation liability and personal effects coverage for items inside the RV.
Does Kentucky require RV insurance for parked or seasonal use?
Kentucky requires liability insurance on any registered motor vehicle including RVs even if they are parked or used seasonally. If you store your RV for part of the year you must still maintain a minimum liability policy to keep the registration active.
How can I find a licensed RV insurance agent in Richmond Kentucky?
You can search the Kentucky Department of Insurance website for licensed agents in Madison County. Local independent agents in Richmond often represent multiple insurance companies and can compare RV coverage options for you.
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